Section 5: Security Issues

Security Note

Check fraud in the United States is a continuing problem. We have attempted to identify security features that can be incorporated into the base check stock. However, these may not prove 100% fraud preventative. Over time, technology will continue to develop new and improved measures to address check fraud.

The following internal and external security measures will help minimize your risk of check fraud.

1.Financial institutions should train tellers to look at the check, not the person presenting the check. The check, not the person, is the item that must be verified.

2.Firms accepting checks should be aware of damaged MICR lines. Intentionally damaging the MICR line can increase the time necessary to process an item, giving the forger enough time to leave town. Also be sensitive to discoloration, this could be an indication of alteration.

3.Incorporate security features into your base check stock and utilize printed security features that address both alteration and counterfeiting of original items. A short list of these features would be:

•Warning Bands, or other methods that alert recipients to visual security features;

•Artificial or genuine watermarks in the base paper;

•Chemical additives in the base paper that react to chemical alteration attempts;

•Void Pantographs that address attempts to copy original items;

•Unique security fonts that deter attempts to alter payee or amount information.

4.When generating final negotiable items,

•The document always includes the amount value in words;

•The document should not include information that limits the value range, i.e. “Not valid over $500.” This only guides the fraudulent attempt. Use your application software to detect out of range items;

•All levels of hardware and software password protection should be utilized.

5.Safeguard check stock paper, and limit access only to necessary employees.

6.Understand and approve the security procedures of your check stock suppliers to safeguard stock in their custody.

7.Use “Positive Pay” check services from your financial institution that match check number and dollar amounts to known information. Financial institutions should encourage full participation of corporate clients.

Secure MICR Printer User’s Guide July 2003

Page 14

© Source Technologies

All rights reserved

Page 17 Page 19
Page 18
Image 18
Source Technologies ST9335 manual Security Note
Page 17 Page 19

ST9335 specifications

The Source Technologies ST9335 is a cutting-edge payment and transaction terminal designed for high-security environments and robust performance. As the demand for secure payment processing continues to rise, the ST9335 stands out with its modern technology and user-friendly features that meet both merchant and consumer needs.

One of the defining characteristics of the ST9335 is its advanced encryption capabilities. Security is paramount in payment processing, and this terminal incorporates end-to-end encryption (E2EE) to protect sensitive cardholder data during transactions. This technology ensures that all payment information is securely transmitted, thereby minimizing the risk of data breaches and fraud.

In addition to its security features, the ST9335 boasts a high-resolution color touchscreen display, which enhances the user experience by providing clear visuals and easy navigation. The intuitive interface allows both merchants and customers to complete transactions quickly and efficiently. The large display also supports customizable branding and promotional content, enabling businesses to communicate directly with their customers.

The ST9335 is equipped with multiple connectivity options, including Ethernet, Wi-Fi, and 4G LTE. This versatility ensures that merchants can select the best connection method for their specific environment, whether they operate in a retail space, a restaurant, or a mobile setting. The device’s adaptability to various network configurations streamlines payment processing, reducing wait times and enhancing customer satisfaction.

Another notable feature is its compatibility with a broad range of payment methods. The ST9335 supports traditional magnetic stripe cards, EMV chip cards, and contactless payments such as NFC and mobile wallets. As consumers increasingly prefer to use contactless payments for convenience and speed, this terminal stays relevant in the evolving landscape of payment processing.

The design of the ST9335 is another highlight, with a rugged and ergonomic form factor that withstands daily wear and tear. Its durable construction, combined with an IP54 rating for splash and dust resistance, ensures longevity in various operating conditions.

Not only does the ST9335 provide robust security and ease of use, but it also supports a range of value-added services such as loyalty programs, gift card processing, and inventory management. This multifunctionality allows businesses to enhance customer engagement and streamline their operations.

In summary, the Source Technologies ST9335 is a powerful and versatile payment terminal that combines advanced security, a user-friendly interface, multiple connectivity options, and support for various payment methods. Whether in a retail shop or on the go, the ST9335 is designed to meet the evolving needs of today’s businesses and consumers, making it a reliable choice for any transaction environment.
Top Page Image Contents