004 005 006, 008, 001 002 003 004, 011 | HP 12C Financial 12C

120 Section 8: Programming Basics

Now, we’ll store the program in program memory. Do not key in the quantity and cost of each item; these numbers will vary each time the program is run.

Keystrokes (RPN mode)

fs

fCLEARÎ

§

gu ?+1 :0 b gu ?+2

+

?+3

Keystrokes (ALG mode)

fs

fCLEARÎ

§

~

}

gu ?+1

=

:0 b gu ?+2

}

Display
			Sets calculator to Program
			mode.
000,			Clears program memory.
001,		20
002,	43	31	Pauses to display AMOUNT.
003, 44 40		1
004,	45	0
005,		25
006,	43	31	Pauses to display TAX.
007, 44 40		2
008,		40
009, 44 40		3
Display
			Sets calculator to Program
			mode.
000,			Clears program memory.
001,		20
002,		34
003,		36
004,	43	31	Pauses to display AMOUNT.
005, 44 40		1
006,		40
007,	45	0
008,		25
009,	43	31	Pauses to display TAX.
010, 44 40		2
011,		36

File name: hp 12c pt_user's guide_English_HDPMF123E27	Page: 120 of 275
Printed Date: 2005/8/1	Dimension: 14.8 cm x 21 cm

