Source Technologies 1352 MICR 40 Account Title Memo Line, Auxiliary On-Us Field Positions 65 to

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Section 3: MICR Check Design

Account Title

The account title is normally printed in the upper left corner of the check. It includes the name of the account holder and other information such as addresses, telephone numbers, and logos. The data in the title should be legible and sufficiently complete so that if the MICR data account number is destroyed, the drawee institution can refer to the account title in order to trace the account number.

Memo Line

This line is located in the lower left quadrant of the check, and is not required. Data printed here does not contain any legal significance. Printing in this area with magnetic toner should not extend downward into the MICR clear band which is 5/8ths of an inch above the bottom of the check.

Check Serial Number

The check serial number is generally printed in the upper right quadrant of the check. Although the check number is not required for the check to be negotiable, the account holder and financial institution use these numbers to reconcile statements and stop payments. The check serial number should also appear a second time in the MICR line, and these numbers should match. The number of digits in the check serial number is controlled by the financial institution and the MICR line format. Consult your banking institution for their requirements.

Fractional Routing Number

The fractional routing number should be printed in a fractional format in the upper right quadrant of the check. This number is assigned to identify the Federal Reserve District and drawee institution. Consult with your bank for the proper routing number and format for each of your accounts.

MICR Line

Accurate high-speed processing of your checks by financial institutions is enabled by the accuracy and integrity of the data in the MICR line. Refer to figure 3.1 for the location of the following MICR line fields. The MICR line is read from right to left with position one being the right most position proceeding to position sixty-five on the left. The MICR line must be printed at exactly eight characters per inch.

Auxiliary On-Us Field Positions 65 to 45

This field usually contains the check serial number for commercial size checks and possibly account control information. It is bounded by On-Us symbols. (;). It is not included on personal, small size checks.

External Processing Code (EPC) Field Position 44

This one digit field is position 44 of the MICR line. This field is usually left blank. The use of this field is controlled by the ASC X9B Standards Committee.

Secure MICR Printer User’s Guide July 2003

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Contents IBM Infoprint 1352 Micr Secure Micr Printer User’s Guide Page Table of Contents Audit Trail Report Error MessagesPrinter Installation Micr Printing Today Micr OverviewCheck Processing System Micr Overview Design Elements in Detail Paper General Features of Check DesignPosition and Dimension Gauge Micr Check DesignAmount Convenience Amount DuplexingMicr Clear Band Data Elements DateSignature Area Amount In WordsDollars Payee AreaExternal Processing Code EPC Field Position Account Title Memo LineCheck Serial Number Fractional Routing Number Micr Line Auxiliary On-Us Field Positions 65 toOn-Us Field Positions 32 to Routing Field Positions 43 toSample Check Quality Issues Layout WeightMicr Check Stock QualityMoisture Check Stock Security Features Security IssuesSecurity Note Security Issues Secure Fonts Micr FeaturesMicr Mode Micr FontsResource Storage Bi-Directional Feedback@PJL Ustatus Device Micr Menu STH Command Entering Micr ModeSTF Command Smcp PasswordMicr Definition Command SMCPxxxx$ optional Set New Password Command &%STExxxxxxxx$Print Micr CMC7 Font SM7ddd...ddd$ STSPrint Micr E-13B Font SMDddd...ddd$ SMDLoad Flash Resource STLxxxxxyyyyyyzdd....dd Print Secure Numeric Font SMFddd..ddd~Print ICR Secure Numeric Font &%SMIxxxxxx~ Print MicroPrint Line SMMxxxxxxxxx!$Tray Swapping Commands Secure Flash Resource Unlock Command STPxxxxx$Tray Lock Command STTL#$ Tray Unlock Command STTU#$DES and AES Decryption STDON$ Customer Character Conversation Command Special Alert and Custom Beep Command Turning Hex Transfer Off IBM Host Programming Features and ExamplesHex Transfer Turning Hex Transfer OnHex Transfer Examples Micr Mode Command Example NON-NEGOTIABLE STFPASSWORD$ Commands in .1 in order of appearanceExample &%STY2300$ Escape Character TranslationSTY4040$ STY4000$Audit Trail Reports Print Audit Report Audit Report Field Two-MICR Line SMDd..d$ or &%SM7d..d$ Audit Trail Report Command SetEnd Audit Record Audit Report Field One SQ1d..d$Audit Report Field Seven SQ7d..d$ Audit Report Field Four SQ4d..d~Audit Report Field Five SQ5d..d$ Audit Report Field Six SQ6d..d$Sprint Print and Purge Audit Report &%SPURGExx$Spurge Print Audit Report SPRINTxx$SQ6 Start Audit Feedback CommandSQ4 SQ5Audit Trail Commands Example Void SQ6October 5, 2005$ Command terminatorSAR$ SQ1200$200SQ7103345 AM$ SMD...$Msmith See list of Micr Error Messages on following Error MessagesError Message On Display Printed Message Description Action Appendix a E13B Micr Font Mapping Command&%SMDddd..ddd$Appendix B CMC7 Micr Font Mapping Command SM7ddd..ddd$Appendix C Secure Numeric Font Mapping Command SMFddd...dd~Example &%SMF$1,123.00~ Will print Appendix D ICR Secure Numeric Font Mapping Command SMIxxxxxx~Description Command Appendix E Micr Mode Command SummaryDescription Command Structure Function Appendix F Audit Report Command SummaryPJL Re-Lock Sequence Appendix G PJL Based Micr CommandsFonts and Secured Resources PJL Unlock SequencePCL Font Call Commands PJL Re-Lock Sequence With a New Password ValuePJL Info Micr Command Cartridge Status = Unknown PCL Macro Call PCL Initial Set-UpPCL Font Calls, Positioning Commands and Variable Print Data Sample Accounts Payable Check @PJL Enter Language = PCL PJL and PCL commands used to print the sample check
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