HP 30b Professional manual Basic Features, Welcome to your new HP Financial Calculator

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1 Basic Features

Welcome to your new HP Financial Calculator

This manual is designed to familiarize you with the many features available on your new HP Business and Financial calculators. It includes menu maps, cash flow diagrams, and example problems and solutions with key presses and screen shots. Also included are sections which list the error messages, a chapter about programming, and an explanation of how Reverse Polish Notation (RPN) works. Refer to the Table of Contents for quick access to various topics. If you need more information about your calculator or calculator operation, please refer to the training materials available at: www.hp.com/calculators.

This manual describes in detail the features available on both the HP 20b and the HP 30b calculators. In addition to all of the features found on the HP 20b, the HP 30b includes the Black-Scholes option pricing model, Modified Internal Rate of Return (MIRR), Financial Management Rate of Return (FMRR), and programming capabilities. When features apply only to a particular model, they will be identified throughout the manual with an asterisk*.

Turning the Calculator On and Off

To turn on your calculator, press O. To turn it off, press :a.

Turning the calculator off does not erase any data. The calculator automatically turns itself off

after approximately five minutes to conserve energy. If you see the low battery symbol () in the display, replace the batteries. See the Chapter 15, Warranty, Regulatory, and Contact Information for instructions on replacing the batteries.

Selecting a Language

English is the default language for messages displayed on the screen. To select a language other than English:

1.Press :uto access the Mode menu. FIX displays on the top line of the screen.

2.Press <repeatedly until English displays on the screen.

3.Press Iuntil the desired language is displayed. The displayed language is the active setting.

4.Press Oto return to the default calculator screen.

5.For more information on accessing menus and changing calculator settings, refer to the section below titled, The Mode Menu: Setting Preferences.

Adjusting the Display Contrast

To adjust the contrast of the display, press and hold Owhile pressing the +or -

keys. Each press of the +or -keys slightly increases or decreases the contrast of the display.