Image 120

HP 12C Financial 12C manual 004 005 006, 001 002 003 004, 006 007 008 009, 011

Contents

Hp 12c platinum financial calculator Printing History Introduction About This Handbook For More Solutions to Financial Problems Financial Calculations in the United KingdomIntroduction Contents Contents Section Part II Programming 103 Part III Solutions 155 227 Appendix E Formulas Used 250 267 Making Financial Calculations Easy 48.00 500.0021,396.61 14.00 10,371.79 168.0011,024.82 42.03 Part Problem Solving Power On and Off Low-Power IndicationAdjusting the Display Contrast Getting Started Getting Started Keying in NumbersDigit Separators Negative Numbers Keying in Large Numbers 7814Backspacing 123.63 KeystrokesDisplay ALG mode 63+Clear Keys Keys Clears RPN mode ALG mode Undo OperationRPN and ALG Keys Example Simple Arithmetic Calculations in RPN Mode Keystrokes RPN mode Display13.00 Simple Arithmetic Calculations in ALG Mode Chain Calculations in RPN Mode Keystrokes RPN mode22.95 35.38 10.14 1053+ 30.00 42.00 Chain Calculations in ALG Mode Parentheses Calculations Keystrokes ALG mode 8zgØ5 1gÙ Display Storage RegistersStoring and Recalling Numbers Later that same day … Keystrokes Display RPN mode 250.00Keystrokes Display 1250?0 500?2 Clearing Storage Registers Storage Register Arithmetic58.33 13.70 10.14053.00 064.54 Percentages in RPN Mode Percentage and Calendar FunctionsPercentage Functions 300 Percentages in ALG Mode Percentage and Calendar Functions 860.00 21,390.00283.40 22,673.40 Keystrokes ALG mode Display Percent Difference58.50 53.25 Percent of Total in RPN Mode 29.69 Percent of Total in ALG Mode Calendar Functions Date Format Future or Past Dates 14.05 11,09,2004 Number of Days Between Dates 11.09498.00 491.00 Basic Financial Functions Financial RegistersStoring Numbers into the Financial Registers Displaying Numbers in the Financial Registers Simple Interest Calculations Basic Financial FunctionsClearing the Financial Registers 60.00 450.00455.25 455.18 Financial Calculations and the Cash Flow Diagram Basic Financial Functions Payment Mode Cash Flow Sign Convention Generalized Cash Flow Diagrams Basic Financial Functions Compound Interest Calculations Calculating the Number of Payments or Compounding Periods Sets the payment mode to End 35,000.00 Stores PV325.00 328.00 27.33181.89 143.11 327.00 141.87466.87 Recalls payment amount GÂ n Keystrokes ALG mode 775.0050.00 Stores FV 58.00 29.0050.00 977.27 4000 Keystrokes Display ALG mode 4000 22.73Calculating the Periodic and Annual Interest Rates 10,000.00 Stores FV Keystrokes RPN mode Keystrokes ALG mode Calculating the Present Value 9gC 450ÞP 1500+ 12.00 17,500.00540,000.00 369,494.09 243,400.00 Stores PV 200.00 60,000.00717.44 Calculating the Future Value Sets payment mode to End 5gA243400$ 243,400.00 1363.29ÞP -1,363.29 222,975.98 Amount of balloon payment 24.00 281.3432,000.00 28,346.96 Odd-Period Calculations Basic Financial Functions 012004 135.175gC Z30+ 950.00 120.00GÒ z30+ §12 Basic Financial Functions Amortization 250,000.00Keystrokes Display FCLEAR G Enters 25 gC 250000 $ 498.12 970.91245,029.09 238.26 093.75 404.37360.00 380.51 Additional Financial Functions Discounted Cash Flow Analysis NPV and IRR Additional Financial Functions Calculating Net Present Value NPV Negative cash flow 130,000.00 212.18 Year Cash Flow 79,000.00 14,000.0011,000.00 10,000.00 Calculating Internal Rate of Return IRR 13.72 Reviewing Cash Flow Entries 100,000.00 500.00 14,000.00 79,000.00 Changing Cash Flow Entries 644.75 857.21 Bond Calculations Bond Price042018 120.38 Bond Yield 122.13Total price, including accrued Depreciation Calculations 400.001f# 2f# 440.00 660.003f# Additional Operating Features Continuous Memory Additional Operating Features Status IndicatorsDisplay Number Display Formats 14.8746 14.9 14.87456320 Scientific Notation Display Format 487456 1487456320 Key in RPN Mode Special Displays Arithmetic Calculations With Constants Recovering From Errors in Digit Entry 429,000.00 Statistics Functions Accumulating Statistics Correcting Accumulated Statistics MeanStatistics Functions Register Statistic 32.00 40.0038.00 35.00 