Victor Technology V12 manual Entries Display REG, CHS CF0, Grouped Cash Flows

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V I C T O R T E C H N O L O G Y

stored in R1. If used again in the same cash flow problem, the contents of the x-register are stored in first R2, then R3, R4, and so on.

Example

You want to buy a yacht for $23,000 and rent it to a skipper for a share of tour revenue. You expect cash flows of the initial cost ($23,000), ($5000) in the first year for repairs, +$10,000 in the second year from tours, +$15,000 in the third year, $17,000 in the fourth year, and then you expect to sell the yacht in the fifth year for $19,000. Your expected rate of return is 15%.

ENTRIES

 

 

 

DISPLAY

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

0.00

 

b

 

REG

 

 

 

 

 

 

 

 

 

 

 

Clears the x register

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

-23,000.00

23000

CHS

 

 

r

CF0

 

 

 

Stores the initial cash outflow to buy the yacht

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

-5,000.00

5000

CHS

 

 

 

r

 

CFj

 

 

 

 

 

 

Stores the first year cash flow

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

10,000.00

10000 r

 

 

 

CFj

 

 

 

 

 

 

 

 

Stores the second year cash flow

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

15,000.00

15000 r

 

 

 

CFj

 

 

 

 

 

 

 

 

Stores the third year cash flow

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

17,000.00

17000 r

 

 

 

CFj

 

 

 

 

 

 

 

 

Stores the fourth year cash flow

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

19,000.00

19000 r

 

 

 

CFj

 

 

 

 

 

 

 

 

Stores the final cash inflow at time of sale

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

5.00

 

RCL

 

 

n

 

 

 

 

 

 

 

Displays the number of cash flows entered after

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

the initial

15

 

 

i

 

 

 

 

 

 

 

15.00

 

 

 

 

 

 

 

 

 

Stores the expected rate of return

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

b

 

NPV

 

 

 

 

9,242.52

Since NPV is positive, this investment would be attractive.

Grouped Cash Flows

It is possible to calculate NPV for 80 unique cash flows using the CFj key. In addition, the number of cash flows included in a calculation can go beyond 80

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Contents Owners Guide V12 Financial Calculator Preface Where to Start Other Financial Calculations Branch & Loop Programs Where to Start Entering Small Amounts Entering Large AmountsEntries Display EEXSequential Calculations in ALG method Using the Clear FunctionALG and RPN Setting Functions Storage Capacity and Recalling Entered Data RPN methodSequential Calculations in RPN method C T O R T E C H N O L O G Y Saving to a Register Using the Financial Storage RegistersResetting Saved Data First Steps to Financial FunctionsEntries ALG Display CHSINT Entries RPN Display Positive and Negative Cash Flows Basic Financial CalculationsTerm Definition KEY PMTDetermining Interest Rate Solving for Special relationship between i and nDetermining Present Value Solving for PV Determining Payment Amount Solving for PMT Entries Display FINDetermining Future Value Solving for FV Loan With Balloon Payment Determining Number of Periods Solving for nAmortization Function Amort NPV Net Present Value Other Financial CalculationsRCL Grouped Cash Flows Entries Display REGCHS CF0 Entries RPN Display REG NPV Replacing Current Cash Flow Value DataSTO Determining Values with Depreciation Entries RPN Display RCL500.00 Determining Bond Values YTM PriceENTER/= PercentagesALG method, calculate 35% of $1,200 Calendar Operations Determining Number of Days Between Dates Date∆DYS Status Icons Other Operational FeaturesDecimal Place Display Settings Scientific Notation Display Settings Underflow and Overflow Display Other Display Settings Error DisplayFull Figure Display PrefixLST Running Display↔ y Statistical Features and FunctionsRecovering Incorrectly Entered Statistical Data Mean Values Child Height Inches Weight lbs = = y-values ValuesStandard Deviation Entries Linear Estimates for x and y Weighted Mean Values Entries Display Mathematical Features and FunctionsRounded Values FracInteger Values IntgExponential Values RNDFactorial Values Squared Values Logarithm ValuesSquare Root Values Reciprocal Values Entries ALG Display Enter Power Features in ALG methodPower Features in RPN method Creating Your Own Program Basics of ProgrammingSets the calculator to program function Prgm Executing Your Own Program Determining Program Line Instructions Program Memory BasicsExamples Performing a Program One Line at a Time Program line 000 and the GTO 000 instruction000 Sets calculator to program mode 001 SST Interrupting a Program During Execution Setting the Calculator to a Specific Program LinePause 006 Stopping a Program During Execution Entries RPN Display Branching with Conditions Branch & Loop ProgramsExample GTO Storing More Than One Program Editing Your Programs Inserting Instructions Into a Program 002 003 004 005 006 007 008 009,43,33,000 Inserting Instructions at the End of a Program C T O R T E C H N O L O G Y Error Cause Error MessagesVictor Technology LLC

V12 specifications

The Victor Technology V12 is a sophisticated and versatile electronic calculator designed for both personal and professional use. With its user-friendly interface and advanced functionality, it has become a popular choice among students, educators, and business professionals alike.

One of the standout features of the V12 is its large, backlit display, which provides clear visibility in various lighting conditions. This makes it easier for users to read numbers and calculations without straining their eyes. The calculator’s ergonomic design ensures comfortable handling, while its robust construction promises durability and longevity.

The V12 supports a wide range of mathematical operations, including basic arithmetic functions, advanced calculations like square roots and percentages, and trigonometric functions. This versatility makes it suitable for both everyday calculations and more complex mathematical tasks, catering to a diverse audience.

Incorporating cutting-edge technology, the Victor Technology V12 boasts a solar-powered option, which enhances its sustainability and reduces the need for battery replacements. For situations where solar power is insufficient, it also features a backup battery, ensuring uninterrupted usage in all environments.

Another key characteristic of the V12 is its programmable memory function. Users can store frequently used calculations or data, facilitating quicker access and minimizing repetitive input. This feature proves particularly useful for professionals who deal with extensive numerical data and require efficiency in their calculations.

The V12 also includes a spell-check dictionary and error-checking capabilities, making it easier to avoid mistakes during calculations. With its responsive keys and tactile feedback, users can input data swiftly and accurately, further boosting productivity.

In summary, the Victor Technology V12 stands out due to its combination of advanced functionality, ease of use, and reliable performance. With features tailored for a wide range of users, it successfully meets the demands of both casual calculators and those who require more sophisticated computational capabilities. Its thoughtful design, reliability, and innovative technology make it a valuable tool in today's fast-paced world of mathematics and finance. Whether in a classroom, an office, or at home, the V12 proves to be an essential companion for tackling everyday numerical challenges.
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