HP 30B 3

HP 20b Business Consultant

iii

Contents

HP 20b Business Consultant HP 30b Business Professional Financial Calculator User’s Guide Legal Notice Page Page Keyboard Map Legend Page Table of Contents 2 Mathematical Calculations 3 Time Value of Money 4 Canadian Mortgages: TVM Canada 5 Cash Flows 7 Black-ScholesCalculation Menu 8 Date Calculation 9 Break-even 1 Basic Features Welcome to your new HP Financial Calculator Turning the Calculator On and Off Selecting a Language Adjusting the Display Contrast Cursor Two Line Display The Mode Menu: Setting Preferences Page Changing the Calculation Mode Key Presses, the Shift Key, Secondary, and Tertiary Functions Page Annunciators The Input Key The Equals Key Using the Input and Equals Keys Editing and Clearing Entries The On/CE Key The Reset Menu Notes about Special Menus Memory and the Memory Menu Accessing Menus and Menu Maps Page Page 2 Mathematical Calculations Mathematical Functions Number Entry and Display Chain Mode Algebraic Mode Reverse Polish Notation (RPN) Mode The RPN Stack Last Number Page Page Page One-NumberFunctions and the Math Menu Random number The Math Menu Page The Probability Sub-menu Page Binomial Functions Two-NumberFunctions Storing and Recalling Numbers Recall Arithmetic Storing and Recalling with Time Value of Money (TVM) Keys Recalling a Menu Item Value in a Menu Recalling and Storing Values in the Data and Cash Flow Menus Rounding Numbers Percentages Page 3 Time Value of Money Time Value of Money (TVM) Keys Calculating Payments on a Loan Amortization Page Creating an Amortization Schedule Page Interest Conversion Menu Using the Interest Conversion Menu 4 Canadian Mortgages: TVM Canada Canadian Mortgage Example Cash Flows Cash Flow Example Page Page Analyzing Cash Flows Page Page Editing Cash Flows Page Sample Cash Flow Diagrams 6 Bonds The Bond Menu Bond Calculation Example Page 7 Black-ScholesCalculation Menu The Black-ScholesMenu Page Black-ScholesExample :(HOLD) B Page 8 Date Calculation The Date Calculation Menu Page 9 Break-even The Break-evenMenu Page 10 Business Problems The Percent Calculation Menu Percent Calculation Examples Page Page 11 Depreciation The Depreciation Menu Depreciation Example Page 12 Statistical Operations The Data and Stats Menus Page Statistics Example Page Page 13 Programming Programming the HP 30b Key Presses for Program Instructions :>or Programming Example :sI Program Step Reassigning Menu Functions :xI Tests and Jump Functions Long Programs and Battery Life Sub-FunctionCall Other Programming Functions Messages :EI Debugging a Program Saving, Restoring, and Modifying Mode Settings :u4IO Solve 2.L1:hL1-L2=(HOLD) L1:hL1 Page Error Messages and Calculator Status Page 15 Warranty, Regulatory, and Contact Information Replacing the Batteries HP Limited Hardware Warranty and Customer Care Regulatory Information Federal Communications Commission Notice Modifications Declaration of Conformity for Products Marked with FCC Logo, United States Only Canadian Notice Avis Canadien European Union Regulatory Notice Japanese Notice Korean Notice Disposal of Waste Equipment by Users in Private Household in the European Union Contact Information Page Page Page Page Page Symbols