Standard Deviation 820.59463.00 Linear Estimation 28,818.93Keystrokes Display 48 gQ Estimated sales for a 48 hour Keystrokes RPN mode 0gR Display Keystrokes ALG mode 0gR 1gR~d-~ Display001 GR~d~ Weighted Mean Mathematics Number-Alteration Functions One-Number Functions100 Mathematics and Number-Alteration Functions 2583880000000 Power Function in RPN Mode Power Function in ALG ModeKeystrokes To CalculateDisplay ALG mode Part Programming Why Use Programs? Programming BasicsCreating a Program 104 Programming Basics 200150.00 155.00 Running a Program 001 002 003 004 005 006 007 625 473.75159 124.25 Program Memory Identifying Instructions in Program Lines Nnn Nnn, 44 Nnn,43,33,000Displaying Program Lines Instruction Keycode Mode and displays current line Pressing gÜdoes the reverse Keystrokes Display RPN modeSets calculator to Program Program memory Keystrokes Display 008,43,33,000 Program line 000 Instruction and Program Line Expanding Program Memory Programming Basics Setting the Calculator to a Particular Program Line Executing a Program One Line at a Time Program line 002 Program line 003Program line 004 b Program line 006 Program line 005 + Pausing During Program Execution Interrupting Program Execution 68.5 Keystrokes RPN mode ?+1 ?+2 ?+3 Keystrokes ALG mode 119?+1 ?+2 ?+3 001 002 004 005 006008 001 002 003 004 012, 44 40 950.61890.50 60.11 402.82 370.52Stopping Program Execution 003,44 004 005 006 FCLEAR² 13\68.5 18\72.9 24\85 Fourth item Branching and Looping Simple Branching125 Looping Branching and Looping 007,43,33,002 150,000.00782.47 593.75 593.75 005188.72 188.72 007,43,33,002 Conditional Branching 592.25190.22 Branching and Looping Recalls test value into X-register 004,43,33,007 006,43,33,008Stores income into register R9 006,43,33,009 008,43,33,010010 20,000.00 15,000.00 15,000.00 004,43,33,00715,000.00 007 20,000 20,000.00 007 25,00025,000.00 25,000.00 005 15,000 15,000.00 00515,000.00 006,43,33,009 15,000.00 009 012,43,33,000 Line 012 gi000 000.00 005, 43 34 Line 005 go 20,000.0020,000.00 009 Line 009 25,000.00 007 25.00 010 Program Editing Changing the Instruction in a Program Line139 Keystrokes RPN mode Keystrokes ALG mode Fs gi.006 Display Adding Instructions at the End of a ProgramProgram Editing 12,000.00 012013 014 Adding Instructions by Replacement Adding Instructions within a Program Fs 15000t 016 Adding Instructions by Branching Keystrokes RPN mode Fs gi.000 001,43,33,012011,43,33,000 Gi.010 012 013 014 015,43,33,000 016017,43,33,002 017,43,33,000 018 019020 021,43,33,000 022 Program Editing Multiple Programs Storing Another Program149 018,43,33,000 019 020 021 022023 024 025 026 027,43,33,019 025 026 027 028 029 030 031 032033,43,33,025 028 029 030 031 032 033 034,43,33,029034 035 036 037 038 039 040,43 33,035 Running Another Program Page Part Solutions Real Estate and Lending Annual Percentage Rate Calculations With Fees156 Real Estate and Lending 160,000.00908.46 156,800.00 159,250.00 156,050.00 Keystrokes Display RPN mode ALG mode 12§ §12³ Keystrokes Display RPN mode ALG mode FCLEARGPrice of a Mortgage Traded at a Discount or Premium 72.00 137.17 777.61312.00 657.97 Yield of a Mortgage Traded at a Discount or Premium 252.00300,000.00 096.57 210.00 Rent or Buy Decision 258,377.2418.00 12.11 000 001 002 003 004,44 005 006 007 008 009 010 011 012 013 014 015 016 017 018 019 020 021 RPN mode Registers Real Estate and Lending 165.00 700.00900.00 270,000.00 Keystrokes Display RPN mode ALG mode Yield Deferred Annuities46,048.61 15,218.35 600.00 750.0012,831.75 Investment Analysis Partial-Year DepreciationStraight-Line Depreciation 000 001 002 003 004 005 006 007 008 009 010 011 012 013 014 015 016 017 018 019 020 021 022 023 024 025,43 026 027 028 029 030 031032,44 033,44 036 037 038 039 040 041,43,33036,44 037,43,33 Investment Analysis 125,000.00 666.67123,333.33 118,333.33 730.00 504.75Declining-Balance Depreciation 000 001 002 003 004 005 006 007 008 009 010 011 012 013 014 015 016 017 018 019 020 021,43 022 023 024 025 026 027028,44 029,44 034 035 036 034 035 036 037 038 039 040 50,000.00 11,458.33 Sum-of-the-Years-Digits Depreciation 018 019 020 021 022 023 024 025,43,33026 027 028 029 030 031 035 036 037 038 039 040 042 043 044 Keystrokes Display RPN mode ALG mode FCLEARG 12000$ 500M25n Full- and Partial-Year Depreciation with Crossover 008 009 010 011 008 009 010 011 012 013 014?