I% = 0

 

PV = – (PMT n + FV)

 

 

PMT = –

PV + FV

 

 

 

 

 

 

 

n

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

FV = – (PMT n + PV)

 

 

n = –

PV + FV

 

 

 

 

 

 

 

 

 

PMT

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

α = (1+ i S)

1 – β

 

, β = (1 + i) (–Intg(n))

 

 

 

 

 

 

 

 

 

 

 

 

i

 

 

 

 

 

 

 

(1+ i ) Frac (n) ...........

 

dn : CI (Setup Screen)

γ

= {1+ i Frac (n) .......

 

dn : SI (Setup Screen)

 

 

 

0 ............................

 

 

 

 

 

 

 

 

 

Payment : End

S = 1

 

 

(Setup Screen)

 

Payment : Begin

 

 

{

 

 

 

 

 

 

 

 

 

 

 

(Setup Screen)

 

 

 

I %

 

 

 

(P/Y = C/Y = 1)

 

 

 

 

 

 

...............................

 

 

 

 

 

 

 

 

 

 

100

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

i

=

{(1+

 

 

I %

C/Y

 

 

 

 

 

 

P/Y

 

(Other than

 

 

 

 

 

 

 

 

)

 

 

–1.....

 

 

100 [C/Y ]

 

 

those above)

uI%

i (effective interest rate)

i (effective interest rate) is calculated using Newton's Method.

γPV + α ⋅ PMT + β FV = 0 To I% from i (effective interest rate)

 

i 100

.................................

(P/Y = C/Y = 1)

I % =

{{(1+ i )

P/Y

–1}C/Y 100

(Other than

C/Y

 

 

 

 

those above)

E-49