Contents
$771$179&725,1
5HYLVLRQ
$%,/,7,6&/$,05
3DJH
$WWHQGDQW9HFWRULQJ,QVWDOODWLRQDQG8VHU*XLGH
7KLV3DJH/HIW%ODQN
3DJHLL
672,*856
Ljxuh 7LWOH
3DJHLY
Dwwhqgdqwvdqgurxwhfdoovwrwkhvhjurxsv
Kdswhu ,QWURGXFWLRQ
9HFWRUV
LOOXVWUDWHVWKHFDOOIORZLQYROYHGLQDILUVWSDUW\YHFWRU
Frqiljxuhgdwwhqgdqwv
9HFWRUV&RQW
RQQHFWLRQ7\SHV
Frqqhfwlrq
5HTXLUHPHQWV
Rqiljxudwlrq 0DNHVXUHWKDW\RXKDYHWKHIROORZLQJFRPSRQHQWV
Frqwuroohu
20WKHUQHWFDUG
‡ ,QWHUIDFH3URFHVVRU,38QLWRU2$,PRGXOH
Kdswhu ,QVWDOODWLRQ3URFHGXUHV
2II+RRN6XSSUHVVHG 5LQJHUWHQVLRQ Whupwhqvlrq Dfnxswhqvlrq
QVWDOODWLRQ3URFHGXUHV&RQW
7HQDQW1XPEHU
QVWDOODWLRQ3URFHGXUHV
$QVZHULQJ$WWHQGDQW9HFWRULQJ&DOOVIURP0&6
Kdswhu 2SHUDWLQJ3URFHGXUHV
Qlwldoldwlrq
LQFRPLQJFDOOQRWLILFDWLRQLVGLVSOD\HGLQWKHILJXUHEHORZ
2SHUDWLQJ3URFHGXUHV
\VWHP6HWWLQJVDQG9HFWRUV
$WWHQGDQW9HFWRULQJ$GPLQ \VWHP6HWWLQJV
$IWHUORJJLQJLQWRWKH0&6VHOHFW6\VWHP$GPLQLVWUDWLRQ
Dfnxswhqvlrq
LJXUH6\VWHP6HWWLQJ6FUHHQ
Kxqwjurxs
Vdphwhqdqwqxpehu
Hqwulhv
Vfuhhq
9HFWRU&RQILJXUDWLRQ 9HFWRU0DQDJHPHQW
0DQDJHPHQW Yhfwruqdph
LJXUH9HFWRU&RQILJXUDWLRQ6FUHHQ
Yhfwru
6HOHFW9HFWRU0DQDJHPHQW 7KH9HFWRU0DQDJHPHQWVFUHHQGLVSOD\V
Rrqhriwkhiroorzlqj
9HFWRU0DQDJHPHQWILHOGVDUHGHVFULEHGEHORZ
Ridwwhqgdqwv
DQVZHUHGE\DQRSHUDWRUZLOOEHSHUIRUPHG
Lqfoxgh
Yhfwrufdoo
LJXUHWHQVLRQ0DQDJHPHQW6FUHHQ
WHQVLRQ0DQDJHPHQW
Fkdudfwhuv
1DPH WKHRSHUDWRUV7KLVILHOGFDQFRQWDLQDPDLPXPRI
$WWHQGDQW0DQDJHPHQWILHOGVLVGHVFULEHGEHORZ
$WWHQGDQW0DQDJHPHQW
$WWHQGDQW0DQDJHPHQWVFUHHQGLVSOD\V
LJXUH$WWHQGDQW0DQDJHPHQW6FUHHQ
Hqwulhv
RLQ 9HFWRU7\SH
3LSH1DPH RDLDSSSK\DQVQSLSHSK\DQV
7KUHH
Whqvlrq $WWHQGDQWV
7KLV3DJH/HIW%ODQN
$30&RQILJXUDWLRQ3DUDPHWHUV
9HFWRUDHPRQ
$SSOLFDWLRQ&RQILJXUDWLRQ3DUDPHWHUV
9HFWRU6HUYHU
8VDJHIRUWKHHWUDFWXWLOLW\LVDVIROORZV
Kdswhu 6XSSRUW8WLOLWLHVDQG7RROV
Hwudfw
Dpsoh
Dyge
6XSSRUW8WLOLWLHVDQG7RROV
$SSHQGL$ *ORVVDU\
9HFWRU
$SSOLFDWLRQV0DQDJHUUXQQLQJ2$
ORVVDU\$WWHQGDQW9HFWRULQJ,QVWDOODWLRQDQG8VHU*XLGH