Victor Technology V12 manual Chs, Int, Entries ALG Display

Page 12

V I C T O R T E C H N O L O G Y

Example

Calculate the simple interest on a 100,000 amount with 12% annual interest for 180 days using the 360 day cycle and the 365 day cycle.

ENTRIES

DISPLAY

 

 

 

 

 

 

 

 

 

-100,000.00

100000

 

CHS

 

PV

 

 

 

 

Displays the amount.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

180.00

180

 

n

Displays the number of days for which interest will

 

 

 

 

 

 

 

 

 

be calculated

12

 

 

i

12.00

 

 

Displays the annual interest rate

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

6,000.00

 

b

 

 

 

INT

 

 

 

 

 

 

 

Displays the simple interest on a 360 day basis

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

5,917.81

R↓

x↔y

 

 

 

 

Displays the simple interest on a 360 day basis

 

 

 

 

 

 

 

 

 

In RPN method, touching

+ after the calculation places the total principal and

interest accrued into the display.

To display total principal and interest accrued in ALG method, touch + x ↔ y = .

Example

You take out a loan of $900, which you have 90 days to repay. You are lent the money at 4.3% simple interest, which is calculated on a 360-day cycle. You want to find the total amount of accrued interest you will owe in 90 days, the total amount you will owe including principal.

 

ENTRIES (ALG)

DISPLAY

 

 

 

 

 

 

 

-900.00

 

 

 

900

CHS

 

PV

 

 

 

 

 

 

Displays the amount.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

90.00

 

 

 

90

n

Displays the number of days for which interest will

 

 

 

 

 

 

 

be calculated

 

4.3

i

4.30

 

 

 

Displays the annual interest rate

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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Contents Owners Guide V12 Financial Calculator Preface Where to Start Other Financial Calculations Branch & Loop Programs Where to Start Entering Large Amounts Entries DisplayEEX Entering Small AmountsUsing the Clear Function ALG and RPN Setting FunctionsSequential Calculations in ALG method RPN method Sequential Calculations in RPN methodStorage Capacity and Recalling Entered Data C T O R T E C H N O L O G Y Using the Financial Storage Registers Resetting Saved DataFirst Steps to Financial Functions Saving to a RegisterCHS INTEntries ALG Display Entries RPN Display Basic Financial Calculations Term Definition KEYPMT Positive and Negative Cash FlowsSpecial relationship between i and n Determining Interest Rate Solving forDetermining Present Value Solving for PV Entries Display FIN Determining Payment Amount Solving for PMTDetermining Future Value Solving for FV Determining Number of Periods Solving for n Loan With Balloon PaymentAmortization Function Amort Other Financial Calculations RCLNPV Net Present Value Entries Display REG CHS CF0Grouped Cash Flows Entries RPN Display REG Replacing Current Cash Flow Value Data STONPV Entries RPN Display RCL Determining Values with Depreciation500.00 Determining Bond Values Price YTMPercentages ENTER/=ALG method, calculate 35% of $1,200 Calendar Operations Date Determining Number of Days Between Dates∆DYS Other Operational Features Decimal Place Display SettingsStatus Icons Scientific Notation Display Settings Other Display Settings Error Display Full Figure DisplayPrefix Underflow and Overflow DisplayRunning Display LSTStatistical Features and Functions ↔ yRecovering Incorrectly Entered Statistical Data Child Height Inches Weight lbs = = y-values Values Standard Deviation EntriesMean Values Linear Estimates for x and y Weighted Mean Values Mathematical Features and Functions Entries DisplayFrac Integer ValuesIntg Rounded ValuesRND Factorial ValuesExponential Values Logarithm Values Square Root ValuesSquared Values Reciprocal Values Power Features in ALG method Power Features in RPN methodEntries ALG Display Enter Basics of Programming Creating Your Own ProgramSets the calculator to program function Prgm Executing Your Own Program Program Memory Basics Determining Program Line InstructionsExamples Program line 000 and the GTO 000 instruction Performing a Program One Line at a Time000 Sets calculator to program mode 001 SST Setting the Calculator to a Specific Program Line Interrupting a Program During ExecutionPause 006 Stopping a Program During Execution Entries RPN Display Branch & Loop Programs Branching with ConditionsExample GTO Storing More Than One Program Editing Your Programs Inserting Instructions Into a Program 002 003 004 005 006 007 008 009,43,33,000 Inserting Instructions at the End of a Program C T O R T E C H N O L O G Y Error Messages Error CauseVictor Technology LLC

V12 specifications

The Victor Technology V12 is a sophisticated and versatile electronic calculator designed for both personal and professional use. With its user-friendly interface and advanced functionality, it has become a popular choice among students, educators, and business professionals alike.

One of the standout features of the V12 is its large, backlit display, which provides clear visibility in various lighting conditions. This makes it easier for users to read numbers and calculations without straining their eyes. The calculator’s ergonomic design ensures comfortable handling, while its robust construction promises durability and longevity.

The V12 supports a wide range of mathematical operations, including basic arithmetic functions, advanced calculations like square roots and percentages, and trigonometric functions. This versatility makes it suitable for both everyday calculations and more complex mathematical tasks, catering to a diverse audience.

Incorporating cutting-edge technology, the Victor Technology V12 boasts a solar-powered option, which enhances its sustainability and reduces the need for battery replacements. For situations where solar power is insufficient, it also features a backup battery, ensuring uninterrupted usage in all environments.

Another key characteristic of the V12 is its programmable memory function. Users can store frequently used calculations or data, facilitating quicker access and minimizing repetitive input. This feature proves particularly useful for professionals who deal with extensive numerical data and require efficiency in their calculations.

The V12 also includes a spell-check dictionary and error-checking capabilities, making it easier to avoid mistakes during calculations. With its responsive keys and tactile feedback, users can input data swiftly and accurately, further boosting productivity.

In summary, the Victor Technology V12 stands out due to its combination of advanced functionality, ease of use, and reliable performance. With features tailored for a wide range of users, it successfully meets the demands of both casual calculators and those who require more sophisticated computational capabilities. Its thoughtful design, reliability, and innovative technology make it a valuable tool in today's fast-paced world of mathematics and finance. Whether in a classroom, an office, or at home, the V12 proves to be an essential companion for tackling everyday numerical challenges.
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