Basic Features

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Contents HP Part Number NW238-90001 Edition 1, December Legal Notice HP 20b Business Consultant HP 30b Business Professional Line, alphanumeric scrolling Common Mathematical On/Off/CancelFunctions and Math Math Program menuPage Table of Contents Amortization Interest Conversion Menu Cash Flow Example Sample Cash Flow Diagrams Bonds Bond MenuCanadian Mortgage Example Black-Scholes MenuAdjusting the Display Contrast Basic FeaturesWelcome to your new HP Financial Calculator Turning the Calculator On and OffMode Menu Setting Preferences CursorTwo Line Display Dd.mmyyyy Changing the Calculation Mode Primary, Secondary, and Tertiary Key Functions Annunciators Using the Input and Equals KeysInput Key Equals KeyEditing and Clearing Entries On/CE Key Reset MenuMemory and the Memory Menu Accessing Menus and Menu MapsBasic Features DWN Fixed Cost Price Profit QuantityMathematical Functions Mathematical CalculationsNumber Entry and Display Mathematical functions are locatedAlgebraic Mode Chain ModeReverse Polish Notation RPN Mode RPN StackIor =, followed by an operation key Last Number See -2for an example using the last number functionU3I O1c23 I56c+ 4 x 5 + 5I6 3I4Duplicating a Number on the Stack RPN Stack and the Swap Operation One-Number Functions and the Math MenuMath Menu Random numberDWN Probability Sub-menu 12I 10I15I3h Binomial FunctionsTwo-Number Functions Storing and Recalling Numbers Recall ArithmeticStoring and Recalling with Time Value of Money TVM Keys Recalling a Menu Item Value in a Menu Rounding NumbersPercentages Mathematical Calculations Time Value of Money TVM Keys Time Value of MoneyStores or calculates the amount of each periodic payment Calculating Payments on a Loan360N 1400 00VAmortization Principal Interest Nb Per Start BalanceCreating an Amortization Schedule 10YAmortization Example KeysDisplayDescription To open the Interest Conversion menu IConv press Interest Conversion Menu360 Using the Interest Conversion MenuDWN Canadian Mortgages TVM CanadaCanadian Mortgage Example O300 N6Y35 0000000.00 Cash FlowsCash Flow Example 5000 80004500 400000I 1150Mirr Analyzing Cash FlowsDWN Mirr Fmrr Inv. I% Safe I%Opens the NPV menu Editing Cash Flows Displays FMRR% Sample Cash Flow Diagrams Cash Flows Sample Cash Flow DiagramsSet.Date Mat.Date BondsCPN% Bond Menu82010 42020Bond Calculation Example =L1+ Black-Scholes Calculation Menu Stock price Strike price Time to maturity Risk-free %Volatility % Dividend % Call price Put price Black-Scholes Menu Volatility % input Black-Scholes Example 85I 80I78I 72IPress to scroll to Date Calculation Menu Date CalculationDate Calculation Example Date Days Between Actual Cal.3603120 10I 2010Break-even Break-even MenuBreak-even Example 250 1500 00I300 100 00IPercent Calculation Menu Business ProblemsPercent Calculation Examples 15I20I Is what % of 80? 80IDepreciation Press Ito scroll through the options SlineBook Value Depreciable Soyd Depreciation Menu100 00I 500Depreciation Example Depreciation Ax2+bx+c only Statistical OperationsData and Stats Menus Statistics Menu Items Description Std. Dev Statistics Example 2I1 65I 1I1 50I3I1 60I 4I1 75IStatistical Operations Programming Programming the HP 30bKey Presses for Program Instructions Hold Hold Programming ExampleProgram Step Reassigning Menu Functions Program Menu and Program Editing Followed by a label number to goTo a specific label Tests and Jump Functions Creates label 03 in your program. You canUse the following keystrokes to enter the program Sub-Function Call Long Programs and Battery LifeOther Programming Functions 05003$1DSE ISG , followed by 1 digitMessages Debugging a Program Calculates the volumeSaving, Restoring, and Modifying Mode Settings Solve L1hL1-L2= HoldProgramming Error Messages and Calculator Status Error MessagesError Messages Status ER Unique solution to IRR Not Found HP Limited Hardware Warranty and Customer Care Warranty, Regulatory, and Contact InformationReplacing the Batteries General TermsWarranty, Regulatory, and Contact Information Canadian Notice ModificationsAvis Canadien European Union Regulatory NoticeLow Voltage Directive 2006/95/EC EMC Directive 2004/108/EC Contact Information Perchlorate Material special handling may applyCustomer Care 香港特別行政區 Martinica 08 5199 Country/Region Contact Vietnam +65-6272-5300 Viêt Nam Zambia Warranty, Regulatory, and Contact Information Symbols Cash flow CalendarChecksum 78 Combinations Date Debugging 85 DecimalInternal rate of return Investment Rate Key Insert and delete keys Interest ConversionKey presses Keyboard map and legend Language MarginOn HP 30b Parentheses MathPercent Calculation Percentages PermutationsStop 83 Store RPNThousands separator Time Value of Money
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30b Professional, 20b Consultant Financial specifications

The HP 30b Professional calculator is a versatile tool designed specifically for business professionals, engineers, and educators. This reliable calculator merges advanced technologies with user-friendly features, enabling users to perform complex calculations with ease. The HP 30b is appreciated for its robust design and functionality, making it a top choice among those who require a dependable calculating device for various applications.

One of the standout features of the HP 30b is its capability to handle both RPN (Reverse Polish Notation) and algebraic entry modes. This flexibility allows users to choose the input method that best suits their preferences, enhancing productivity and minimizing calculation errors. The calculator also boasts a large, high-resolution display that ensures clarity when navigating through calculations and results.

The HP 30b comes equipped with essential business functions that include financial calculations, cash flow analysis, and statistical functions, all of which are invaluable in professional settings. Users can seamlessly compute interest rates, perform amortization schedules, and evaluate loan payments, making it an indispensable asset for finance-oriented individuals.

Another key characteristic is its programmable functionality. The HP 30b allows users to create custom programs tailored to specific tasks, which can save time and reduce manual entry errors. This programmable capability is especially beneficial for repetitive calculations, providing a significant efficiency boost in ambiguous or multi-step operations.

The durable construction of the HP 30b ensures longevity while the compact design makes it portable and convenient for on-the-go calculations. Additionally, the calculator features an energy-efficient design, which includes a long-lasting battery life, reducing the need for frequent replacements.

With a straightforward key layout and intuitive interface, the HP 30b is designed with user experience in mind. Whether in a classroom, office, or fieldwork scenario, users can easily navigate functions and access the features they need quickly. The HP 30b Professional calculator is truly an impressive blend of technology and practicality, making it an essential tool for anyone needing reliable performance in their daily calculations.
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