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HP 30b Professional manual Contact Information, Perchlorate Material - special handling may apply

Models: 20b Consultant Financial

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information about where you can drop off your waste equipment for recycling, please contact your local city office, your household waste disposal service or the shop where you purchased the product.

Perchlorate Material - special handling may apply

This calculator's Memory Backup battery may contain perchlorate and may require special handling when recycled or disposed in California.

Customer Care

In addition to the one year hardware warranty your HP calculator also comes with one year of technical support. If you need assistance, HP customer care can be reached by either email or telephone. Before calling please locate the call center nearest you from the list below. Have your proof of purchase and calculator serial number ready when you call.

Telephone numbers are subject to change, and local and national telephone rates may apply. A complete list is available on the web at: www.hp.com/support.

Contact Information

Table 15-1 Contact Information

Country/Region	Contact

Algeria	www.hp.com/support

Anguila	1-800-711-2884

Antigua	1-800-711-2884

Argentina	0-800-555-5000

Aruba	800-8000 ; 800-711-2884

Austria Österreich	01 360 277 1203

Bahamas	1-800-711-2884

Barbados	1-800-711-2884

Belgique (Français)	02 620 00 85

Belgium (English)	02 620 00 86

Bermuda	1-800-711-2884

Bolivia	800-100-193

Botswana	www.hp.com/support

Brazil Brasil	0-800-709-7751

British Virgin Islands	1-800-711-2884

Bulgaria	www.hp.com/support

Canada	800-HP-INVENT

Cayman Island	1-800-711-2884

Chile	800-360-999

Warranty, Regulatory, and Contact Information 95

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HP 30b Professional manual Contact Information, Perchlorate Material - special handling may apply, Customer Care

