EL-738
Page
 Contents
 Operational Notes
Introduction
 Using the .and
Key Notations in This Manual
Keys
 Resetting the Calculator In Case of Difficulty
Resetting the calculator
Preparing to Use the Calculator
 Calculator and Display Layout
Calculator layout
Key operation keys
 2ndF
Display layout
 Selecting the display notation and number of decimal places
SET UP Menu
 0003
3333333
000
Selecting the angular unit see
 Operations available in each mode
Selecting a mode
Operating Modes
Selecting the date format see
 343
14000
9000
Basic Calculations
 Delete key
⋅ ⋅
 Memory clear key
Editing and Correcting an Entry
Cursor keys
Playback function
 Memory use in each mode for memory calculations
Errors
500
192
 Independent memory M
Temporary memories A-H, X-Z
Last answer memory ANS
TVM variables
 Statistical variables
Memory calculations
Example Key operation
 Financial calculations
General Information
 Variables shared among calculations
Variables used in financial calculations
 Basic variable operations
TVM variables N, I/Y, PV, PMT, FV
Listed financial variables
 Category Display symbols Descriptions
ENT and Comp symbols
 Compound interest
Cash flow diagrams
 Variable Corresponding Description Default Variable key
Setting the payment period payment due
TVM Time Value of Money Solver
Variables used in the TVM solver
 Calculating basic loan interest
Basic examples for the TVM solver
 24000
1200
5600000
44000
 8000
400
125586
Calculating basic loan payments
 20000
3600
FV=
Calculating future value
 2000
100
1000000
376889
 Ordinary annuity END
Specifying payments due
Annuity due BGN
Ordinary annuity
 30000000
1800
360
1624570
 29950
2400
14500
299500
 150000
3400
627995
Calculating down payment and amount to borrow
 90000
30000
550
14655892
 Variable Description Default value
Amortization Calculations
Variables used in amortization
 8895148
61656
 203428
104852
600
1700
 4800
384457
48275524
1724476
 Entering cash flow data
Discounted Cash Flow Analysis
Single cash flows
Repeated cash flows
 200
000*2
300
Confirming and editing data
 Editing data
2500000
Deleting data
Inserting data
 600000
3000000
Variables used in discounted cash flow analysis
NPV and IRR
 Play in Normal mode
Procedure Key operation Display Bring up the initial dis
To obtain NPV
To obtain IRR
 Calculating the present value of variable cash flows
2314
 662752
 Setting the day-count method
Bond Calculations
Variables used in bond calculations
 To obtain yield to maturity Yield I/Y
To obtain bond price Price PV
 10000
650
15-2023
720
 9250
728
Entering dates
 Depreciation Calculations
Setting the depreciation method
Variables used in depreciation calculations
Key operation Description
Page
 3000
5000000
Calculating straight-line depreciation
 Conversion between APR and EFF
1956
To change APR to EFF
To change EFF to APR
 Variables used in day and date calculations
Day and Date Calculations
 22800
10-2009
Calculating number of days
Answer 228 days
 Procedure Key operation Display Move to the last date
Percent Change/Compound Interest Cal- culations
Calculate
 11600000
7500000
5467
800000
 113
980000
Cost/Sell/Margin/Markup Calculations
Variables used in cost/sell/margin/markup calcula- tions
 9500
45560
88842
Determining selling price
 Breakeven Calculations
Variables used in breakeven calculations
Calculating the breakeven point
 7580
1500000
12000
33937
 Chain Calculations
Constant Calculations
 071
087
5000
4500
 Random numbers
Random Functions
Random dice
Random coin
 532
Modify Function
Random integer
 For a single-variable data set
Entering statistical data
For a two-variable data set x value y value J
Key operation Sub-mode Display
 Entering statistical data
 1000 2000
 Single-variable statistical calculations
Statistical Calculations and Variables
Linear regression calculations
Quadratic regression calculation
 Variables Content
 53000
17857
Single-variable statistical calculation
 Linear regression calculation
 Quadratic regression calculation
 TVM solver
Financial Calculation Formulas
Amortization calculations
Discounted cash flow analysis
 Bond calculations
 Depreciation calculations
Conversion between APR and EFF
Day and date calculations
 Statistical Calcula- tion Formulas
Cost/Sell/Margin/Markup calculations
Breakeven calculations
 Error codes and error types
Errors and Calculation Ranges
Syntax error Error
Calculation error Error
 No solution Error
Equation too long Error
Display error Error
Input value error Error
 Function Calculation range
Calculation ranges of functions
 Integer
 When to replace the battery
Battery Replacement
 Replacement procedure
Automatic power-off function
Priority Levels in Calculations
 Specifications
For more information about business/ financial calculators
Key operation and calculation priority
 Index
 Formulas, 72-75 FV, 18, 22, 72 GRAD, 8, 9, 61
 Memo