Section 3: MICR Check Design

Duplexing

We do not recommend printing on both sides of the paper (duplexing) when printing checks. MICR toner on the back of a check can cause read failures in the MICR Line. Order your check stock with any necessary information preprinted on the back. If duplex is necessary, we suggest a more aggressive test plan be developed to ensure print quality consistently conforms to the ANSI/ABA specifications.

MICR Clear Band

The MICR clear band is an area at the bottom of the check where the MICR line prints. No other magnetic printing should appear in this area on both the font and back of document. The clear band is an area 0.625 (5/8) inches high from the bottom of the check running the entire length of the check. Exact MICR line placement in this area is very important. See Figure 3.1 for more information on MICR line placement.

Data Elements

Date

The date is a required data element for a check. It represents the day on or after the transfer of the check amount may take place. It is usually placed in the upper right portion of the check so it does not interfere with the convenience amount field. The common format is Month, Day and Year, however, the military format of Day, Month and Year is also acceptable.

Amount

The amount of the check is a required element. The amount usually appears at least twice on the check. The amount printed in numbers is called the convenience amount. The amount printed in words is sometimes referred to as the legal amount, since this is the amount that applies if there is a difference between the two amount fields. The amount may also be printed a third time on the check in a secure font, intended to make alteration of the amount field difficult. See Chapter 5 and Appendix C for information on Source Technologies’ Secure Numeric Font.

Convenience Amount

The convenience amount location is specified in ANSI X9.7. The basic location is illustrated in Figure 3.1. Since this amount can be machine scanned, its location and design should be kept within the specifications. The amount beginning with the dollar sign should be left justified within the scan area with numbers spaced normally to the right. The dollars and cents should be separated by a decimal point with the cents printed in the same size font as the rest of the field. Embedded commas should not be used. The convenience amount background should have good reflectance so it does not interfere with optical scanning (see ANSI X9.7).

The convenience amount should be printed in a simple, fixed pitch font. We recommend our ICR Secure Numeric Font (see Appendix D). It was designed to be easily read by

Secure MICR Printer User’s Guide July 2003

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Source Technologies ST9335 manual Duplexing, Micr Clear Band, Data Elements Date, Amount Convenience Amount
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ST9335 specifications

The Source Technologies ST9335 is a cutting-edge payment and transaction terminal designed for high-security environments and robust performance. As the demand for secure payment processing continues to rise, the ST9335 stands out with its modern technology and user-friendly features that meet both merchant and consumer needs.

One of the defining characteristics of the ST9335 is its advanced encryption capabilities. Security is paramount in payment processing, and this terminal incorporates end-to-end encryption (E2EE) to protect sensitive cardholder data during transactions. This technology ensures that all payment information is securely transmitted, thereby minimizing the risk of data breaches and fraud.

In addition to its security features, the ST9335 boasts a high-resolution color touchscreen display, which enhances the user experience by providing clear visuals and easy navigation. The intuitive interface allows both merchants and customers to complete transactions quickly and efficiently. The large display also supports customizable branding and promotional content, enabling businesses to communicate directly with their customers.

The ST9335 is equipped with multiple connectivity options, including Ethernet, Wi-Fi, and 4G LTE. This versatility ensures that merchants can select the best connection method for their specific environment, whether they operate in a retail space, a restaurant, or a mobile setting. The device’s adaptability to various network configurations streamlines payment processing, reducing wait times and enhancing customer satisfaction.

Another notable feature is its compatibility with a broad range of payment methods. The ST9335 supports traditional magnetic stripe cards, EMV chip cards, and contactless payments such as NFC and mobile wallets. As consumers increasingly prefer to use contactless payments for convenience and speed, this terminal stays relevant in the evolving landscape of payment processing.

The design of the ST9335 is another highlight, with a rugged and ergonomic form factor that withstands daily wear and tear. Its durable construction, combined with an IP54 rating for splash and dust resistance, ensures longevity in various operating conditions.

Not only does the ST9335 provide robust security and ease of use, but it also supports a range of value-added services such as loyalty programs, gift card processing, and inventory management. This multifunctionality allows businesses to enhance customer engagement and streamline their operations.

In summary, the Source Technologies ST9335 is a powerful and versatile payment terminal that combines advanced security, a user-friendly interface, multiple connectivity options, and support for various payment methods. Whether in a retail shop or on the go, the ST9335 is designed to meet the evolving needs of today’s businesses and consumers, making it a reliable choice for any transaction environment.
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