Contents

Financial Calculator User’s Guide HP 20b Business Consultant HP 30b Business ProfessionalHP Part Number NW238-90001 Edition 1, December Legal Notice HP 20b Business Consultant HP 30b Business Professional Keyboard Map Legend Page 2 Mathematical Calculations Table of Contents3 Time Value of Money 4 Canadian Mortgages TVM Canada Turning the Calculator On and Off 1 Basic FeaturesAdjusting the Display Contrast Welcome to your new HP Financial CalculatorCursor The Mode Menu Setting PreferencesTwo Line Display 3.122010 in dd.mmyyyy format. Note the . in both formats separating the first and second Key Presses, the Shift Key, Secondary, and Tertiary Functions Changing the Calculation ModePage The Equals Key Using the Input and Equals KeysAnnunciators The Input KeyEditing and Clearing Entries The On/CE Key The Reset MenuNotes about Special Menus Accessing Menus and Menu MapsMemory and the Memory Menu Once opened, you can scroll through the items in the menu by pressing or repeatedly. In most menus, when you arrive at the last item in a menu, pressing returns Page Mathematical Functions 2 Mathematical CalculationsNumber Entry and Display Chain Mode 2*3DAlgebraic Mode The RPN Stack Reverse Polish Notation RPN Mode1.23 + Last Number56.123 3 + 4 x 5 + O1c23 I56cparentheses. Intermediate Previous Value Previous ValuePrevious Value Previous Value Previous Value Inputs the numbers and theIn RPN, the parentheses keys Dmanipulate the stack. Pressing performs a roll One-Number Functions and the Math Menu Page INPUTINPUT INPUTThe Probability Sub-menu 0.37 12I s Combination= 15I3hBinomial Functions Two-Number FunctionsRecall Arithmetic Storing and Recalling NumbersStoring and Recalling with Time Value of Money TVM Keys Percentages Recalling a Menu Item Value in a MenuRecalling and Storing Values in the Data and Cash Flow Menus Rounding Numbers26 Mathematical Calculations Time Value of Money TVM Keys 3 Time Value of MoneyCalculating Payments on a Loan Amortization 360N6.5Y 1400 00VPage 1400 00V Creating an Amortization Scheduleapplied towards interest for the first year is about Displays the amount of interest paid on the loanC/YR Interest Conversion MenuNom.% Eff.%360 = Using the Interest Conversion MenuP/YR DWN C/YR 4 Canadian Mortgages TVM CanadaO300 N6Y35 0000 I2 ICanadian Mortgage Example 4,000.00 5 Cash Flows0.00 4,500.00Scrolls up and down Cash Flow ExampleOpens the cash flow list NPV menu, and the Internal Rate of Return IRR menu4000 80005000 45005000 1150Table 5-2 Cash Flow Example Analyzing Cash Flows #CF/Yr Inv. I% Net PV Net FV Net US DWN Payback Discounted Payback TotalIRR % Inv. I% Safe I% DWN MIRR FMRR #CF/Yr Opens the NPV menu Editing Cash Flows Displays FMRR% Figure 3 Sample Cash Flow Diagrams Sample Cash Flow Diagrams46 Cash Flows 6 Bonds The Bond Menu Bond Calculation Example 4.2 820106.0 42020 6.7 5IStores 115.89 in memory =L1+7 Black-Scholes Calculation Menu The Black-Scholes Menu deviation of the variation of the asset price based on the given data. Pressing =in the 54 Black-Scholes Calculation Menu Black-Scholes Example8.21 2.73HOLD B next item Press to scroll to thenext item Press to scroll to theThe Date Calculation Menu 8 Date CalculationDate Calculation Example Table 8-1 Date Calculation Example KeyDisplayDescription 6.042010 3120 10IThe Break-even Menu 9 Break-evenBreak-even Example 100 00I 1500 00I250 I 300 IThe Percent Calculation Menu 10 Business ProblemsPercent Calculation Examples 2. Find the percent change between 20 and 35 with no compounding 3. 30 is what % of 80? 11 Depreciation Declining balance factor DecBal and DBXover only The Depreciation MenuAsset life Starting date or month of the depreciation Cost and salvage valuesDepreciation Example 500 IPage x Q1 12 Statistical Operationsa*x+b a*Lnx +b ax2+bx+c onlyThe Data and Stats Menus ax +bx+c 72 Statistical Operations Statistics ExampleTable 12-2 Statistics Example Months and Sales Values Month4I1 75I 1I1 50I2I1 65I 3I1 60IPage Programming the HP 30b 13 ProgrammingKey Presses for Program Instructions Return Less thanProgramming Example h3 4/3 sI I=Enters program mode. The first program is Program Step Opens Program menu. Scrolls to step 1 of Reassigning Menu FunctionsThe Program Menu and Program Editing 8= LBL Tests and Jump FunctionsSub-Function Call Long Programs and Battery LifeOther Programming Functions 05003$1Messages Debugging a Program Saving, Restoring, and Modifying Mode Settings Solve 2. L1hL1-L2= HOLD88 Programming Error Messages Error Messages and Calculator StatusPage General Terms 15 Warranty, Regulatory, and Contact InformationHP Limited Hardware Warranty and Customer Care Replacing the BatteriesRegulatory Information Federal Communications Commission Notice European Union Regulatory Notice ModificationsCanadian Notice Avis CanadienLow Voltage Directive 2006/95/EC EMC Directive 2004/108/EC Japanese Notice Korean NoticePerchlorate Material - special handling may apply Contact InformationCustomer Care 香港特別行政區 Russia Page Contact Warranty, Regulatory, and Contact InformationTable 15-1 Contact Information Country/Region100 Warranty, Regulatory, and Contact Information Symbols A Page Internal rate of return Investment Rate Error messagesFMRR Insert and delete keys Interest Conversionon HP 30b mode settingsMath Net Future Value Net Present Value Net US Numbersaving, storing, modifying 86 Scientific notation 11 Statistics reassigning menu functions 79 Recallnumber 24 Reverse Polish Notation Safe interest rateThousands separator Time Value of Money