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Source Technologies 1352 MICR 40 manual MICR Check Design, General Features of Check Design, Size

Models: 1352 MICR 40

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Section 3: MICR Check Design

3 MICR Check Design

General Features of Check Design

To be a legal and negotiable document, the necessary elements required on a check are the date, amount, payee, drawee institution, and payer’s signature.

Other elements included in a good check design are: the amount in words, account title, check serial number, fractional routing number and MICR line.

A good check design contains security features and is formatted to be easily read by both machines and the human eye. If the format is complicated, the depositor, bank employee or reader/sorter machine may make an error in reading the data.

Position and Dimension Gauge

A MICR position and dimension gauge (Source Technologies’ part number 205-1000MGE or 220-M1027-34) is an important tool for use in designing checks. During check design, check your output against this gauge to determine if the data elements are correctly positioned on your document.

Design Elements in Detail

Paper

The ideal paper for check production is 24 lb. laser bond. Our MICR lab has tested paper stock from most major manufacturers and has compiled a list of products that produce superior results. Contact your sales representative for this information. For a fee, Source Technologies will test your paper for proper MICR adherence and check reader/sorter performance. There are also many security features available to aid in the overall security of your MICR documents. See Chapter 3 for more information on check stock specifications and security features.

Size

The size of check documents must be:

Between 6.00 inches and 8.75 inches in length

Between 2.75 inches and 3.66 inches in height

We recommend standard 8.5" X 11" letter size stock or 8.5" X 14" legal size stock for proper feeding through your ST Secure MICR Printer. The number of checks per page is determined by your application. Custom size stock other than letter or legal can be done with proper planning and application programming within the paper size specifications for the base printer.

Secure MICR Printer User’s Guide July 2003

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Source Technologies 1352 MICR 40 MICR Check Design, General Features of Check Design, Position and Dimension Gauge, Size

Contents

IBM Infoprint 1352 MICR Secure MICR Printer User’s Guide Source TechnologiesWritten and produced by Source Technologies July 2000 Updated July Source Technologies All rights reservedTable of Contents Printer InstallationQuality Issues Security IssuesError Messages Audit Trail Report1 Printer Installation 2 MICR Overview The Check Processing SystemMICR Printing Today global@ihs.comThe key standards that address check documents are as follows General Features of Check Design Position and Dimension Gauge3 MICR Check Design Design Elements in Detail PaperDuplexing MICR Clear BandData Elements Date AmountAmount In Words Payee AreaSignature Area Drawee Institution NameAccount Title Memo LineCheck Serial Number Fractional Routing NumberRouting Field Positions 43 to On-Us Field Positions 32 toBlank Field PositionFigure 3.1 Sample Check 4 Quality Issues Printer FeaturesMICR Toner Low Alarm Paper TypeWeight MICR Check StockQuality LayoutSource Technologies MoistureSecure MICR Printer User’s Guide July 5 Security Issues Check Stock Security FeaturesSecurity Note 8. Move methods of fraud detection to the item’s point of entry into the clearing system. For example, low cost readers can detect low magnetic strength in the MICR line which is a good indication of attempts to copy an original 6 MICR Features MICR ModeMICR Fonts Secure FontsBi-Directional Feedback Resource StorageMICR Menu Entering MICR Mode STF CommandSTH Command MICR Mode Commands Password CommandSTFPASSWORD$ or &%STHPASSWORD$ MICR Definition CommandActivate/Set Front Panel Combination Lock &%STSxxxxxxxx$ optional Print MICR E-13B FontSMDddd...ddd$ Print MICR CMC7 FontPrint Secure Numeric Font SMFddd..ddd~Print ICR Secure Numeric Font &%SMIxxxxxx~ Print MicroPrint LineSecure Flash Resource Unlock Command Tray Lock CommandTray Unlock Command Tray Swapping CommandsDES and AES Decryption Decryption CommandsSet DES Decryption Key Command&%STSETDESKEY16 Hex Characters$ Set AES Decryption Key Command &%STSETAESKEY32 Hex Characters$ Customer Character Conversation Command STCxxyy...$Special Alert and Custom Beep Command 7 IBM Host Programming Features and Examples Hex TransferTurning Hex Transfer On Turning Hex Transfer OffHex Transfer Examples Figure 7.1 MICR Mode Command Example NON-NEGOTIABLE Figure 7.2 Sample CheckThe commands in Figure 7.1 in order of appearance Escape Character Translation STY4040$STY4000$ Example &%STY2300$8 Audit Trail Reports Report DetailsAudit Trail Menu Audit Record SortingPrint Audit Report Audit Trail Report Command Set End Audit RecordSTORE$ Audit Report Field OneAudit Report Field Four SQ4d..d~Audit Report Field Five SQ5d..d$Print Audit Report Print and Purge Audit Report &%SPURGExx$SPRINTxx$ Start Audit Feedback Command STORE$ Figure 8.1 Audit Trail Commands ExampleSQ1 200$ Figure 8.2 Audit Trail Check Sample VOIDVOID NON-NEGOTIABLEcommand terminator SAR$SQ1200$200 SQ6October 5, 2005$STORE$ SMD...$SQ7103345 AM$ Figure 8.3 Audit Trail Report 9 Error Messages See list of MICR Error Messages on following pageError Message on DisplayPrinted Message DescriptionAppendix A E13B MICR Font Mapping Command&%SMDddd..ddd$MICR Font DescriptionAppendix B CMC7 MICR Font Mapping CommandSM7ddd..ddd$ DescriptionAppendix C Secure Numeric Font Mapping CommandSMFddd...dd~ DescriptionAppendix C continued Secure Numeric Font Mapping DescriptionAlpha/Numeric Hex ValueAppendix D ICR Secure Numeric Font Mapping CommandSMIxxxxxx~ DescriptionAppendix E MICR Mode Command Summary Commandcontents will be lost DescriptionAppendix F Audit Report Command Summary CommandFormats flash memory. An error will occur if Audit DescriptionAppendix G PJL Based MICR Commands Fonts and Secured ResourcesPJL Unlock Sequence PJL Re-Lock SequencePJL Re-Lock Sequence With A New Password Value PCL Font Call CommandsPJL INFO MICR COMMAND Printer State “Ready” is the expected return PCL Initial Set-Up PCL MACRO CallPJL MICR Command Example PJL Unlock SequencePJL Re-Lock Sequence PCL Font Calls, Positioning Commands and Variable Print DataThe next eleven lines of data in the example call printer resident fonts, position the cursor, and print the variable information. We are again using the minimal data required, particularly the font selection strings, ESCs4099t0b10H being a very short version to call Courier, Normal Weight, 10 Pitch FIGURE 8.1 SAMPLE ACCOUNTS PAYABLE CHECK JulyAll rights reserved Secure MICR Printer User’s GuidePJL and PCL commands used to print the sample check JulyAll rights reserved $x,xxx.xx