HP 12C Financial 12C Section 3:, Section 4:, Section 5:, Basic Financial Functions, Additional Operating Features, Additional Financial Functions, 6Contents

6Contents

Percent of Total in ALG Mode .................................................		36
Calendar Functions ......................................................................		37
Date Format .........................................................................		37
Future or Past Dates...............................................................		38
Number of Days Between Dates .............................................		40
Section 3:	Basic Financial Functions ....................................	41
The Financial Registers .................................................................		41
Storing Numbers into the Financial Registers ............................		41
Displaying Numbers in the Financial Registers ..........................		41
Clearing the Financial Registers ..............................................		42
Simple Interest Calculations...........................................................		42
Financial Calculations and the Cash Flow Diagram..........................		44
The Cash Flow Sign Convention..............................................		46
The Payment Mode ...............................................................		46
Generalized Cash Flow Diagrams...........................................		47
Compound Interest Calculations.....................................................		49
Specifying the Number of Compounding Periods and the Periodic
Interest Rate .........................................................................		49
Calculating the Number of Payments or Compounding Periods ...		49
Calculating the Periodic and Annual Interest Rates.....................		55
Calculating the Present Value .................................................		56
Calculating the Payment Amount.............................................		58
Calculating the Future Value ...................................................		60
Odd-Period Calculations ........................................................		63
Amortization ...............................................................................		69
Section 4:	Additional Financial Functions.............................	72
Discounted Cash Flow Analysis: NPV and IRR .................................		72
Calculating Net Present Value (NPV) .......................................		73
Calculating Internal Rate of Return (IRR) ...................................		78
Reviewing Cash Flow Entries...................................................		79
Changing Cash Flow Entries...................................................		80
Bond Calculations .......................................................................		82
Bond Price ...........................................................................		82
Bond Yield ...........................................................................		83
Depreciation Calculations .............................................................		84
Section 5:	Additional Operating Features ............................	86
Continuous Memory.....................................................................		86
The Display.................................................................................		87

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Printed Date: 2005/8/1	Dimension: 14.8 cm x 21 cm