EL-738
Page
 Contents
 Operational Notes
Introduction
 Using the .and
Key Notations in This Manual
Keys
 Resetting the Calculator In Case of Difficulty
Resetting the calculator
Preparing to Use the Calculator
 Calculator and Display Layout
Calculator layout
Key operation keys
 2ndF
Display layout
 Selecting the display notation and number of decimal places
SET UP Menu
 Selecting the angular unit see
3333333
0003
000
 Selecting the date format see
Selecting a mode
Operations available in each mode
Operating Modes
 Basic Calculations
14000
343
9000
 Delete key
⋅ ⋅
 Playback function
Editing and Correcting an Entry
Memory clear key
Cursor keys
 192
Errors
Memory use in each mode for memory calculations
500
 TVM variables
Temporary memories A-H, X-Z
Independent memory M
Last answer memory ANS
 Statistical variables
Memory calculations
Example Key operation
 Financial calculations
General Information
 Variables shared among calculations
Variables used in financial calculations
 Basic variable operations
TVM variables N, I/Y, PV, PMT, FV
Listed financial variables
 Category Display symbols Descriptions
ENT and Comp symbols
 Compound interest
Cash flow diagrams
 Variables used in the TVM solver
Setting the payment period payment due
Variable Corresponding Description Default Variable key
TVM Time Value of Money Solver
 Calculating basic loan interest
Basic examples for the TVM solver
 44000
1200
24000
5600000
 Calculating basic loan payments
400
8000
125586
 Calculating future value
3600
20000
FV=
 376889
100
2000
1000000
 Ordinary annuity
Specifying payments due
Ordinary annuity END
Annuity due BGN
 1624570
1800
30000000
360
 299500
2400
29950
14500
 Calculating down payment and amount to borrow
3400
150000
627995
 14655892
30000
90000
550
 Variable Description Default value
Amortization Calculations
Variables used in amortization
 8895148
61656
 1700
104852
203428
600
 1724476
384457
4800
48275524
 Repeated cash flows
Discounted Cash Flow Analysis
Entering cash flow data
Single cash flows
 Confirming and editing data
000*2
200
300
 Inserting data
2500000
Editing data
Deleting data
 NPV and IRR
3000000
600000
Variables used in discounted cash flow analysis
 To obtain IRR
Procedure Key operation Display Bring up the initial dis
Play in Normal mode
To obtain NPV
 Calculating the present value of variable cash flows
2314
 662752
 Setting the day-count method
Bond Calculations
Variables used in bond calculations
 To obtain yield to maturity Yield I/Y
To obtain bond price Price PV
 720
650
10000
15-2023
 9250
728
Entering dates
 Key operation Description
Setting the depreciation method
Depreciation Calculations
Variables used in depreciation calculations
Page
 3000
5000000
Calculating straight-line depreciation
 To change EFF to APR
1956
Conversion between APR and EFF
To change APR to EFF
 Variables used in day and date calculations
Day and Date Calculations
 Answer 228 days
10-2009
22800
Calculating number of days
 Procedure Key operation Display Move to the last date
Percent Change/Compound Interest Cal- culations
Calculate
 800000
7500000
11600000
5467
 Variables used in cost/sell/margin/markup calcula- tions
980000
113
Cost/Sell/Margin/Markup Calculations
 Determining selling price
45560
9500
88842
 Breakeven Calculations
Variables used in breakeven calculations
Calculating the breakeven point
 33937
1500000
7580
12000
 Chain Calculations
Constant Calculations
 4500
087
071
5000
 Random coin
Random Functions
Random numbers
Random dice
 532
Modify Function
Random integer
 Key operation Sub-mode Display
Entering statistical data
For a single-variable data set
For a two-variable data set x value y value J
 Entering statistical data
 1000 2000
 Quadratic regression calculation
Statistical Calculations and Variables
Single-variable statistical calculations
Linear regression calculations
 Variables Content
 53000
17857
Single-variable statistical calculation
 Linear regression calculation
 Quadratic regression calculation
 Discounted cash flow analysis
Financial Calculation Formulas
TVM solver
Amortization calculations
 Bond calculations
 Depreciation calculations
Conversion between APR and EFF
Day and date calculations
 Statistical Calcula- tion Formulas
Cost/Sell/Margin/Markup calculations
Breakeven calculations
 Calculation error Error
Errors and Calculation Ranges
Error codes and error types
Syntax error Error
 Input value error Error
Equation too long Error
No solution Error
Display error Error
 Function Calculation range
Calculation ranges of functions
 Integer
 When to replace the battery
Battery Replacement
 Replacement procedure
Automatic power-off function
Priority Levels in Calculations
 Specifications
For more information about business/ financial calculators
Key operation and calculation priority
 Index
 Formulas, 72-75 FV, 18, 22, 72 GRAD, 8, 9, 61
 Memo