HP 10bII 25–, 54–, –90.21, –20.05, –310.42, –220.21, –290.37, 9,193.28, 1,801.57, SULQFLSDO￿SD\PHQW￿, (QWHUV￿ILUVW￿SD\PHQW￿, 'LVSOD\V￿35,1￿DQG￿WKH￿ILUVW￿

$PRUWL]H￿WKH￿￿VW￿￿￿￿WK￿￿DQG￿￿￿WK￿SD\PHQWV￿

￿0	1.00
*￿	1– 1
￿	–310.42
￿	0.00
￿	13,939.58
￿￿0	25.00
*￿	25– 25
￿	–220.21
￿	–90.21
￿	9,193.28
￿￿0	54.00
*￿	54– 54
￿	–290.37
￿	–20.05
￿	1,801.57

(QWHUV￿ILUVW￿SD\PHQW￿

'LVSOD\V￿3(5￿DQG￿WKH￿ DPRUWL]HG￿SD\PHQW￿SHULRG￿

'LVSOD\V￿35,1￿DQG￿WKH￿ILUVW￿SULQFLSDO￿SD\PHQW￿

'LVSOD\V￿,17￿DQG￿WKH￿LQWHU￿ HVW￿

'LVSOD\V￿%$/￿DQG￿WKH￿ORDQ￿ EDODQFH￿DIWHU￿RQH￿SD\PHQW￿

(QWHUV￿SD\PHQW￿WR￿DPRU￿ WL]H￿

'LVSOD\V￿3(5￿DQG￿WKH￿ DPRUWL]HG￿SD\PHQW￿SHULRG￿

'LVSOD\V￿35,1￿DQG￿WKH￿ SULQFLSDO￿SDLG￿RQ￿WKH￿￿￿WK￿ SD\PHQW￿

'LVSOD\V￿,17￿DQG￿WKH￿LQWHU￿ HVW￿SDLG￿RQ￿WKH￿￿￿WK￿SD\￿ PHQW￿

'LVSOD\V￿%$/￿DQG￿WKH￿EDO￿ DQFH￿DIWHU￿WKH￿￿￿WK￿SD\￿ PHQW￿

(QWHUV￿SD\PHQW￿WR￿DPRU￿ WL]H￿

'LVSOD\V￿3(5￿DQG￿WKH￿ DPRUWL]HG￿SD\PHQW￿SHULRG￿

'LVSOD\V￿35,1￿DQG￿WKH￿ SULQFLSDO￿SDLG￿RQ￿WKH￿￿￿WK￿ SD\PHQW￿

'LVSOD\V￿,17￿DQG￿WKH￿LQWHU￿ HVW￿SDLG￿RQ￿WKH￿￿￿WK￿SD\￿ PHQW￿

'LVSOD\V￿%$/￿DQG￿WKH￿EDO￿ DQFH￿DIWHU￿WKH￿￿￿WK￿SD\￿ PHQW￿

5: Time Value of Money Calculations 71