HP 20b Consultant Financial, 30b Professional manual Cash Flow Example

Page 46

To erase a cash flow list, with any cash flow displayed press :x. The number of cash flows in the list is displayed on the bottom line, along with Cash Flow=. At this prompt, press I. You will be asked to confirm your choice. Either press Ito confirm the reset, or Oto cancel.

Table 5-1lists the keys used for cash flow problems. For a cash flow example, see Table 5-2.

Table 5-1 Cash Flow Keys

KeyDescription

C

Opens the cash flow list.

 

 

 

I

Inputs new values for variables in the cash flow list, the Net Present Value

(NPV) menu, and the Internal Rate of Return (IRR) menu.

 

 

><

Scrolls up and down.

 

 

 

o

Inserts cash flows into a cash flow list.

 

 

 

j

Removes cash flows from a cash flow list.

 

 

 

RP

Opens the Internal Rate of Return (IRR) and Net Present Value (NPV) menus.

 

 

 

Cash Flow Example

After an initial investment of 80,000.00, CF (0), you expect returns over the next five years as follows:

Cash Flow

Cash Flow Amount

Occurrences

Number

 

 

 

 

 

1

5,000.00

1

 

 

 

2

4,500.00

1

 

 

 

3

0.00

1

 

 

 

4

4,000.00

1

 

 

 

5

5,000.00

5

 

 

 

6

115,000.00

1

 

 

 

Given this information, calculate the total of the cash flows and the internal rate of return (IRR) of the investment. Calculate net present value (NPV) and net future value (NFV), assuming an annual investment interest rate of 10.5%. See Figure 1 for the cash flow diagram and Table 5-2for how to enter the cash flows. The example is calculated with RPN as the active operating mode.

38 Cash Flows

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Contents HP Part Number NW238-90001 Edition 1, December Legal Notice HP 20b Business Consultant HP 30b Business Professional Functions and Math Math On/Off/CancelLine, alphanumeric scrolling Common Mathematical Program menuPage Table of Contents Canadian Mortgage Example Cash Flow Example Sample Cash Flow Diagrams Bonds Bond MenuAmortization Interest Conversion Menu Black-Scholes MenuWelcome to your new HP Financial Calculator Basic FeaturesAdjusting the Display Contrast Turning the Calculator On and OffCursor Mode Menu Setting PreferencesTwo Line Display Dd.mmyyyy Changing the Calculation Mode Primary, Secondary, and Tertiary Key Functions Input Key Using the Input and Equals KeysAnnunciators Equals KeyReset Menu Editing and Clearing Entries On/CE KeyAccessing Menus and Menu Maps Memory and the Memory MenuBasic Features Fixed Cost Price Profit Quantity DWNNumber Entry and Display Mathematical CalculationsMathematical Functions Mathematical functions are locatedChain Mode Algebraic ModeRPN Stack Reverse Polish Notation RPN ModeIor =, followed by an operation key See -2for an example using the last number function Last NumberO1c23 I56c U3I+ 4 x 5 + 3I4 5I6Duplicating a Number on the Stack One-Number Functions and the Math Menu RPN Stack and the Swap OperationRandom number Math MenuDWN Probability Sub-menu 10I 12IBinomial Functions 15I3hTwo-Number Functions Recall Arithmetic Storing and Recalling NumbersStoring and Recalling with Time Value of Money TVM Keys Rounding Numbers Recalling a Menu Item Value in a MenuPercentages Mathematical Calculations Time Value of Money Time Value of Money TVM KeysCalculating Payments on a Loan Stores or calculates the amount of each periodic payment1400 00V 360NAmortization Nb Per Start Balance Principal Interest10Y Creating an Amortization ScheduleAmortization Example KeysDisplayDescription Interest Conversion Menu To open the Interest Conversion menu IConv pressUsing the Interest Conversion Menu 360Canadian Mortgages TVM Canada DWNO300 N6Y35 0000 Canadian Mortgage ExampleCash Flows 000.00Cash Flow Example 4500 80005000 40001150 00IAnalyzing Cash Flows MirrInv. I% Safe I% DWN Mirr FmrrOpens the NPV menu Editing Cash Flows Displays FMRR% Sample Cash Flow Diagrams Sample Cash Flow Diagrams Cash FlowsBonds Set.Date Mat.DateBond Menu CPN%42020 82010Bond Calculation Example =L1+ Stock price Strike price Time to maturity Risk-free % Black-Scholes Calculation MenuVolatility % Dividend % Call price Put price Black-Scholes Menu Volatility % input Black-Scholes Example 78I 80I85I 72IPress to scroll to Date Calculation Example Date CalculationDate Calculation Menu Date Days Between Actual Cal.3602010 3120 10IBreak-even Menu Break-evenBreak-even Example 300 1500 00I250 100 00IBusiness Problems Percent Calculation Menu15I Percent Calculation Examples20I 80I Is what % of 80?Press Ito scroll through the options Sline DepreciationBook Value Depreciable Depreciation Menu Soyd00I 500 100Depreciation Example Depreciation Statistical Operations Ax2+bx+c onlyData and Stats Menus Statistics Menu Items Description Std. Dev Statistics Example 3I1 60I 1I1 50I2I1 65I 4I1 75IStatistical Operations Programming the HP 30b ProgrammingKey Presses for Program Instructions Hold Programming Example HoldProgram Step Reassigning Menu Functions Followed by a label number to go Program Menu and Program EditingTo a specific label Creates label 03 in your program. You can Tests and Jump FunctionsUse the following keystrokes to enter the program Long Programs and Battery Life Sub-Function CallDSE 05003$1Other Programming Functions ISG , followed by 1 digitMessages Calculates the volume Debugging a ProgramSaving, Restoring, and Modifying Mode Settings L1hL1-L2= Hold SolveProgramming Error Messages Error Messages and Calculator StatusError Messages Status ER Unique solution to IRR Not Found Replacing the Batteries Warranty, Regulatory, and Contact InformationHP Limited Hardware Warranty and Customer Care General TermsWarranty, Regulatory, and Contact Information Avis Canadien ModificationsCanadian Notice European Union Regulatory NoticeLow Voltage Directive 2006/95/EC EMC Directive 2004/108/EC Perchlorate Material special handling may apply Contact InformationCustomer Care 香港特別行政區 Martinica 08 5199 Country/Region Contact Vietnam +65-6272-5300 Viêt Nam Zambia Warranty, Regulatory, and Contact Information Symbols Checksum 78 Combinations Date CalendarCash flow Debugging 85 DecimalKey presses Keyboard map and legend Language Insert and delete keys Interest ConversionInternal rate of return Investment Rate Key MarginPercent Calculation MathOn HP 30b Parentheses Percentages PermutationsRPN Stop 83 StoreThousands separator Time Value of Money
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30b Professional, 20b Consultant Financial specifications

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