HP 20b Consultant Financial manual Low Voltage Directive 2006/95/EC EMC Directive 2004/108/EC

Page 102

•Low Voltage Directive 2006/95/EC

•EMC Directive 2004/108/EC

Compliance with these directives implies conformity to applicable harmonized European standards (European Norms) which are listed on the EU Declaration of Conformity issued by Hewlett-Packard for this product or product family.

This compliance is indicated by the following conformity marking placed on the product:

Hewlett-Packard GmbH, HQ-TRE, Herrenberger Strasse 140, 71034 Boeblingen, Germany

The official EU CE declaration of conformity for this device may be found at http:// www.hp.com/go/certificates.

Japanese Notice

Korean Notice

Disposal of Waste Equipment by Users in Private Household in the European Union

This symbol on the product or on its packaging indicates that this product must not be disposed of with your other household waste. Instead, it is your responsibility to dispose of your waste equipment by handing it over to a designated collection point for the recycling of waste electrical and electronic equipment. The separate collection and recycling of your waste equipment at the time of disposal will help to conserve natural resources and ensure that it is recycled in a manner that protects human health and the environment. For more

94 Warranty, Regulatory, and Contact Information

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Contents HP Part Number NW238-90001 Edition 1, December Legal Notice HP 20b Business Consultant HP 30b Business Professional Functions and Math Math On/Off/CancelLine, alphanumeric scrolling Common Mathematical Program menuPage Table of Contents Canadian Mortgage Example Cash Flow Example Sample Cash Flow Diagrams Bonds Bond MenuAmortization Interest Conversion Menu Black-Scholes MenuWelcome to your new HP Financial Calculator Basic FeaturesAdjusting the Display Contrast Turning the Calculator On and OffMode Menu Setting Preferences CursorTwo Line Display Dd.mmyyyy Changing the Calculation Mode Primary, Secondary, and Tertiary Key Functions Input Key Using the Input and Equals KeysAnnunciators Equals KeyReset Menu Editing and Clearing Entries On/CE KeyAccessing Menus and Menu Maps Memory and the Memory MenuBasic Features Fixed Cost Price Profit Quantity DWNNumber Entry and Display Mathematical CalculationsMathematical Functions Mathematical functions are locatedChain Mode Algebraic ModeReverse Polish Notation RPN Mode RPN StackIor =, followed by an operation key See -2for an example using the last number function Last NumberU3I O1c23 I56c+ 4 x 5 + 3I4 5I6Duplicating a Number on the Stack One-Number Functions and the Math Menu RPN Stack and the Swap OperationRandom number Math MenuDWN Probability Sub-menu 10I 12I15I3h Binomial FunctionsTwo-Number Functions Storing and Recalling Numbers Recall ArithmeticStoring and Recalling with Time Value of Money TVM Keys Recalling a Menu Item Value in a Menu Rounding NumbersPercentages Mathematical Calculations Time Value of Money Time Value of Money TVM KeysCalculating Payments on a Loan Stores or calculates the amount of each periodic payment360N 1400 00VAmortization Nb Per Start Balance Principal Interest10Y Creating an Amortization ScheduleAmortization Example KeysDisplayDescription Interest Conversion Menu To open the Interest Conversion menu IConv pressUsing the Interest Conversion Menu 360Canadian Mortgages TVM Canada DWNO300 N6Y35 0000 Canadian Mortgage ExampleCash Flows 000.00Cash Flow Example 4500 80005000 40001150 00IAnalyzing Cash Flows MirrInv. I% Safe I% DWN Mirr FmrrOpens the NPV menu Editing Cash Flows Displays FMRR% Sample Cash Flow Diagrams Sample Cash Flow Diagrams Cash FlowsBonds Set.Date Mat.DateBond Menu CPN%82010 42020Bond Calculation Example =L1+ Black-Scholes Calculation Menu Stock price Strike price Time to maturity Risk-free %Volatility % Dividend % Call price Put price Black-Scholes Menu Volatility % input Black-Scholes Example 78I 80I85I 72IPress to scroll to Date Calculation Example Date CalculationDate Calculation Menu Date Days Between Actual Cal.3602010 3120 10IBreak-even Break-even MenuBreak-even Example 300 1500 00I250 100 00IBusiness Problems Percent Calculation Menu15I Percent Calculation Examples20I 80I Is what % of 80?Depreciation Press Ito scroll through the options SlineBook Value Depreciable Depreciation Menu Soyd100 00I 500Depreciation Example Depreciation Statistical Operations Ax2+bx+c onlyData and Stats Menus Statistics Menu Items Description Std. Dev Statistics Example 3I1 60I 1I1 50I2I1 65I 4I1 75IStatistical Operations Programming Programming the HP 30bKey Presses for Program Instructions Hold Programming Example HoldProgram Step Reassigning Menu Functions Program Menu and Program Editing Followed by a label number to goTo a specific label Tests and Jump Functions Creates label 03 in your program. You canUse the following keystrokes to enter the program Long Programs and Battery Life Sub-Function CallDSE 05003$1Other Programming Functions ISG , followed by 1 digitMessages Calculates the volume Debugging a ProgramSaving, Restoring, and Modifying Mode Settings L1hL1-L2= Hold SolveProgramming Error Messages Error Messages and Calculator StatusError Messages Status ER Unique solution to IRR Not Found Replacing the Batteries Warranty, Regulatory, and Contact InformationHP Limited Hardware Warranty and Customer Care General TermsWarranty, Regulatory, and Contact Information Avis Canadien ModificationsCanadian Notice European Union Regulatory NoticeLow Voltage Directive 2006/95/EC EMC Directive 2004/108/EC Contact Information Perchlorate Material special handling may applyCustomer Care 香港特別行政區 Martinica 08 5199 Country/Region Contact Vietnam +65-6272-5300 Viêt Nam Zambia Warranty, Regulatory, and Contact Information Symbols Checksum 78 Combinations Date CalendarCash flow Debugging 85 DecimalKey presses Keyboard map and legend Language Insert and delete keys Interest ConversionInternal rate of return Investment Rate Key MarginPercent Calculation MathOn HP 30b Parentheses Percentages PermutationsRPN Stop 83 StoreThousands separator Time Value of Money
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30b Professional, 20b Consultant Financial specifications

