Source Technologies ST9335 manual Security Issues, Check Stock Security Features

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Section 5: Security Issues

5 Security Issues

Printing negotiable documents from blank paper on desktop MICR laser printers makes security a top priority for any company embarking on a desktop check printing project.

Good security programs integrate hardware, software, your employees and your financial institution into a secure check production system. Recent changes relative to the responsibilities of banks and their customers have a bearing on the ultimate liability for fraudulent documents. Customers must have systems designed and documented to show “Ordinary Care and Good Faith Effort” is in place to avoid liability. In the past, financial institutions generally credited corporations when fraud was discovered. New regulations attempt to define who may have been negligent in the transaction and put the liability on that party or parties. Clearly, if a fraudulent occurrence can be traced to a corporation’s lack of security procedures, or the design of their negotiable documents, the regulations will protect the banks, or at best case the loss will be shared.

Check Stock Security Features

We have found the following check stock security features to be of merit:

Artificial Watermarks - White on white printing generally on the back reveals words or patterns when held at an angle. You should state on the front of the check that this feature is present. It cannot be copied.

Laid Lines - Evenly spaced background lines that make cut and paste alteration difficult.

Void Pantograph - Background printing of the word VOID or COPY which appears on photocopies. Some paper suppliers offer enhanced versions of pantographs which provide more protection from the latest in color copier technology.

Chemical Additives - If an ink eradicator (bleach, acetone, etc.) is applied to the document, the eradicator creates a permanent stain.

Numbered Check Stock - Sequential numbering printed in dye that penetrates to the reverse side of the check can be used to verify authenticity. This number may not relate to the check serial number. This also provides for inventory control of blank check stock.

NOTE: These quality issues serve as a general guide for check production. You should not consider these features as an all inclusive list. We recommend consulting with your local paper supplier for any additional comments or suggestions.

Secure MICR Printer User’s Guide July 2003

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© Source Technologies

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Contents ST9335 Secure Micr Printer User’s Guide Page Table of Contents Audit Trail Report Error MessagesPrinter Installation Micr Printing Today Micr OverviewCheck Processing System Micr Overview Position and Dimension Gauge General Features of Check DesignMicr Check Design Design Elements in Detail PaperMicr Clear Band DuplexingData Elements Date Amount Convenience AmountDollars Amount In WordsPayee Area Signature AreaCheck Serial Number Fractional Routing Number Micr Line Account Title Memo LineAuxiliary On-Us Field Positions 65 to External Processing Code EPC Field PositionOn-Us Field Positions 32 to Routing Field Positions 43 toSample Check Quality Issues Micr Check Stock WeightQuality LayoutMoisture Check Stock Security Features Security IssuesSecurity Note Security Issues Micr Mode Micr FeaturesMicr Fonts Secure FontsResource Storage Bi-Directional Feedback@PJL Ustatus Device Micr Menu STH Command Entering Micr ModeSTF Command Micr Definition Command SMCPxxxx$ optional PasswordSet New Password Command &%STExxxxxxxx$ SmcpPrint Micr E-13B Font SMDddd...ddd$ STSSMD Print Micr CMC7 Font SM7ddd...ddd$Print ICR Secure Numeric Font &%SMIxxxxxx~ Print Secure Numeric Font SMFddd..ddd~Print MicroPrint Line SMMxxxxxxxxx!$ Load Flash Resource STLxxxxxyyyyyyzdd....ddTray Lock Command STTL#$ Secure Flash Resource Unlock Command STPxxxxx$Tray Unlock Command STTU#$ Tray Swapping CommandsDES and AES Decryption STDON$ Customer Character Conversation Command Special Alert and Custom Beep Command Hex Transfer IBM Host Programming Features and ExamplesTurning Hex Transfer On Turning Hex Transfer OffHex Transfer Examples Micr Mode Command Example NON-NEGOTIABLE STFPASSWORD$ Commands in .1 in order of appearanceSTY4040$ Escape Character TranslationSTY4000$ Example &%STY2300$Audit Trail Reports Print Audit Report End Audit Record Audit Trail Report Command SetAudit Report Field One SQ1d..d$ Audit Report Field Two-MICR Line SMDd..d$ or &%SM7d..d$Audit Report Field Five SQ5d..d$ Audit Report Field Four SQ4d..d~Audit Report Field Six SQ6d..d$ Audit Report Field Seven SQ7d..d$Spurge Print and Purge Audit Report &%SPURGExx$Print Audit Report SPRINTxx$ SprintSQ4 Start Audit Feedback CommandSQ5 SQ6Audit Trail Commands Example Void SAR$ Command terminatorSQ1200$200 SQ6October 5, 2005$SQ7103345 AM$ SMD...$Msmith See list of Micr Error Messages on following Error MessagesError Message On Display Printed Message Description Action Appendix a E13B Micr Font Mapping Command&%SMDddd..ddd$Appendix B CMC7 Micr Font Mapping Command SM7ddd..ddd$Appendix C Secure Numeric Font Mapping Command SMFddd...dd~Example &%SMF$1,123.00~ Will print Appendix D ICR Secure Numeric Font Mapping Command SMIxxxxxx~Description Command Appendix E Micr Mode Command SummaryDescription Command Structure Function Appendix F Audit Report Command SummaryFonts and Secured Resources Appendix G PJL Based Micr CommandsPJL Unlock Sequence PJL Re-Lock SequencePCL Font Call Commands PJL Re-Lock Sequence With a New Password ValuePJL Info Micr Command Cartridge Status = Unknown PCL Macro Call PCL Initial Set-UpPCL Font Calls, Positioning Commands and Variable Print Data Sample Accounts Payable Check @PJL Enter Language = PCL PJL and PCL commands used to print the sample check

