#5335#5DGLR6KDFN#&RUSRUDWLRQ1
$OO#5LJKWV#5HVHUYHG1
5DGLR6KDFN/#5DGLR6KDFN1FRP#DQG#$GDSWDSOXJ#DUH#WUDGHPDUNV
XVHG#E\#5DGLR6KDFN#&RUSRUDWLRQ1
9305959
2:1(5·6#0$18$/#³#3OHDVH#UHDG#EHIRUH#XVLQJ#WKLV#HTXLSPHQW1
7KDQN#\RX#IRU#SXUFKDVLQJ#D#5DGLR6KDFN#%LOLQJXDO#7DONLQJ#/DSWRS1#<RXU#ODSWRS#LV#D#IXQ#OHDUQLQJ#WRRO#\RX#FDQ#XVH#DORQH#RU#ZLWK#D#IULHQG1#7KH#ODSWRS#WDONV#WR#\RX#WR#KHOS#\RX#OHDUQ#PDWK#DQG#VSHOOLQJ/#WHVW#\RXU#PHPRU\/#DQG#FKDOOHQJH#\RXUVHOI#ZLWK#ZRUG#JDPHV1#(QMR\#73#GLIIHUHQW#DFWLYLWLHV#LQ#DOO1#8VH#WKH#ODSWRS#WR#KHOS#GHYHORS#\RXU#FRPSXWHU#VNLOOV#ZLWK#WKH#IXOO\0IXQFWLRQDO#PRXVH#DQG#NH\ERDUG1

#"+/2146#06"#

,I#DQ#LFRQ#DSSHDUV#DW#WKH#HQG#RI#D#
SDUDJUDSK/#JR#WR#WKH#ER[#RQ#WKDW#
SDJH#ZLWK#WKH#FRUUHVSRQGLQJ#LFRQ#
IRU#SHUWLQHQW#LQIRUPDWLRQ1

³#:DUQLQJ##
##³#,PSRUWDQW
.
..
.#³#&DXWLRQ##
°
°°
°#³#+LQW
±
±±
±#³#1RWH
6SRNHQ#,QVWUXFWLRQV#DQG#
5HVSRQVHV#³#JLYHV#\RX#DXGLEOH#
LQVWUXFWLRQV/#DQVZHUV/#DQG#
HQFRXUDJHPHQW1
%LOLQJXDO#&RPSDWLELOLW\#³#
OHWV#\RX#VHOHFW#(QJOLVK#RU#
6SDQLVK#DV#WKH#ODQJXDJH#WR#
XVH#GXULQJ#\RXU#DFWLYLWLHV1
%XLOW0,Q#0RXVH#³#
OHWV#\RX#PRYH#WKH#
FXUVRU#WR#WKH#GHVLUHG#
ORFDWLRQ#ZLWKRXW#
XVLQJ#WKH#NH\ERDUG1
(OHFWURQLF#
6\QWKHVL]HU#³#OHWV#
\RX#UHFRUG#DQG#SOD\#
EDFN#VRQJV#WKDW#\RX#
FRPSRVH1
3Z]Z_XfR]ïER]\Z_Xï=Rae`a3Z]Z_XfR]ïER]\Z_Xï=Rae`a3Z]Z_XfR]ïER]\Z_Xï=Rae`a3Z]Z_XfR]ïER]\Z_Xï=Rae`a

4@?E6?ED

4@?E6?ED4@?E6?ED

4@?E6?ED

3RZHULQJ#<RXU#/DSWRS#111111111111111111 #5
,QVWDOOLQJ#%DWWHULHV#111111111111111111#5
8VLQJ#DQ#$&#RU#'&#$GDSWHU#1111#5
2SHUDWLRQ#111111111111111111111111111111111111111 #6
2SHQLQJ#WKH#&RYHU#11111111111111111111#6
7XUQLQJ#WKH#/DSWRS#
2Q#DQG#2II#111111111111111111111111111111111 #6
6HOHFWLQJ#DQ#$FWLYLW\#111111111111111 #6
6FRULQJ#1111111111111111111111111111111111111111 #7
$FWLYLWLHV#1111111111111111111111111111111111111111#7
&DWHJRU\#4=#
9RFDEXODU\#)#*UDPPDU#111111111111 #7
&DWHJRU\#5=#0DWKHPDWLFV#1111111 #:
&DWHJRU\#6=#
0XVLF#)#'UDZLQJ#1111111111111111111111#43
&DWHJRU\#7=#
*DPHV#)#$PXVHPHQW#11111111111111#45
&DUH#11111111111111111111111111111111111111111111111 #48
6HUYLFH#DQG#5HSDLU#111111111111111111111 #49
7KH#)&&#:DQWV#<RX#WR#.QRZ#111 #49