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HP 30b Professional, 20b Consultant Financial manual HP 20b Business Consultant

Models: 20b Consultant Financial

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HP 20b Business Consultant

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HP 30b Professional, 20b Consultant Financial manual HP 20b Business Consultant

Contents

HP 20b Business Consultant HP 30b Business Professional Financial Calculator User’s GuideHP Part Number NW238-90001 Edition 1, December Legal Notice HP 20b Business Consultant HP 30b Business Professional Keyboard Map Legend Page Table of Contents 2 Mathematical Calculations3 Time Value of Money 4 Canadian Mortgages TVM Canada Turning the Calculator On and Off 1 Basic FeaturesAdjusting the Display Contrast Welcome to your new HP Financial CalculatorThe Mode Menu Setting Preferences CursorTwo Line Display 3.122010 in dd.mmyyyy format. Note the . in both formats separating the first and second Key Presses, the Shift Key, Secondary, and Tertiary Functions Changing the Calculation ModePage The Equals Key Using the Input and Equals KeysAnnunciators The Input KeyEditing and Clearing Entries The On/CE Key The Reset MenuAccessing Menus and Menu Maps Notes about Special MenusMemory and the Memory Menu Once opened, you can scroll through the items in the menu by pressing or repeatedly. In most menus, when you arrive at the last item in a menu, pressing returns Page 2 Mathematical Calculations Mathematical FunctionsNumber Entry and Display 2*3D Chain ModeAlgebraic Mode The RPN Stack Reverse Polish Notation RPN ModeLast Number 1.23 +56.123 3 + 4 x 5 + O1c23 I56cparentheses. Intermediate Previous Value Previous ValuePrevious Value Previous Value Previous Value Inputs the numbers and theIn RPN, the parentheses keys Dmanipulate the stack. Pressing performs a roll One-Number Functions and the Math Menu Page INPUTINPUT INPUTThe Probability Sub-menu 0.37 12I s Combination= 15I3hBinomial Functions Two-Number FunctionsStoring and Recalling Numbers Recall ArithmeticStoring and Recalling with Time Value of Money TVM Keys Percentages Recalling a Menu Item Value in a MenuRecalling and Storing Values in the Data and Cash Flow Menus Rounding Numbers26 Mathematical Calculations Time Value of Money TVM Keys 3 Time Value of MoneyCalculating Payments on a Loan Amortization 360N6.5Y 1400 00VPage 1400 00V Creating an Amortization Scheduleapplied towards interest for the first year is about Displays the amount of interest paid on the loanC/YR Interest Conversion MenuNom.% Eff.%360 = Using the Interest Conversion MenuP/YR DWN C/YR 4 Canadian Mortgages TVM CanadaI2 I O300 N6Y35 0000Canadian Mortgage Example 4,000.00 5 Cash Flows0.00 4,500.00Scrolls up and down Cash Flow ExampleOpens the cash flow list NPV menu, and the Internal Rate of Return IRR menu4000 80005000 45001150 5000Table 5-2 Cash Flow Example Analyzing Cash Flows Inv. I% Net PV Net FV Net US DWN Payback Discounted Payback Total #CF/YrIRR % Inv. I% Safe I% DWN MIRR FMRR #CF/Yr Opens the NPV menu Editing Cash Flows Displays FMRR% Sample Cash Flow Diagrams Figure 3 Sample Cash Flow Diagrams46 Cash Flows 6 Bonds The Bond Menu Bond Calculation Example 4.2 820106.0 42020 6.7 5IStores 115.89 in memory =L1+7 Black-Scholes Calculation Menu The Black-Scholes Menu deviation of the variation of the asset price based on the given data. Pressing =in the 54 Black-Scholes Calculation Menu Black-Scholes Example8.21 2.73HOLD B next item Press to scroll to thenext item Press to scroll to the8 Date Calculation The Date Calculation MenuDate Calculation Example Table 8-1 Date Calculation Example KeyDisplayDescription 6.042010 3120 10I9 Break-even The Break-even MenuBreak-even Example 100 00I 1500 00I250 I 300 IThe Percent Calculation Menu 10 Business ProblemsPercent Calculation Examples 2. Find the percent change between 20 and 35 with no compounding 3. 30 is what % of 80? 11 Depreciation Declining balance factor DecBal and DBXover only The Depreciation MenuAsset life Starting date or month of the depreciation Cost and salvage valuesDepreciation Example 500 IPage x Q1 12 Statistical Operationsa*x+b a*Lnx +b ax2+bx+c onlyThe Data and Stats Menus ax +bx+c 72 Statistical Operations Statistics ExampleTable 12-2 Statistics Example Months and Sales Values Month4I1 75I 1I1 50I2I1 65I 3I1 60IPage 13 Programming Programming the HP 30bKey Presses for Program Instructions Return Less thanh3 4/3 sI I= Programming ExampleEnters program mode. The first program is Program Step Opens Program menu. Scrolls to step 1 of Reassigning Menu FunctionsThe Program Menu and Program Editing 8= LBL Tests and Jump FunctionsSub-Function Call Long Programs and Battery LifeOther Programming Functions 05003$1Messages Debugging a Program Saving, Restoring, and Modifying Mode Settings Solve 2. L1hL1-L2= HOLD88 Programming Error Messages Error Messages and Calculator StatusPage General Terms 15 Warranty, Regulatory, and Contact InformationHP Limited Hardware Warranty and Customer Care Replacing the BatteriesRegulatory Information Federal Communications Commission Notice European Union Regulatory Notice ModificationsCanadian Notice Avis CanadienLow Voltage Directive 2006/95/EC EMC Directive 2004/108/EC Japanese Notice Korean NoticeContact Information Perchlorate Material - special handling may applyCustomer Care 香港特別行政區 Russia Page Contact Warranty, Regulatory, and Contact InformationTable 15-1 Contact Information Country/Region100 Warranty, Regulatory, and Contact Information Symbols A Page Internal rate of return Investment Rate Error messagesFMRR Insert and delete keys Interest Conversionon HP 30b mode settingsMath Net Future Value Net Present Value Net US Numbersaving, storing, modifying 86 Scientific notation 11 Statistics reassigning menu functions 79 Recallnumber 24 Reverse Polish Notation Safe interest rateThousands separator Time Value of Money