HP 10bII manuals
Computer Equipment > Calculator
When we buy new device such as HP 10bII we often through away most of the documentation but the warranty.
Very often issues with HP 10bII begin only after the warranty period ends and you may want to find how to repair it or just do some service work.
Even oftener it is hard to remember what does each function in Calculator HP 10bII is responsible for and what options to choose for expected result.
Fortunately you can find all manuals for Calculator on our side using links below.
144 pages 3.28 Mb
1 user’s guide2 NoticeREGISTER YOUR PRODUCT AT: www.register.hp.com 3 Welcome to the HP 10BII5 Contents11 At a Glance23 Getting Started33 Business Percentages37 Number Storage and ArithmeticUsing Stored Numbers in CalculationsUsing Constants38 Operation6WRUHV´QXPEHUµDVFRQVWDQW 6WRUHV´²QXPEHUµDVFRQVWDQW 6WRUHV´ïQXPEHUµDVFRQVWDQW 6WRUHV´¸QXPEHUµDVFRQVWDQW *^[YDOXH - 6WRUHV´\[YDOXHµDVFRQVWDQW6WRUHV´QXPEHUµDVFRQVWDQW 6WRUHV´²QXPEHUµDVFRQVWDQW 6WRUHV´ïQXPEHUµDVFRQVWDQW 6WRUHV´¸QXPEHUµDVFRQVWDQW 6WRUHV´µDV FRQVWDQW $GGVWR Example. &DOFXODWHDQG Example VWDQW &DOFXODWHV38 3: Number Storage and Arithmetic 39 Using the M Register40 Using Numbered Registers41 Doing Arithmetic Inside Registers*!"UHJLVWHUQXPEHU *!dUHJLVWHUQXPEHU 42 Doing Arithmetic43 Power OperatorUsing Parentheses in Calculations44 µd*1RFDOFXODWLRQ\HW &DOFXODWHV² &DOFXODWHV 44 3: Number Storage and Arithmetic 45 Picturing Financial Problems53 Time Value of Money CalculationsUsing the TVM Application 54 Clearing TVM55 Begin and End ModesLoan Calculations56 *b"P6WRUHVQXPEHURI SHULRGVLQORDQ 13,000.00 6WRUHVDPRXQW ERUURZHG –422.53 SDLGRXW SD\PHQWE\WR 2 –372.53 (2 –375.00 6WRUHVGHVLUHG 11,537.59 13,037.5956 5: Time Value of Money Calculations Example: A Home Mortgage PV I/YR = 7.5% N = 30 × 12 P/YR PMT End Mode 6HWWR(QGPRGH3UHVV*OLIBEGINDQQXQFLDWRULVGLVSOD\HG 57 \HDUV.7.50 (2 –930.00 133,006.39 145,006.39 SXUFKDVHSULFH 58 Example: A Mortgage With a Balloon Payment. <RX·YHREWDLQHGD6ROYHWKLVSUREOHPXVLQJWZRVWHSV &DOFXODWHWKHORDQSD\PHQWXVLQJD\HDUWHUP &DOFXODWHWKHUHPDLQLQJEDODQFHDIWHU\HDUVStep 1. )LUVWFDOFXODWHWKHORDQSD\PHQWXVLQJD\HDUWHUP PV = 172,500 I/YR = 8.8% N = 25 × 12 P/YR PMT End Mode PRQWKV DIWHU\HDUV 172,500.00 EDODQFH –1,424.06 59 WKHQVWRUHVP 48.006WRUHV\HDUWHUP P / –163,388.39 2 –164,812.45 60 Savings Calculations6HWVPWR\HDUV 61 3,035.28\HDUV I/YR = 6.3%N = 360 (15 years × 24 half-months) FV PMT PV = -2,000.00 62 SHU\HDU(2 –80.00 6WRUHVUHJXODU GHSRVLWV 52,975.60 FV I/YR = 7% N = 600 (50 × 12) PV = -400,000.00 Begin Mode6HWWR%HJLQPRGH3UHVV*OLIDQQXQFLDWRULVQRWGLVSOD\HG 62 5: Time Value of Money Calculations 63 Lease Calculations64 FV = 7,500.00Money received by lessor is positive I/YR = 10% N P/YR PV = -13,500.00 Begin Mode \LHOG –13,500.00 7,500.00 YDOXH LQPRQWKV OHDVHSD\PHQW64 5: Time Value of Money Calculations 65 PVI/YR = 9% N PMT = -2,400.00 (48th payment due up front) FV = -15,000.00 7KLVVROXWLRQUHTXLUHVIRXUVWHSV &DOFXODWHWKHSUHVHQWYDOXHRIWKHPRQWKO\SD\PHQWV ï² $GGWKHYDOXHRIWKHDGGLWLRQDODGYDQFHSD\PHQW )LQGWKHSUHVHQWYDOXHRIWKHEX\RSWLRQ 6XPWKHYDOXHVFDOFXODWHGLQVWHSVDQG Step 1)LQGWKHSUHVHQWYDOXHRIWKHPRQWKO\SD\PHQWV 66 (2–2,400.00 6WRUHVPRQWKO\ 95,477.55 2( 97,877.55 97,877.55 6WRUHVUHVXOWLQ0 VROXWLRQ –15,000.00 GLVFRXQW 10,479.21Step 4. $GGWKHUHVXOWVRIVWHSVDQG a 108,356.77OHDVH5RXQGLQJ GLVFUHSDQFLHVDUH 66 5: Time Value of Money Calculations 67 Amortization68 PER69 