HP 20B manual Off calculator off

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N

N key, 32

natural exponent: e to the power of x key, 23

nCr, 27

negative numbers, 16 net future value, 43 net present value, 43 net uniform series, 43 nPr, 27

NPV: key, 42

NPV, IRR: menu items, 43 number entry, 16

number period: compounding, 55

number periods: amortization, 33

numbers: rounding, 28; storing and recalling, 27

O

off: calculator off, 7

Off: key, 7

on: calculator on, 7

On: key, 7

P

P/YR: key, 32

parentheses: use in Chain mode, 17

parentheses (swap and roll down): keys in RPN, 21

payback, 43

percent calculation: % calc key, 53

percentage: % key, 28 percentage of total, 53 percentages: simple, 28 periodic payment: PMT key, 32 PI. See Math Menu population, 61

power functions, 23

Predictions: sub-menu. See Statistics

present value: PV key, 32

price: break-even, 51; face value. See bonds; percent calculation, 54

principal, 33 probability, 25

product: x and y values, 63 profit, 51

Q

quantity: break-even, 52

R

radians, 9

random function: RAND key, 23 recall arithmetic, 28

recalling numbers: RCL key, 27

reciprocal: 1/x key, 23 regression line, 61 remaining book value, 58 remaining depreciable value, 58 Reset: key, 13

roll down. See RPN

rounding numbers: RND key, 23

RPN: Reverse Polish Notation, 18 RPN stack, 18

S

S.E. SamP.X and Y, 61 salvage: depreciation, 58 scientific notation: EEX key, 16 scroll: up and down arrow keys, 8 semiannual: bond, 47

Sigma X,Y, 61

sign: positive, negative key, 16

sine: SIN key, 23 slope, 61

square of x: key, 23 square root key, 23 standard deviation, 61 start: amortization period, 33 start date: depreciation, 58

Index

statistics: menu items, 62; one-variable, 61; one-variable weighted, 61; Stats key, 61; two-variable, 61

statistics example, 63 stats menu, 61

storing numbers: STO key, 27 student, 25

sums: sub-menu. See Statistics swap. See RPN

symbol: battery, 7

T

tangent: TAN key, 23 thousands separator, 9

time value of money: keys, 32

top line: display, 8

total: cash flows, 43

TVM: example, 32; storing and recalling numbers, 28

U

up arrow key. See scroll

X

x:Sigma, 62; square of Sigma x, 63; times payment per year, xP/YR key, 32

x mean, 62

x mean sample, 62

x population Std. Dev., 62 x prediction, 62

x standard deviation, 62

Y

y:Sigma, 63; square of Sigma y, 63 y mean, 62

y mean sample, 62

y population Std. Dev., 62 y prediction, 62

y standard deviation, 62 y to the x power, 23 y-intercept, 61

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Contents HP part number F2219-90201 First edition August HP 20b Business Consultant Financial Calculator ManualRevision History Legal NoticesRevision History Legal NoticesContents Bonds Business ProblemsTime Value of Money Cash FlowsErrors Warranty, Regulatory, and Contact InformationIndex Keyboard Map Legend FeatureFeature Chapters HP 20b Business Consultant KeyboardSelecting a Language Basic FeaturesAdjusting the Display Contrast Basic FeaturesTwo Line Display Mode Menu Setting PreferencesSetting top line Description Basic Features 1Mode Menu SettingsKeys Display Description Changing the Calculation ModeAnnunciators Key Presses and the Secondary Function KeyUsing the I and = Keys I Key= Key Reset x Menu Editing and Clearing Entries On/CE O KeyMemory and the Memory Menu Accessing Menus and Menu Maps Menu Map for the Break-even Menu Mathematical Calculations Mathematical FunctionsNumber Entry and Display Algebraic Mode Chain ModeRPN Stack Reverse Polish Notation RPN ModeLast Number U3IO1c23 I56c1 RPN Stack 3I4+5I6+ Mathematical Calculations 2Last NumberKeys Display Description RPN Stack RPN Stack and the Roll Down Operation One-Number Functions and the Math MenuKeys Description Math s MenuMenu Map for the Math Menu Probability Sub-menu Mathematical Calculations 5Math Menu ExampleIor = 7Inverse Probability Example Two-Number Functions10I 10I 12IStoring and Recalling Numbers Rounding Numbers Recall ArithmeticStoring and Recalling with Time Value of Money TVM Keys Recalling a Menu Item Value in a MenuPage Time Value of Money TVM Keys Time Value of MoneyTime Value of Money Calculating Payments on a Loan 360 N1400 00VAmortization Time Value of Money 2TVM ExampleMenu Item/Key Description 10Y 1400 00VCreating an Amortization Schedule Interest Conversion Menu Using the Interest Conversion MenuCanadian Mortgages TVM Canada 365Time Value of Money 6Interest Rate Conversion Example Page Canadian Mortgage Example O300N 6Y350 00VCash Flows Cash Flow DiagramCash Flow Example Key DescriptionCash Flow Amount 4000I 80005000I 4500I115000 Analyzing Cash FlowsCash Flows 2Cash Flow Example IRR% NPV and IRR Menu ItemsCash Flows 4NPV and IRR Example Editing Cash FlowsSample Cash Flow Diagrams Bond Menu BondsBond Menu Items 20102020 Bond Calculation ExampleBonds 2Bond Calculation Example +L1=Date Calculation Date Calculation MenuDate Calculation Example Date Calculation 1Date Calculation Example 10.3 12010Break-even Menu Break-evenBreak-even 1Break-even Example Percent Calculation Menu Business Problems35I 15I22I 20IWhat is 30% of 80? 4Part % of Total Example 80I30I Depreciation Menu Depreciation1Depreciation Methods 2Depreciation Menu ItemsDepreciation Method Description Sline Depreciation Menu Items 1000500 Depreciation ExampleDepreciation 3Straight Line Depreciation Example Menu Maps for the Data and Statistics Menus Statistical OperationsData and Stats Menus Menu Item Description Statistical Operations 1The Statistics Menu Items4I1 75I 1I1 50I2I1 65I 3I1 60IStatistical Operations 3Statistics Example 5I1 70IErrors Error Messages and Calculator Status1Error Messages Error Message Status Warranty, Regulatory, and Contact Information HP Limited Hardware Warranty and Customer CareReplacing the Batteries Customer Care Ireland 01 605 Italia 02 754 19 210 969Honduras Hong Kong 香港特別行政區 852 India +65 6100Singapore 6100 877 232495 228 01 439Avis Canadien Product Regulatory & Environment InformationModifications Canadian NoticeChemical Substances Pbde Calendar Actual, Cal.360 IndexOff calculator off