HP 12C Financial 0012C-90001, 12C Financial 12C#ABA, 12C Financial F2231AA#ABA Part, Section 16: Bonds, Section 14: Leasing, Section 15: Savings, Section 11: Multiple Programs, Section 13: Investment Analysis, 8 Contents

8 Contents
Section 11: Multiple Programs ......................................	120
Storing Another Program ............................................................	120
Running Another Program...........................................................	122
Part III. Solutions ..................................................	123
Section 12: Real Estate and Lending ..............................	124
Annual Percentage Rate Calculations With Fees.............................	124
Price of a Mortgage Traded at a Discount or Premium....................	126
Yield of a Mortgage Traded at a Discount or Premium ...................	128
The Rent or Buy Decision ............................................................	130
Deferred Annuities .....................................................................	134
Section 13: Investment Analysis ....................................	136
Partial-Year Depreciation.............................................................	136
Straight-Line Depreciation.....................................................	136
Declining-Balance Depreciation ............................................	139
Sum-of-the-Years-Digits Depreciation ......................................	141
Full- and Partial-Year Depreciation with Crossover ..........................	144
Excess Depreciation ...................................................................	148
Modified Internal Rate of Return...................................................	148
Section 14: Leasing ......................................................	151
Advance Payments.....................................................................	151
Solving For Payment ............................................................	151
Solving for Yield .................................................................	154
Advance Payments With Residual ................................................	156
Solving for Payment.............................................................	156
Solving For Yield.................................................................	158
Section 15: Savings......................................................	160
Nominal Rate Converted to Effective Rate .....................................	160
Effective Rate Converted to Nominal Rate .....................................	161
Nominal Rate Converted to Continuous Effective Rate.....................	162
Section 16: Bonds ........................................................	163
30/360 Day Basis Bonds...........................................................	163
Annual Coupon Bonds ...............................................................	166

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