180,000.00–1,289.54 0 12 –1,579.82 –13,894.66 178,420.18 (QWHUVVWDUWLQJDQG HQGLQJSHULRGV 'LVSOD\VWKH3(5 'LVSOD\VWKH35,1 'LVSOD\VWKH,17 'LVSOD\VWKH%$/HTXDOVWKHWRWDORIPRQWKO\SD\PHQWVï 70 $PRUWL]HWKHVHFRQG\HDU –1,706.69 –13,767.79 176,713.49 'LVSOD\V35,1DQGWKH *U 14,250.00 –310.42 71 25––220.21 –90.21 9,193.28 54– –290.37 –20.05 1,801.57 (QWHUVILUVWSD\PHQW SULQFLSDOSD\PHQW 72 Interest Rate Conversions75 Cash Flow CalculationsHow to Use the Cash Flow Application76 11,765.29Flows received are positive -2,000.00Flows paid out are negative -4,000.00 –5,000.00'LVSOD\VFDVKIORZ JURXSQXPEHUZKLOH \RXKROGGRZQ, –4,000.00 11,765.29 QRPLQDO\LHOG 0RQWKO\\LHOG76 6: Cash Flow Calculations 77 NPV and IRR/YR: Discontinuing Cash FlowsOrganizing Cash Flows 78 Entering Cash Flows79 Viewing and Replacing Cash Flows80 Calculating Net Present ValueI/YR = 15% 10,000 5,000 7,500 &OHDUVUHJLVWHUV 81 WKH,NH\RFFXUUHQFHV 5,000.00 IORZ 82 FDOFXODWHWKHQHWSUHVHQWYDOXH27,199.92H[DPSOHRQSDJH 7KLVUHVXOWVKRZVWKDWLI\RXZDQWD\LHOGRISHU\HDU\RXVKRXOGSD\ NPV = 27,199.92 7,330.34 6,224.95 1% = 15% per year 10,000.00 7,500.00 5,000.0082 6: Cash Flow Calculations 83 Calculating Internal Rate of Return84 Automatic Storage of IRR/YR and NPV85 Statistical Calculations95 Additional ExamplesBusiness Applications 98 Loans and MortgagesSimple Annual Interest Continuous Compounding 99 Yield of a Discounted (or Premium) Mortgage101 Annual Percentage Rate for a Loan With Fees7KHORDQZLOOEH 102 –1,230.26156,8006XEWUDFWVSRLQWV &DOFXODWHV$35 FRQVLGHULQJIHHV Example: Interest-OnlyLoan With Fee. $\HDU $\HDU LQWHUHVWDUHPDGH 1,000,000.00 –1,000,000.00 GXH –10,000.00 970,000.00 &DOFXODWHV$35102 8: Additional Examples 103 Loan With a Partial (Odd) First Period104 Automobile Loan105 Canadian Mortgages106 What if … TVM Calculations107 –3,555.00(QWHUVQHZSD\PHQW IRUHYHU\WZRZHHNV ELZHHNO\SD\PHQWV WRSD\RIIORDQPart 3. :KDWLI\RXKDGPRQWKO\SD\PHQWVDVLQSDUWEXWFKRVHD \HDUWHUP":KDWZRXOG\RXUQHZSD\PHQWEH":KDWZRXOGEHWKHWRWDO LQWHUHVWSDLGRQWKHFRQWUDFW –8,446.53 VKRUWHUWHUP –1,520,374.70 –785,374.70 108 Savings113 Cash Flow ExamplesWrap-AroundMortgages114 1 1 ² CF0 –35,000.00 2(, CF1 CF1 ILUVWPRQWKV *C 2 CF2 QH[WPRQWKV *C UHWXUQ114 8: Additional Examples 115 Net Future Value116 CF6–29,203.14 YDOXH139 39 34,800.58 117 Assistance, Batteries, and Service129 More About Calculations137 Messages138 running5XQQLQJ$FDOFXODWLRQLVLQSURFHVV UFLO8QGHUIORZ$QLQWHUPHGLDWHUHVXOWLQ790LVWRRVPDOOIRUWKH+3 138 C: Messages 139 IndexSpecial Keys140 O%X\RXWYDOXH &DQDGLDQPRUWJDJHV H[DPSOHV LQLWLDO SUREOHPV , – &KDLQFDOFXODWLRQV &OHDULQJ GLVSOD\ PHPRU\ PHVVDJHV VWDWLVWLFV 790 j &RPPDVHSDUDWRU , &RPSRXQGLQWHUHVW GLIIHUHQWSHULRGV &RQVWDQWV &RVW &RVWRIQRGLVFRXQW 7 &XUVRU 'HFLPDOSODFHV Z FDVKIORZFDOFXODWLRQV LQWHUHVWUDWHFRQYHUVLRQV PDUJLQVDQGPDUNXSV VWDWLVWLFDO 790 (TXLW\ (UURUPHVVDJHV )RUHFDVWLQJ , 140 Index )UHTXHQWO\$VNHG4XHVWLRQV FULL FUNC )XQFWLRQV )XWXUHYDOXH , 141 *XDUDQWHH *XHVVLQJ,55<5 ,QLWLDOFDVKIORZ 0INT ,QWHUHVW FRPSRXQG VLPSOH ,QYHUVH ,55 DWDJODQFH DXWRPDWLFVWRUDJHRI ,55<5FDOFXODWLRQV HQWHULQJJXHVVHV KDOWLQJ SRVVLEOHRXWFRPHV UHVWDUWLQJ 9 /LQHDUUHJUHVVLRQ , 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2 pages 222.5 Kb
1 HP 10BIIFinancial CalculatorQUICK REFERENCE GUIDE0HPRU\.H\V %DVLFV 7LPH9DOXHRI0RQH\790 3HUFHQWDJHV 2 790:KDWLI«$PRUWL]DWLRQ ,QWHUHVW5DWH&RQYHUVLRQ ,55<5DQG139 6WDWLVWLFV
9 pages 342.9 Kb
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