HP 20b Consultant Financial, 30b Professional manual Warranty, Regulatory, and Contact Information

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HP products may contain remanufactured parts equivalent to new in performance or may have been subject to incidental use.

Warranty does not apply to defects resulting from the following:

a.improper or inadequate maintenance or calibration

b.software, interfacing, parts or supplies not supplied by HP

c.unauthorized modification or misuse

d.operation outside of the published environmental specifications for the product

e.improper site preparation or maintenance.

HP MAKES NO OTHER EXPRESS WARRANTY OR CONDITION WHETHER WRITTEN OR ORAL. TO THE EXTENT ALLOWED BY LOCAL LAW, ANY IMPLIED WARRANTY OR CONDITION OF MERCHANTABILITY, SATISFACTORY QUALITY, OR FITNESS FOR A PARTICULAR PURPOSE IS LIMITED TO THE DURATION OF THE EXPRESS WARRANTY SET FORTH ABOVE. Some countries, states or provinces do not allow limitations on the duration of an implied warranty, so the above limitation or exclusion might not apply to you. This warranty gives you specific legal rights and you might also have other rights that vary from country to country, state to state, or province to province.

TO THE EXTENT ALLOWED BY LOCAL LAW, THE REMEDIES IN THIS WARRANTY STATEMENT ARE YOUR SOLE AND EXCLUSIVE REMEDIES. EXCEPT AS INDICATED ABOVE, IN NO EVENT WILL HP OR ITS SUPPLIERS BE LIABLE FOR LOSS OF DATA OR FOR DIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL (INCLUDING LOST PROFIT OR DATA), OR OTHER DAMAGE, WHETHER BASED IN CONTRACT, TORT, OR OTHERWISE. Some countries, States or provinces do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply to you.

The only warranties for HP products and services are set forth in the express warranty statements accompanying such products and services. HP shall not be liable for technical or editorial errors or omissions contained herein.

FOR CONSUMER TRANSACTIONS IN AUSTRALIA AND NEW ZEALAND: THE WARRANTY TERMS CONTAINED IN THIS STATEMENT, EXCEPT TO THE EXTENT LAWFULLY PERMITTED, DO NOT EXCLUDE, RESTRICT OR MODIFY AND ARE IN ADDITION TO THE MANDATORY STATUTORY RIGHTS APPLICABLE TO THE SALE OF THIS PRODUCT TO YOU.

Regulatory Information

Federal Communications Commission Notice

This equipment has been tested and found to comply with the limits for a Class B digital device, pursuant to Part 15 of the FCC Rules. These limits are designed to provide reasonable protection against harmful interference in a residential installation. This equipment generates, uses, and can radiate radio frequency energy and, if not installed and used in accordance with the instructions, may cause harmful interference to radio communications. However, there is no guarantee that interference will not occur in a particular installation. If this equipment

