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HP 20b Consultant Financial, 30b Professional manual Warranty, Regulatory, and Contact Information

Models: 20b Consultant Financial

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HP 20b Consultant Financial, 30b Professional manual Warranty, Regulatory, and Contact Information

Contents

HP 20b Business Consultant HP 30b Business Professional Financial Calculator User’s GuideHP Part Number NW238-90001 Edition 1, December Legal Notice HP 20b Business Consultant HP 30b Business Professional Keyboard Map Legend Page Table of Contents 2 Mathematical Calculations3 Time Value of Money 4 Canadian Mortgages TVM Canada 1 Basic Features Adjusting the Display ContrastWelcome to your new HP Financial Calculator Turning the Calculator On and OffThe Mode Menu Setting Preferences CursorTwo Line Display 3.122010 in dd.mmyyyy format. Note the . in both formats separating the first and second Changing the Calculation Mode Key Presses, the Shift Key, Secondary, and Tertiary FunctionsPage Using the Input and Equals Keys AnnunciatorsThe Input Key The Equals KeyThe Reset Menu Editing and Clearing Entries The On/CE KeyAccessing Menus and Menu Maps Notes about Special MenusMemory and the Memory Menu Once opened, you can scroll through the items in the menu by pressing or repeatedly. In most menus, when you arrive at the last item in a menu, pressing returns Page 2 Mathematical Calculations Mathematical FunctionsNumber Entry and Display 2*3D Chain ModeAlgebraic Mode Reverse Polish Notation RPN Mode The RPN StackLast Number 1.23 +56.123 O1c23 I56c 3 + 4 x 5 +Previous Value Previous Value Previous Value Previous Value Previous ValueInputs the numbers and the parentheses. IntermediateIn RPN, the parentheses keys Dmanipulate the stack. Pressing performs a roll One-Number Functions and the Math Menu Page INPUT INPUTINPUTThe Probability Sub-menu 0.37 12I s 15I3h Binomial FunctionsTwo-Number Functions Combination=Storing and Recalling Numbers Recall ArithmeticStoring and Recalling with Time Value of Money TVM Keys Recalling a Menu Item Value in a Menu Recalling and Storing Values in the Data and Cash Flow MenusRounding Numbers Percentages26 Mathematical Calculations 3 Time Value of Money Time Value of Money TVM KeysCalculating Payments on a Loan 360N 6.5Y1400 00V AmortizationPage Creating an Amortization Schedule 1400 00VDisplays the amount of interest paid on the loan applied towards interest for the first year is aboutInterest Conversion Menu Nom.%Eff.% C/YRUsing the Interest Conversion Menu 360 =4 Canadian Mortgages TVM Canada P/YR DWN C/YRI2 I O300 N6Y35 0000Canadian Mortgage Example 5 Cash Flows 0.004,500.00 4,000.00Cash Flow Example Opens the cash flow listNPV menu, and the Internal Rate of Return IRR menu Scrolls up and down8000 50004500 40001150 5000Table 5-2 Cash Flow Example Analyzing Cash Flows Inv. I% Net PV Net FV Net US DWN Payback Discounted Payback Total #CF/YrIRR % Inv. I% Safe I% DWN MIRR FMRR #CF/Yr Opens the NPV menu Editing Cash Flows Displays FMRR% Sample Cash Flow Diagrams Figure 3 Sample Cash Flow Diagrams46 Cash Flows 6 Bonds The Bond Menu 4.2 82010 6.0 420206.7 5I Bond Calculation Example=L1+ Stores 115.89 in memory7 Black-Scholes Calculation Menu The Black-Scholes Menu deviation of the variation of the asset price based on the given data. Pressing =in the Black-Scholes Example 8.212.73 54 Black-Scholes Calculation MenuHOLD B Press to scroll to the next itemPress to scroll to the next item8 Date Calculation The Date Calculation MenuDate Calculation Example 6.04 20103120 10I Table 8-1 Date Calculation Example KeyDisplayDescription9 Break-even The Break-even MenuBreak-even Example 1500 00I 250 I300 I 100 00I10 Business Problems The Percent Calculation MenuPercent Calculation Examples 2. Find the percent change between 20 and 35 with no compounding 3. 30 is what % of 80? 11 Depreciation The Depreciation Menu Asset life Starting date or month of the depreciationCost and salvage values Declining balance factor DecBal and DBXover only500 I Depreciation ExamplePage 12 Statistical Operations a*x+b a*Lnx +bax2+bx+c only x Q1The Data and Stats Menus ax +bx+c Statistics Example Table 12-2 Statistics Example Months and Sales ValuesMonth 72 Statistical Operations1I1 50I 2I1 65I3I1 60I 4I1 75IPage 13 Programming Programming the HP 30bKey Presses for Program Instructions Less than Returnh3 4/3 sI I= Programming ExampleEnters program mode. The first program is Program Step Reassigning Menu Functions Opens Program menu. Scrolls to step 1 ofThe Program Menu and Program Editing Tests and Jump Functions 8= LBLLong Programs and Battery Life Sub-Function Call05003$1 Other Programming FunctionsMessages Debugging a Program Saving, Restoring, and Modifying Mode Settings 2. L1hL1-L2= HOLD Solve88 Programming Error Messages and Calculator Status Error MessagesPage 15 Warranty, Regulatory, and Contact Information HP Limited Hardware Warranty and Customer CareReplacing the Batteries General TermsRegulatory Information Federal Communications Commission Notice Modifications Canadian NoticeAvis Canadien European Union Regulatory NoticeJapanese Notice Korean Notice Low Voltage Directive 2006/95/EC EMC Directive 2004/108/ECContact Information Perchlorate Material - special handling may applyCustomer Care 香港特別行政區 Russia Page Warranty, Regulatory, and Contact Information Table 15-1 Contact InformationCountry/Region Contact100 Warranty, Regulatory, and Contact Information Symbols A Page Error messages FMRRInsert and delete keys Interest Conversion Internal rate of return Investment Ratemode settings MathNet Future Value Net Present Value Net US Number on HP 30breassigning menu functions 79 Recall number 24 Reverse Polish NotationSafe interest rate saving, storing, modifying 86 Scientific notation 11 StatisticsThousands separator Time Value of Money