ST9335 specifications

The Source Technologies ST9335 is a cutting-edge payment and transaction terminal designed for high-security environments and robust performance. As the demand for secure payment processing continues to rise, the ST9335 stands out with its modern technology and user-friendly features that meet both merchant and consumer needs.

One of the defining characteristics of the ST9335 is its advanced encryption capabilities. Security is paramount in payment processing, and this terminal incorporates end-to-end encryption (E2EE) to protect sensitive cardholder data during transactions. This technology ensures that all payment information is securely transmitted, thereby minimizing the risk of data breaches and fraud.

In addition to its security features, the ST9335 boasts a high-resolution color touchscreen display, which enhances the user experience by providing clear visuals and easy navigation. The intuitive interface allows both merchants and customers to complete transactions quickly and efficiently. The large display also supports customizable branding and promotional content, enabling businesses to communicate directly with their customers.

The ST9335 is equipped with multiple connectivity options, including Ethernet, Wi-Fi, and 4G LTE. This versatility ensures that merchants can select the best connection method for their specific environment, whether they operate in a retail space, a restaurant, or a mobile setting. The device’s adaptability to various network configurations streamlines payment processing, reducing wait times and enhancing customer satisfaction.

Another notable feature is its compatibility with a broad range of payment methods. The ST9335 supports traditional magnetic stripe cards, EMV chip cards, and contactless payments such as NFC and mobile wallets. As consumers increasingly prefer to use contactless payments for convenience and speed, this terminal stays relevant in the evolving landscape of payment processing.

The design of the ST9335 is another highlight, with a rugged and ergonomic form factor that withstands daily wear and tear. Its durable construction, combined with an IP54 rating for splash and dust resistance, ensures longevity in various operating conditions.

Not only does the ST9335 provide robust security and ease of use, but it also supports a range of value-added services such as loyalty programs, gift card processing, and inventory management. This multifunctionality allows businesses to enhance customer engagement and streamline their operations.

In summary, the Source Technologies ST9335 is a powerful and versatile payment terminal that combines advanced security, a user-friendly interface, multiple connectivity options, and support for various payment methods. Whether in a retail shop or on the go, the ST9335 is designed to meet the evolving needs of today’s businesses and consumers, making it a reliable choice for any transaction environment.