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Contents HP Part Number NW238-90001 Edition 1, December Legal Notice HP 20b Business Consultant HP 30b Business Professional On/Off/Cancel Line, alphanumeric scrolling Common MathematicalFunctions and Math Math Program menuPage Table of Contents Cash Flow Example Sample Cash Flow Diagrams Bonds Bond Menu Amortization Interest Conversion MenuCanadian Mortgage Example Black-Scholes MenuBasic Features Adjusting the Display ContrastWelcome to your new HP Financial Calculator Turning the Calculator On and OffCursor Mode Menu Setting PreferencesTwo Line Display Dd.mmyyyy Changing the Calculation Mode Primary, Secondary, and Tertiary Key Functions Using the Input and Equals Keys AnnunciatorsInput Key Equals KeyReset Menu Editing and Clearing Entries On/CE KeyAccessing Menus and Menu Maps Memory and the Memory MenuBasic Features Fixed Cost Price Profit Quantity DWNMathematical Calculations Mathematical FunctionsNumber Entry and Display Mathematical functions are locatedChain Mode Algebraic ModeRPN Stack Reverse Polish Notation RPN ModeIor =, followed by an operation key See -2for an example using the last number function Last NumberO1c23 I56c U3I+ 4 x 5 + 3I4 5I6Duplicating a Number on the Stack One-Number Functions and the Math Menu RPN Stack and the Swap OperationRandom number Math MenuDWN Probability Sub-menu 10I 12IBinomial Functions 15I3hTwo-Number Functions Recall Arithmetic Storing and Recalling NumbersStoring and Recalling with Time Value of Money TVM Keys Rounding Numbers Recalling a Menu Item Value in a MenuPercentages Mathematical Calculations Time Value of Money Time Value of Money TVM KeysCalculating Payments on a Loan Stores or calculates the amount of each periodic payment1400 00V 360NAmortization Nb Per Start Balance Principal Interest10Y Creating an Amortization ScheduleAmortization Example KeysDisplayDescription Interest Conversion Menu To open the Interest Conversion menu IConv pressUsing the Interest Conversion Menu 360Canadian Mortgages TVM Canada DWNO300 N6Y35 0000 Canadian Mortgage ExampleCash Flows 000.00Cash Flow Example 8000 50004500 40001150 00IAnalyzing Cash Flows MirrInv. I% Safe I% DWN Mirr FmrrOpens the NPV menu Editing Cash Flows Displays FMRR% Sample Cash Flow Diagrams Sample Cash Flow Diagrams Cash FlowsBonds Set.Date Mat.DateBond Menu CPN%42020 82010Bond Calculation Example =L1+ Stock price Strike price Time to maturity Risk-free % Black-Scholes Calculation MenuVolatility % Dividend % Call price Put price Black-Scholes Menu Volatility % input Black-Scholes Example 80I 85I78I 72IPress to scroll to Date Calculation Date Calculation MenuDate Calculation Example Date Days Between Actual Cal.3602010 3120 10IBreak-even Menu Break-evenBreak-even Example 1500 00I 250300 100 00IBusiness Problems Percent Calculation Menu15I Percent Calculation Examples20I 80I Is what % of 80?Press Ito scroll through the options Sline DepreciationBook Value Depreciable Depreciation Menu Soyd00I 500 100Depreciation Example Depreciation Statistical Operations Ax2+bx+c onlyData and Stats Menus Statistics Menu Items Description Std. Dev Statistics Example 1I1 50I 2I1 65I3I1 60I 4I1 75IStatistical Operations Programming the HP 30b ProgrammingKey Presses for Program Instructions Hold Programming Example HoldProgram Step Reassigning Menu Functions Followed by a label number to go Program Menu and Program EditingTo a specific label Creates label 03 in your program. You can Tests and Jump FunctionsUse the following keystrokes to enter the program Long Programs and Battery Life Sub-Function Call05003$1 Other Programming FunctionsDSE ISG , followed by 1 digitMessages Calculates the volume Debugging a ProgramSaving, Restoring, and Modifying Mode Settings L1hL1-L2= Hold SolveProgramming Error Messages Error Messages and Calculator StatusError Messages Status ER Unique solution to IRR Not Found Warranty, Regulatory, and Contact Information HP Limited Hardware Warranty and Customer CareReplacing the Batteries General TermsWarranty, Regulatory, and Contact Information Modifications Canadian NoticeAvis Canadien European Union Regulatory NoticeLow Voltage Directive 2006/95/EC EMC Directive 2004/108/EC Perchlorate Material special handling may apply Contact InformationCustomer Care 香港特別行政區 Martinica 08 5199 Country/Region Contact Vietnam +65-6272-5300 Viêt Nam Zambia Warranty, Regulatory, and Contact Information Symbols Calendar Cash flowChecksum 78 Combinations Date Debugging 85 DecimalInsert and delete keys Interest Conversion Internal rate of return Investment Rate KeyKey presses Keyboard map and legend Language MarginMath On HP 30b ParenthesesPercent Calculation Percentages PermutationsRPN Stop 83 StoreThousands separator Time Value of Money
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30b Professional, 20b Consultant Financial specifications

The HP 30b Professional calculator is a versatile tool designed specifically for business professionals, engineers, and educators. This reliable calculator merges advanced technologies with user-friendly features, enabling users to perform complex calculations with ease. The HP 30b is appreciated for its robust design and functionality, making it a top choice among those who require a dependable calculating device for various applications.

One of the standout features of the HP 30b is its capability to handle both RPN (Reverse Polish Notation) and algebraic entry modes. This flexibility allows users to choose the input method that best suits their preferences, enhancing productivity and minimizing calculation errors. The calculator also boasts a large, high-resolution display that ensures clarity when navigating through calculations and results.

The HP 30b comes equipped with essential business functions that include financial calculations, cash flow analysis, and statistical functions, all of which are invaluable in professional settings. Users can seamlessly compute interest rates, perform amortization schedules, and evaluate loan payments, making it an indispensable asset for finance-oriented individuals.

Another key characteristic is its programmable functionality. The HP 30b allows users to create custom programs tailored to specific tasks, which can save time and reduce manual entry errors. This programmable capability is especially beneficial for repetitive calculations, providing a significant efficiency boost in ambiguous or multi-step operations.

The durable construction of the HP 30b ensures longevity while the compact design makes it portable and convenient for on-the-go calculations. Additionally, the calculator features an energy-efficient design, which includes a long-lasting battery life, reducing the need for frequent replacements.

With a straightforward key layout and intuitive interface, the HP 30b is designed with user experience in mind. Whether in a classroom, office, or fieldwork scenario, users can easily navigate functions and access the features they need quickly. The HP 30b Professional calculator is truly an impressive blend of technology and practicality, making it an essential tool for anyone needing reliable performance in their daily calculations.
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