HP 20b Consultant Financial manual Time Value of Money, Interest Conversion Menu

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Time Value of Money

4 Time Value of Money

The examples in the following sections are calculated with the Mode menu preferences in their default settings, unless otherwise noted. For more information about basic features and setting preferences, see Chapter 1, Basic Features.

:&

DWN

NOM%=

DWN

EFF%=

DWN

P/YR=

Figure 4-1 The Menu Map for the Interest Conversion Menu

Interest Conversion Menu

To open the Interest Conversion menu (Iconv) press :&.

To reset the variables to their default values, from anywhere inside the menu, press :x. With Iconv displayed, press Ito reset, or Oto cancel. To exit the menu, press Oonce again. See Figure 4-1. Table 4-1 describes the items of the Iconv menu.

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Contents HP part number F2219-90001 First edition January Legal Notices Contents HP 20b Business Consultant Feature On/OffSelecting a Language Cursor Adjusting the Display ContrastTwo Line Display Mode Menu Setting Preferences Setting Display Description RPN Changing the Operating Mode Keys DisplayDescriptionKey Presses and the Shift Key Keys Display DescriptionAnnunciator Symbol Status AnnunciatorsIKey =Key Reset xMenu Editing Entries and Clearing On/CE OKeyMemory Accessing Menus and Menu Maps Menu Map for the Break-even MenuBasic Features There are four types of menu items Mathematical Calculations Mathematical Functions Number Entry and DisplayChain Mode Algebraic Mode Keys Display DescriptionReverse Polish Notation RPN Mode 3I4+ 5I6+One-Number Functions and the Math Menu Keys Description Math sMenu Menu Map for the Math Menu Keys Display Description Two-Number Functions Storing and Recalling Numbers Recalling Stored Numbers Rounding NumbersSimple Percentages Statistical Operations Menu Map for the Data and Statistics MenusPage 150 165 160 175 170 Statistics Example 3I1 60I 4I1 75I 5I1 70I KeysKeys DisplayDescription Keys DisplayDescription Time Value of Money Interest Conversion MenuDescription TVM Keys and Entering Values 365TVM Keys KeysDescription Time Value of Money Amortization 1400 00VMenu Map for the Amortization Menu 5Amortization Menu Items Menu Item/Key DescriptionMenu Item/Key Description 10Y KeysDisplayDescriptionTime Value of Money 6Amortization Example Cash Flows KeyDescription Key Description 8000 4500 4000 11500 Analyzing Cash Flows Menu Map for the NPV and IRR Menus Inv. I%= Net PV= RIRR%= Editing Cash Flows Business Problems Keys Display Description 15I 20I 80I Business Problems 3Part % of Total Example Bonds Bond Menu Variable DescriptionVariable Description 2010 Key Display Description2020 OL1+ L2= Depreciation Depreciation Description Method SoydAcrs Life= Factor= 1000 500IKey Display Description Break-even 1500 00I 250IKeys Display Description HP Limited Hardware Warranty and Customer Care Page Customer Care Modifications Canadian Notice Xxxx Japanese Notice HP-INVENT Contact India Indonesia +65 6100 Ireland Paraguay HP Invent

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