Source Technologies ST9650

Source Technologies, LLC ST9650 Secure MICR Printer User’s Guide

Given the available area on the document, you may need to use a smaller font

when printing larger value amounts.

Payee Area

The payee is a necessary data element for a negotiable document. The payee

area is generally to the left side of the document either above or below the

amount in words. It is often preceded by the words “Pay to the Order Of.” The

payee data should not enter the MICR clear band which extends 5/8 of an inch

above the bottom of the check. Some financial institutions have established

specific print requirements for the Payee Name and optional address. Consult

your bank for details on their print requirements.

Signature Area

A signature is a required data element for a negotiable document. The signature

or signatures authorize the bank to honor the check; therefore, it must match the

bank’s records. The signature area should be beneath the convenience amount

area but the signatures should not enter the convenience amount area nor the

MICR clear band. This is especially true if you print the signature with MICR

toner.

Drawee Institution Name

The name of the institution where the maker’s account is located is referred to as

the drawee institution. The bank’s name, city, and state are required.

Account Title

The account title is normally printed in the upper left corner of the check. It

includes the name of the account holder and other information such as

addresses, telephone numbers, and logos. The data in the title should be legible

and sufficiently complete so that if the MICR data account number is destroyed,

the drawee institution can refer to the account title in order to trace the account

number.

Memo Line

This line is located in the lower left quadrant of the check, and is not required.

Data printed here does not contain any legal significance. Printing in this area

with magnetic toner should not extend downward into the MICR clear band which

is 5/8 of an inch above the bottom of the check.

Check Serial Number

The check serial number is generally printed in the upper right quadrant of the

check. Although the check number is not required for the check to be negotiable,

the account holder and financial institution use these numbers to reconcile

statements and execute stop payments. The check serial number should also

appear a second time in the MICR line, and these numbers should match. The

number of digits in the check serial number is controlled by the financial

institution and the MICR line format. Consult your banking institution for their

requirements.

Fractional Routing Number

The fractional routing number should be printed in a fractional format in the upper

right quadrant of the check. This number is assigned to identify the Federal

MICR Check Design | 3