6HOHFWLQJW\SHVRIFRRNZDUHIRU
UDGLDQWJODVVFRRNWRSPRGHOV
*($SSOLDQFHVFRP
7KHIROORZLQJLQIRUPDWLRQZLOOKHOS\RXFKRRVHFRRNZDUHZKLFKZLOOJLYHJRRGSHUIRUPDQFHRQJODVVFRRNWRSV
&KHFNSDQVIRUIODWERWWRPVE\
XVLQJDVWUDLJKWHGJH6WDLQOHVV6WHHO | 3RUFHODLQ(QDPHORQ&DVW,URQ |
UHFRPPHQGHG | UHFRPPHQGHGLIERWWRPRISDQLVFRDWHG |
$OXPLQXP | 3RUFHODLQ(QDPHORQ6WHHO |
KHDY\ZHLJKWUHFRPPHQGHG | QRWUHFRPPHQGHG |
*RRGFRQGXFWLYLW\$OXPLQXPUHVLGXHV | +HDWLQJHPSW\SDQVFDQFDXVHSHUPDQHQW |
VRPHWLPHVDSSHDUDVVFUDWFKHVRQWKHFRRNWRS GDPDJHWRFRRNWRSJODVV7KHHQDPHOFDQPHOW | |
EXWFDQEHUHPRYHGLIFOHDQHGLPPHGLDWHO\ | DQGERQGWRWKHFHUDPLFFRRNWRS |
%HFDXVHRILWVORZPHOWLQJSRLQWWKLQZHLJKW |
|
DOXPLQXPVKRXOGQRWEHXVHG
*ODVVFHUDPLF
&RSSHU%RWWRP
UHFRPPHQGHG
&RSSHUPD\OHDYHUHVLGXHVZKLFKFDQDSSHDU DVVFUDWFKHV7KHUHVLGXHVFDQEHUHPRYHGDV ORQJDVWKHFRRNWRSLVFOHDQHGLPPHGLDWHO\ +RZHYHUGRQRWOHWWKHVHSRWVERLOGU\ 2YHUKHDWHGPHWDOFDQERQGWRJODVVFRRNWRSV $QRYHUKHDWHGFRSSHUERWWRPSRWZLOOOHDYHD
UHVLGXHWKDWZLOOSHUPDQHQWO\VWDLQWKHFRRNWRS LIQRWUHPRYHGLPPHGLDWHO\
QRWUHFRPPHQGHG
3RRUSHUIRUPDQFH:LOOVFUDWFKWKHVXUIDFH
6WRQHZDUH
QRWUHFRPPHQGHG
3RRUSHUIRUPDQFH0D\VFUDWFKWKHVXUIDFH&DVW,URQ
QRWUHFRPPHQGHG³XQOHVVGHVLJQHGVSHFLILFDOO\ IRUJODVVFRRNWRSV
3RRUFRQGXFWLYLW\DQGVORZWRDEVRUEKHDW:LOO
VFUDWFKWKHFRRNWRSVXUIDFH
3DQVZLWKURXQGHGFXUYHG
ULGJHGRUZDUSHGERWWRPVDUHQRW UHFRPPHQGHG
127()ROORZDOOFRRNZDUHPDQXIDFWXUHU·VUHFRPPHQGDWLRQVZKHQXVLQJDQ\W\SHRIFRRNZDUHRQ
WKHFHUDPLFFRRNWRS
'RQRWSODFHZHWSDQV RQWKHJODVVFRRNWRS
'RQRWXVHZRNVZLWKVXSSRUW
ULQJVRQWKHJODVVFRRNWRS
8VHIODWERWWRPHGZRNV RQWKHJODVVFRRNWRS
)RU%HVW5HVXOWV
■3ODFHRQO\GU\SDQVRQWKHVXUIDFH HOHPHQWV'RQRWSODFHOLGVRQWKHVXUIDFH HOHPHQWVSDUWLFXODUO\ZHWOLGV:HWSDQV DQGOLGVPD\VWLFNWRWKHVXUIDFHZKHQFRRO
■'RQRWXVHZRNVWKDWKDYHVXSSRUWULQJV 7KLVW\SHRIZRNZLOOQRWKHDWRQJODVV
VXUIDFHHOHPHQWV
■:HUHFRPPHQGWKDW\RXXVHRQO\DIODW ERWWRPHGZRN7KH\DUHDYDLODEOHDW\RXU ORFDOUHWDLOVWRUH7KHERWWRPRIWKHZRN
VKRXOGKDYHWKHVDPHGLDPHWHUDVWKH VXUIDFHHOHPHQWWRHQVXUHSURSHUFRQWDFW
■6RPHVSHFLDOFRRNLQJSURFHGXUHVUHTXLUH
VSHFLILFFRRNZDUHVXFKDVSUHVVXUH FRRNHUVRUGHHSIDWIU\HUV$OOFRRNZDUH PXVWKDYHIODWERWWRPVDQGEHWKHFRUUHFW VL]H