HP 20b Consultant Financial manual Memory and the Memory Menu, Accessing Menus and Menu Maps

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Notes about Special Menus

The Mode, Memory, Math and Reset menus are unique menus; they allow you to work in another menu simultaneously without having to exit. For example, if you were working in the

Bond menu prior to entering one of these menus, pressing Oto exit returns you to your previous work in the Bond menu.

Memory and the Memory Menu

The Memory menu contains the following items: memories 1–9 (Mem 1–9) and 0 (Mem 0), Cash Flow, Statistics (Stats), programs (Prgm)*, and Memory. To enter the menu, press

:t. Press <or >repeatedly to scroll through the items starting with memory 1 (Mem 1).

When a memory item is displayed, you can key in a new number and modify the value of the memory by pressing I.

For more information about storing and recalling numbers, refer to the section titled, Storing and Recalling Numbers in Chapter 2.

The Cash Flow and Statistics data share the same memory and are limited to a combined total of 50 memory slots. The number displayed with Memory refers to the number of remaining memory slots. When the cash flow or statistics items are displayed, a number also appears on the bottom line. This number indicates the number of memory slots used by the cash flow or statistical data.

290 bytes are available for programs. The Prgm* menu item displays the number of bytes used.

Press Ion the Cash Flow, Statistic, or Prgm* menu item to erase the associated data.

Since entering data in these menus can represent a significant amount of work, you will be asked to confirm your choice. At the Del.Data?, Del. Prgm?*, or Del.CF? prompts, press

Ito confirm, or Oto cancel.

Accessing Menus and Menu Maps

Many of the calculator's functions are located within menus. To access a menu, press the key, or secondary-function, key combination for the menu in which you wish to work. To exit a

menu, press O.

For example, to access the Break-even menu, press :.

* Only applies to the HP 30b.

8 Basic Features

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Contents HP Part Number NW238-90001 Edition 1, December Legal Notice HP 20b Business Consultant HP 30b Business Professional On/Off/Cancel Line, alphanumeric scrolling Common MathematicalFunctions and Math Math Program menuPage Table of Contents Cash Flow Example Sample Cash Flow Diagrams Bonds Bond Menu Amortization Interest Conversion MenuCanadian Mortgage Example Black-Scholes MenuBasic Features Adjusting the Display ContrastWelcome to your new HP Financial Calculator Turning the Calculator On and OffCursor Mode Menu Setting PreferencesTwo Line Display Dd.mmyyyy Changing the Calculation Mode Primary, Secondary, and Tertiary Key Functions Using the Input and Equals Keys AnnunciatorsInput Key Equals KeyReset Menu Editing and Clearing Entries On/CE KeyAccessing Menus and Menu Maps Memory and the Memory MenuBasic Features Fixed Cost Price Profit Quantity DWNMathematical Calculations Mathematical FunctionsNumber Entry and Display Mathematical functions are locatedChain Mode Algebraic ModeRPN Stack Reverse Polish Notation RPN ModeIor =, followed by an operation key See -2for an example using the last number function Last NumberO1c23 I56c U3I+ 4 x 5 + 3I4 5I6Duplicating a Number on the Stack One-Number Functions and the Math Menu RPN Stack and the Swap OperationRandom number Math MenuDWN Probability Sub-menu 10I 12IBinomial Functions 15I3hTwo-Number Functions Recall Arithmetic Storing and Recalling NumbersStoring and Recalling with Time Value of Money TVM Keys Rounding Numbers Recalling a Menu Item Value in a MenuPercentages Mathematical Calculations Time Value of Money Time Value of Money TVM KeysCalculating Payments on a Loan Stores or calculates the amount of each periodic payment1400 00V 360NAmortization Nb Per Start Balance Principal Interest10Y Creating an Amortization ScheduleAmortization Example KeysDisplayDescription Interest Conversion Menu To open the Interest Conversion menu IConv pressUsing the Interest Conversion Menu 360Canadian Mortgages TVM Canada DWNO300 N6Y35 0000 Canadian Mortgage ExampleCash Flows 000.00Cash Flow Example 8000 50004500 40001150 00IAnalyzing Cash Flows MirrInv. I% Safe I% DWN Mirr FmrrOpens the NPV menu Editing Cash Flows Displays FMRR% Sample Cash Flow Diagrams Sample Cash Flow Diagrams Cash FlowsBonds Set.Date Mat.DateBond Menu CPN%42020 82010Bond Calculation Example =L1+ Stock price Strike price Time to maturity Risk-free % Black-Scholes Calculation MenuVolatility % Dividend % Call price Put price Black-Scholes Menu Volatility % input Black-Scholes Example 80I 85I78I 72IPress to scroll to Date Calculation Date Calculation MenuDate Calculation Example Date Days Between Actual Cal.3602010 3120 10IBreak-even Menu Break-evenBreak-even Example 1500 00I 250300 100 00IBusiness Problems Percent Calculation Menu15I Percent Calculation Examples20I 80I Is what % of 80?Press Ito scroll through the options Sline DepreciationBook Value Depreciable Depreciation Menu Soyd00I 500 100Depreciation Example Depreciation Statistical Operations Ax2+bx+c onlyData and Stats Menus Statistics Menu Items Description Std. Dev Statistics Example 1I1 50I 2I1 65I3I1 60I 4I1 75IStatistical Operations Programming the HP 30b ProgrammingKey Presses for Program Instructions Hold Programming Example HoldProgram Step Reassigning Menu Functions Followed by a label number to go Program Menu and Program EditingTo a specific label Creates label 03 in your program. You can Tests and Jump FunctionsUse the following keystrokes to enter the program Long Programs and Battery Life Sub-Function Call05003$1 Other Programming FunctionsDSE ISG , followed by 1 digitMessages Calculates the volume Debugging a ProgramSaving, Restoring, and Modifying Mode Settings L1hL1-L2= Hold SolveProgramming Error Messages Error Messages and Calculator StatusError Messages Status ER Unique solution to IRR Not Found Warranty, Regulatory, and Contact Information HP Limited Hardware Warranty and Customer CareReplacing the Batteries General TermsWarranty, Regulatory, and Contact Information Modifications Canadian NoticeAvis Canadien European Union Regulatory NoticeLow Voltage Directive 2006/95/EC EMC Directive 2004/108/EC Perchlorate Material special handling may apply Contact InformationCustomer Care 香港特別行政區 Martinica 08 5199 Country/Region Contact Vietnam +65-6272-5300 Viêt Nam Zambia Warranty, Regulatory, and Contact Information Symbols Calendar Cash flowChecksum 78 Combinations Date Debugging 85 DecimalInsert and delete keys Interest Conversion Internal rate of return Investment Rate KeyKey presses Keyboard map and legend Language MarginMath On HP 30b ParenthesesPercent Calculation Percentages PermutationsRPN Stop 83 StoreThousands separator Time Value of Money
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30b Professional, 20b Consultant Financial specifications

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