The HP 30b Professional calculator is a versatile tool designed specifically for business professionals, engineers, and educators. This reliable calculator merges advanced technologies with user-friendly features, enabling users to perform complex calculations with ease. The HP 30b is appreciated for its robust design and functionality, making it a top choice among those who require a dependable calculating device for various applications.

One of the standout features of the HP 30b is its capability to handle both RPN (Reverse Polish Notation) and algebraic entry modes. This flexibility allows users to choose the input method that best suits their preferences, enhancing productivity and minimizing calculation errors. The calculator also boasts a large, high-resolution display that ensures clarity when navigating through calculations and results.

The HP 30b comes equipped with essential business functions that include financial calculations, cash flow analysis, and statistical functions, all of which are invaluable in professional settings. Users can seamlessly compute interest rates, perform amortization schedules, and evaluate loan payments, making it an indispensable asset for finance-oriented individuals.

Another key characteristic is its programmable functionality. The HP 30b allows users to create custom programs tailored to specific tasks, which can save time and reduce manual entry errors. This programmable capability is especially beneficial for repetitive calculations, providing a significant efficiency boost in ambiguous or multi-step operations.

The durable construction of the HP 30b ensures longevity while the compact design makes it portable and convenient for on-the-go calculations. Additionally, the calculator features an energy-efficient design, which includes a long-lasting battery life, reducing the need for frequent replacements.

With a straightforward key layout and intuitive interface, the HP 30b is designed with user experience in mind. Whether in a classroom, office, or fieldwork scenario, users can easily navigate functions and access the features they need quickly. The HP 30b Professional calculator is truly an impressive blend of technology and practicality, making it an essential tool for anyone needing reliable performance in their daily calculations.
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