1 Basic Features

Welcome to your new HP Financial Calculator

This manual is designed to familiarize you with the many features available on your new HP Business and Financial calculators. It includes menu maps, cash flow diagrams, and example problems and solutions with key presses and screen shots. Also included are sections which list the error messages, a chapter about programming, and an explanation of how Reverse Polish Notation (RPN) works. Refer to the Table of Contents for quick access to various topics. If you need more information about your calculator or calculator operation, please refer to the training materials available at: www.hp.com/calculators.

This manual describes in detail the features available on both the HP 20b and the HP 30b calculators. In addition to all of the features found on the HP 20b, the HP 30b includes the Black-Scholes option pricing model, Modified Internal Rate of Return (MIRR), Financial Management Rate of Return (FMRR), and programming capabilities. When features apply only to a particular model, they will be identified throughout the manual with an asterisk*.

Turning the Calculator On and Off

To turn on your calculator, press O. To turn it off, press :a.

Turning the calculator off does not erase any data. The calculator automatically turns itself off

after approximately five minutes to conserve energy. If you see the low battery symbol () in the display, replace the batteries. See the Chapter 15, Warranty, Regulatory, and Contact Information for instructions on replacing the batteries.

Selecting a Language

English is the default language for messages displayed on the screen. To select a language other than English:

1.Press :uto access the Mode menu. FIX displays on the top line of the screen.

2.Press <repeatedly until English displays on the screen.

3.Press Iuntil the desired language is displayed. The displayed language is the active setting.

4.Press Oto return to the default calculator screen.

5.For more information on accessing menus and changing calculator settings, refer to the section below titled, The Mode Menu: Setting Preferences.

Adjusting the Display Contrast

To adjust the contrast of the display, press and hold Owhile pressing the +or -

keys. Each press of the +or -keys slightly increases or decreases the contrast of the display.

Basic Features

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HP 30b Professional manual Basic Features, Welcome to your new HP Financial Calculator, Turning the Calculator On and Off

30b Professional, 20b Consultant Financial specifications

The HP 30b Professional calculator is a versatile tool designed specifically for business professionals, engineers, and educators. This reliable calculator merges advanced technologies with user-friendly features, enabling users to perform complex calculations with ease. The HP 30b is appreciated for its robust design and functionality, making it a top choice among those who require a dependable calculating device for various applications.

One of the standout features of the HP 30b is its capability to handle both RPN (Reverse Polish Notation) and algebraic entry modes. This flexibility allows users to choose the input method that best suits their preferences, enhancing productivity and minimizing calculation errors. The calculator also boasts a large, high-resolution display that ensures clarity when navigating through calculations and results.

The HP 30b comes equipped with essential business functions that include financial calculations, cash flow analysis, and statistical functions, all of which are invaluable in professional settings. Users can seamlessly compute interest rates, perform amortization schedules, and evaluate loan payments, making it an indispensable asset for finance-oriented individuals.

Another key characteristic is its programmable functionality. The HP 30b allows users to create custom programs tailored to specific tasks, which can save time and reduce manual entry errors. This programmable capability is especially beneficial for repetitive calculations, providing a significant efficiency boost in ambiguous or multi-step operations.

The durable construction of the HP 30b ensures longevity while the compact design makes it portable and convenient for on-the-go calculations. Additionally, the calculator features an energy-efficient design, which includes a long-lasting battery life, reducing the need for frequent replacements.

With a straightforward key layout and intuitive interface, the HP 30b is designed with user experience in mind. Whether in a classroom, office, or fieldwork scenario, users can easily navigate functions and access the features they need quickly. The HP 30b Professional calculator is truly an impressive blend of technology and practicality, making it an essential tool for anyone needing reliable performance in their daily calculations.