13.Except as may otherwise be provided herein or required by law, neither Seaguard nor any supplier of services to Seaguard shall be liable to you or others for any loss, including inter- ruption of Services, death or bodily injury or damage to real or personal property, damage (including indirect and conse- quential damages), or expense of any kind caused directly or indirectly by any action or inaction of Seaguard or any sup- plier of service to Seaguard.
14.The sole liability of Seaguard and any supplier of services to Seaguard to you for interruptions in Services furnished by Seaguard or by any supplier of services to Seaguard will be a prorata adjustment of the fixed annual charges billed by Seaguard for the period of the interruption. Adjustments will only be made for interruptions lasting longer than 24 hours. In no case shall a credit exceed the fixed annual charge. A cred- it allowance will not be given for interruptions caused by the negligence or willful act of you or your authorized user. Should Seaguard or any supplier of services to Seaguard be found gross- ly negligent, their liability shall not exceed the lesser of $500 or the value of the annual charges for the interrupted Services.
15.In the event you fail to perform any term, covenant or condi- tion of this Contract, Seaguard may, at its option, at any time terminate this Contract, and/or demand and recover from you all charges then due and owing.
16.All remedies of Seaguard hereunder are cumulative, are in addition to any other remedies provided for by law, and may,
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