Victor Technology V12 manual Determining Future Value Solving for FV, Entries RPN Display FIN

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V I C T O R T E C H N O L O G Y

 

 

 

 

0.50

6 r i

 

Displays the interest rate of 6% per year or 0.5%

 

 

 

 

per month.

 

 

 

 

400.000.00

400000

PV

 

Displays the loan amount or present value.

 

 

 

 

 

 

 

 

-2,398.20

 

PMT

 

 

 

 

Displays the monthly payment

 

 

 

 

Determining Future Value: Solving for FV

¾Touch b CLEARFIN to reset financial registers

¾Use n or r 12x to enter number of periods or payments

¾Use i or r 12÷ to enter annual interest rate

¾Enter values for PV and PMT

¾Touch r BEG or r END to select payment function

¾Touch FV to calculate the future value

Example

ENTRIES (RPN)

 

DISPLAY

 

 

 

 

 

 

 

 

 

0.00

b

 

 

FIN

 

 

 

 

 

 

 

 

 

Clears the financial registers.

 

 

 

 

 

 

 

 

 

360 n

 

360.00

 

Displays 360 months for a 30 year loan.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

0.50

6

r i

 

Displays the interest rate of 6% per year or 0.5%

 

 

 

 

 

 

 

 

 

per month.

 

 

 

 

 

 

 

 

 

400.000.00

400000

PV

 

 

 

Displays the loan amount or present value.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

-2,397.20

2397.202

 

CHS

 

PMT

 

Displays the monthly payment. Notice the amount

 

 

 

 

 

 

 

 

 

is reduced by $1 from previous examples.

 

 

 

 

 

 

 

 

 

-1,004.62

 

FV

 

Displays the amount still owed at the end of the

 

 

loan period. In this example, the payments over 30

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

years did not pay off the entire loan.

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Contents Owners Guide V12 Financial Calculator Preface Where to Start Other Financial Calculations Branch & Loop Programs Where to Start EEX Entering Large AmountsEntries Display Entering Small AmountsUsing the Clear Function ALG and RPN Setting FunctionsSequential Calculations in ALG method RPN method Sequential Calculations in RPN methodStorage Capacity and Recalling Entered Data C T O R T E C H N O L O G Y First Steps to Financial Functions Using the Financial Storage RegistersResetting Saved Data Saving to a RegisterCHS INTEntries ALG Display Entries RPN Display PMT Basic Financial CalculationsTerm Definition KEY Positive and Negative Cash FlowsSpecial relationship between i and n Determining Interest Rate Solving forDetermining Present Value Solving for PV Entries Display FIN Determining Payment Amount Solving for PMTDetermining Future Value Solving for FV Determining Number of Periods Solving for n Loan With Balloon PaymentAmortization Function Amort Other Financial Calculations RCLNPV Net Present Value Entries Display REG CHS CF0Grouped Cash Flows Entries RPN Display REG Replacing Current Cash Flow Value Data STONPV Entries RPN Display RCL Determining Values with Depreciation500.00 Determining Bond Values Price YTMPercentages ENTER/=ALG method, calculate 35% of $1,200 Calendar Operations Date Determining Number of Days Between Dates∆DYS Other Operational Features Decimal Place Display SettingsStatus Icons Scientific Notation Display Settings Prefix Other Display Settings Error DisplayFull Figure Display Underflow and Overflow DisplayRunning Display LSTStatistical Features and Functions ↔ yRecovering Incorrectly Entered Statistical Data Child Height Inches Weight lbs = = y-values Values Standard Deviation EntriesMean Values Linear Estimates for x and y Weighted Mean Values Mathematical Features and Functions Entries DisplayIntg FracInteger Values Rounded ValuesRND Factorial ValuesExponential Values Logarithm Values Square Root ValuesSquared Values Reciprocal Values Power Features in ALG method Power Features in RPN methodEntries ALG Display Enter Basics of Programming Creating Your Own ProgramSets the calculator to program function Prgm Executing Your Own Program Program Memory Basics Determining Program Line InstructionsExamples Program line 000 and the GTO 000 instruction Performing a Program One Line at a Time000 Sets calculator to program mode 001 SST Setting the Calculator to a Specific Program Line Interrupting a Program During ExecutionPause 006 Stopping a Program During Execution Entries RPN Display Branch & Loop Programs Branching with ConditionsExample GTO Storing More Than One Program Editing Your Programs Inserting Instructions Into a Program 002 003 004 005 006 007 008 009,43,33,000 Inserting Instructions at the End of a Program C T O R T E C H N O L O G Y Error Messages Error CauseVictor Technology LLC

V12 specifications

The Victor Technology V12 is a sophisticated and versatile electronic calculator designed for both personal and professional use. With its user-friendly interface and advanced functionality, it has become a popular choice among students, educators, and business professionals alike.

One of the standout features of the V12 is its large, backlit display, which provides clear visibility in various lighting conditions. This makes it easier for users to read numbers and calculations without straining their eyes. The calculator’s ergonomic design ensures comfortable handling, while its robust construction promises durability and longevity.

The V12 supports a wide range of mathematical operations, including basic arithmetic functions, advanced calculations like square roots and percentages, and trigonometric functions. This versatility makes it suitable for both everyday calculations and more complex mathematical tasks, catering to a diverse audience.

Incorporating cutting-edge technology, the Victor Technology V12 boasts a solar-powered option, which enhances its sustainability and reduces the need for battery replacements. For situations where solar power is insufficient, it also features a backup battery, ensuring uninterrupted usage in all environments.

Another key characteristic of the V12 is its programmable memory function. Users can store frequently used calculations or data, facilitating quicker access and minimizing repetitive input. This feature proves particularly useful for professionals who deal with extensive numerical data and require efficiency in their calculations.

The V12 also includes a spell-check dictionary and error-checking capabilities, making it easier to avoid mistakes during calculations. With its responsive keys and tactile feedback, users can input data swiftly and accurately, further boosting productivity.

In summary, the Victor Technology V12 stands out due to its combination of advanced functionality, ease of use, and reliable performance. With features tailored for a wide range of users, it successfully meets the demands of both casual calculators and those who require more sophisticated computational capabilities. Its thoughtful design, reliability, and innovative technology make it a valuable tool in today's fast-paced world of mathematics and finance. Whether in a classroom, an office, or at home, the V12 proves to be an essential companion for tackling everyday numerical challenges.
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