<OHLVWl _$VHQWDPLQHQ _26'WLOD_ 9lULHQNDOLEURLQWL _$VHQQXNVHQSRLVWDPLQHQ _2QJHOPDQUDWNDLVX
<OHLVWl
0LOODLQHQRKMHOPD0DJLF7XQHRQ"
1l\WQWRLPLQWDDQYDLNXWWDYDWDVHQQHWWXJUDILLNNDNRUWWLNl\WVVlROHYDWLHWRNRQHYDODLVWXVRORVXKWHHWMDPXXW
\PSlULVWWHNLMlW6DDWSDUKDDQPDKGROOLVHQNXYDQYDLQVllWlPlOOlLWVHQl\WQDVHWXNVHWVHOODLVLNVLHWWlQH
VRSLYDWSDUKDLWHQMXXULVLQXQWDUSHLVLLVL.XYDQPDQXDDOLVHHQVllWlPLVHHQNl\WHWWlYlWVllWLPHWRYDWLNlYlN\OOl
XVHLQYDLNHLWDNl\WWll3DUKDLGHQPDKGROOLVWHQDVHWXVWHQO\WlPLVHQMDVllWlPLVHQHGHOO\W\NVHQlRQ
KHOSSRNl\WWLQHQRKMHOPDMRNDNl\NXYDQODDWXXQYDLNXWWDYDWDVHWXNVHWOlSL\NVLNHUUDOODDQ/RSSXWXORNVHQDRQ
SDUDVPDKGROOLQHQNXYD
8VHLPPLWHQHGHVNLUNNDXGHQWDLNRQWUDVWLQVllWlPLQHQHLROHKHOSSRDVLOOlNl\WWlMlOWlHGHOO\WHWllQXVHLQ
YDLNHDWDMXLVWHQ26'YDOLNRLGHQHOLQl\WVVlQlN\YlQYDOLNNRMlUMHVWHOPlQYDOLNRLGHQNl\WWl9LHOlWlUNHlPSll
RQHWWlNl\WWlMlHLVDDPLWllQSDODXWHWWDWHNHPLVWllQPXXWRNVLVWDPLNlDXWWDLVLRLNHLGHQVllWMHQ
O\WlPLVHVVl0DJLF7XQHRQRKMHOPDMRNDRSDVWDDNl\WWlMllVllWMHQWHNHPLVHVVlNl\WWlMl\VWlYlOOLVWHQ
RKMHLGHQMDMRNDLVWDVllGLQWlYDUWHQVXXQQLWHOOXQWDXVWDPXRNNDXVNXYLRQDYXOOD.XQNLQNl\WWlMlQRPDW
DVHWXNVHWYRLGDDQWDOOHQWDDPLNlKHOSRWWDDW\VNHQWHO\lVHOODLVHVVD\PSlULVWVVlMRVVDXVHDWW\QWHNLMlW
VDDWWDYDWNl\WWllVDPDDWLHWRNRQHWWD.l\WWlMlWYRLYDWOLVlNVLWDOOHQWDDXVHLWDHVLDVHWXVNRNRQDLVXXNVLDMDYDOLWD
QlLVWlWDUSHLWDDQMDHVLPHUNLNVLYDODLVWXVRORVXKWHLWDSDUKDLWHQYDVWDDYDWDVHWXNVHW
3HUXVWRLPLQQRW
0DJLF7XQHLVDVRIWZDUHXWLOLW\WKDWDOORZVPRQLWRUDGMXVWPHQWDQGFRORUWXQLQJXVLQJWKH'LVSOD\'DWD &KDQQHO&RPPDQG,QWHUIDFH''&&,SURWRFRO$OODGMXVWPHQWVWRWKHGLVSOD\DUHFRQWUROOHGYLDVRIWZDUH WRHOLPLQDWHWKHQHHGWRXVHWKHPRQLWRURQVFUHHQGLVSOD\26'0DJLF7XQHVXSSRUWV:LQGRZV6(0H ;3+RPHDQG;33URIHVVLRQDO
0DJLF7XQHDOORZVIRUTXLFNDFFXUDWHWXQLQJRIWKHGLVSOD\ZLWKWKHDELOLW\WRHDVLO\VDYHDQGXVHPRQLWRU
FRQILJXUDWLRQVWKDWDUHEHVWVXLWHGIRU\RX
26'WLOD
26'WLODQDYXOODYRLWNlWHYlVWLPXXWWDDQl\WQDVHWXNVLD6DDWKHOSRVWLHVLLQVHQYDOLNRQYDLKWRHKGRQMRQND
DVHWXNVLDKDOXDWPXXWWDD
<OHLVWl _$VHQWDPLQHQ _26'WLOD_ 9lULHQNDOLEURLQWL _$VHQQXNVHQSRLVWDPLQHQ _2QJHOPDQUDWNDLVX