"MM"CPVU5IF0QUJPOT#VUUPO:PVS*OUVJUJWFIBTBANFOVPGXBTIPQUJPOTUIBUZPVDBOVTF5IFCVUUPOTBOEUIFEJTQMBZTDSFFO
POUIFSJHIUIBOETJEFPGUIFQBOFMBSFVTFEUPTFMFDU BOEEJTQMBZUIFEJGGFSFOUXBTIPQUJPOT
5P4FMFDUB8BTI0QUJPO
1VTIFJUIFSUIF0QUJPOT61PS0QUJPOT%08/BSSPX
5IF0QUJPOT.FOVXJMMUIFOCFEJTQMBZFE
4DSPMMUISPVHIUIFPQUJPOTCZVTJOHFJUIFSUIF61PS%08/
BSSPXT5PTFMFDUBOPQUJPOVTFUIF"%+645CVUUPO5IF
PQUJPOXJMMCFIJHIMJHIUFEUPTIPXZPVIBWFTFMFDUFEJU
1SFTT)0.&UIFEJTQMBZXJMMSFUVSOUPUIFIPNFTDSFFO
XIFSFZPVSTFMFDUFEXBTIPQUJPOTXJMMCFEJTQMBZFE
5PTUBSUUIFNBDIJOFQVTI45"351"64&
/PUF
*GZPVXBOUUPDIBOHFBOZPGUIFXBTIPQUJPOTXIJMFZPVSNBDIJOF JTSVOOJOHZPVXJMMOFFEUP
QSFTT45"351"64&CFGPSFDIBOHJOHBOPQUJPO
5P$VTUPNJTFB8BTI0QUJPO
:PVDBOQSPHSBNZPVS*OUVJUJWFXBTIFSUPSFNFNCFSUIFXBTIPQUJPOTZPVQSFGFS'PSJOTUBODF
ZPVNBZXBOUUPTFUZPVSXBTIFSUPBMXBZTTFMFDUBXBSNFSXBTI UFNQFSBUVSF
1VTIFJUIFSUIF0QUJPOT61PS0QUJPOT%08/BSSPX
5IF0QUJPOT.FOVXJMMUIFOCFEJTQMBZFE
4DSPMMUISPVHIUIFPQUJPOTVOUJMUIFPOFZPVXBOUJTEJTQMBZFE
4FMFDUUIFTFUUJOHCFGPSFUIFPQUJPOZPVBSFXBOUJOHUP
DIBOHF)PMEEPXOUIF"%+645CVUUPOGPSTFDPOET
:PVXJMMIFBSBMPOHCFFQBOE4&55*/(4"7&%XJMMBQQFBS
CSJFGMZPOUIFTDSFFO:PVSQSFGFSSFEXBTIPQUJPOTXJMMCF
BVUPNBUJDBMMZTFMFDUFEFWFSZUJNFZPVUVSOZPVSNBDIJOFPO
BOEXJMMCFEJTQMBZFEPOUIFIPNFTDSFFO
5PDIBOHFZPVSDVTUPNJTFEPQUJPOTSFQFBUUIFTFBCPWFTUFQT
/PUF
8BUFSMFWFMTBOE%FMBZ4UBSUBSFOPUBCMFUPCFDVTUPNJTFE
5JNF5P(P:PVS*OUVJUJWFXBTIFSXJMMEJTQMBZXIBUTUBHFPGUIFDZDMFUIFNBDIJOFJTBUBOE IPXNBOZ
NJOVUFTUIFXBTIDZDMFIBTUPHPTPZPVDBOUFMMBUBHMBODF XIFOZPVSXBTIJOHXJMMCFGJOJTIFE
5IFA5JNFUP(PJTEJTQMBZFEGSPNUIFCFHJOOJOHPGUIFBHJUBUJPOXBTIBTUIFMPBETJ[FBOEGBCSJD
UZQFIBWFUPCFEFUFSNJOFECFGPSFUIFDZDMFUJNFDBOCFDBMDVMBUFE
"TFSJFTPGTZNCPMTBSFBMTPEJTQMBZFEPOUIFTDSFFOUPJOEJDBUFXIBUQPJOU UIFDZDMFJTVQUP
SFGFSUPQBHF
64