-0 032,43,33 033 034 035 036 037 038 039040,44 041,44 042 057,43,33 058 059 060 061 062063,44 064,43,33 080,44 081 082 083 084 085,43,33086 087 088 089 090 091 092 093 094,43,33 Keystrokes Display RPN mode ALG mode FCLEAR H 11000 $ 375.00 125.00406.25 804.69 Excess Depreciation 10,500.00312.50 531.25 Modified Internal Rate of Return Group # of Months Cash Flow $ 200,000.00657,152.37 775,797.83 Black-Scholes Formula for Valuing European Options Keystrokes Display Keystrokes Display 065 066 067 068 069 070 071,43,33,077073,44 074 075,44 076 077 078 089 090 091 092,44 093 094 095096,44 097 098 099 089,44 090 199 113 114,44 115 116 117118,43,33 Program Instructions 52.00 20.5414.22 71.15 10.00 20.00 Leasing Advance PaymentsSolving for Payment 202 Leasing 11.6464.45 000 001 008 009 010 011 012 013 014 015 016 017 008 009 010 011 012 013 014 015 016 017 018 019 65.43 66.86 Solving for Yield 57.0023,200.00 600 P 17.33 002 003 004 005 006 007 008 009 010 011 012 013 014 015 016Annual yield as a Percentage Keystrokes ALG mode 017,45,4319.48 ? t Advance Payments With Residual 018 019 020 021 022 023 024 025 026 027 028 029 030 15.00 22,000.00487.29 520.81 710.00 34.0018.10 Keystrokes Display RPN mode ALG mode FCLEARG 25\ 25z 4nz¼ SavingsNominal Rate Converted to Effective Rate 213 Savings 002 003 004 005 006 007 008002 003 004 005 006 007 008 009 010 Effective Rate Converted to Nominal Rate ³ÞM¼ Keystrokes Display RPN mode ALG mode FCLEAR G N100 $ Continuous Rate Converted to Effective Rate105.35 35 +Þ +5.35 ³Þ Bonds 30/360 Day Basis Bonds001 002 003 004 005 006 007 008 009 010 011 012 013 217 014 015 016 017 018 019 020 021 022 023 024 025 026 027 029 030 031 032 033 034 035 036 037038,43,33 014 015 016 017 018 019 020 021 022 023 024 025 026 027 028 039 040 041 042 043 044 045 046 Bonds 219040,43,33 041 042 043 044 045 046 047 048 049 102.55 103.41 104.74 Annual Coupon Bonds 223 20 ?0 12.01 94.75Page Appendices RPN and the Stack 228 Getting Numbers Into the Stack The Key Appendix a RPN and the Stack Rearranging Numbers in the Stack Termination of Digit EntryStack Lift Key One-Number Functions and the Stack Two-Number Functions and the StackMathematics Functions Percentage Functions Calendar and Financial Functions Register Last X Register and the Key Arithmetic Calculations with Constants + 5 6 + 84,000 168,000.00336,000.00 672,000.00 Algebraic Mode ALG 237 Appendix B Algebraic Mode ALG Keying in Negative Numbers532.50 Key in ALG Mode History Stack in ALG Mode400.43 737.07 18.5 § 8zgØ 1250+7b Power Function To Calculate Keystrokes Display ALG modePercent of Total More About L 243 Appendix C More About L Error Conditions Error 0 Mathematics245 Error 1 Storage Register Overflow Error 2 StatisticsError 3 IRR Error 4 Memory Error 5 Compound Interest OperationCondition Error 6 Storage Registers Error 7 IRROperation Condition Error 8 Calendar Error 9 ServicePr Error Formulas Used PercentageInterest Simple Interest Appendix E Formulas Used Compound Interest Discounted Cash Flow Analysis Calendar Bonds 200 Depreciation DPN J Interest Rate Conversions Finite CompoundingContinuous Compounding Weighted Mean StatisticsLinear Estimation Standard Deviation Rent or Buy Decision Battery, Warranty, Service Information BatteryLow-Power Indication 259 Appendix F Battery, Warranty, and Service Information Installing a New Battery Verifying Proper Operation Self-Tests Appendix F Battery, Warranty, and Service Information Warranty Service Regulatory Information USA Temperature Specifications Noise DeclarationCanada Japan United Kingdom Calculations Mortgages267 Annual Percentage Rate APR Calculations Appendix G United Kingdom Calculations 269 Function Key Index FinancialStatistics Modes MathematicsNumber Alteration Stack Rearrangement 272 Run Mode Active Keys Programming Key IndexPressed from Keyboard Subject Index 274 Subject Index Subject Index Subject Index Subject Index