HP 12C Financial 12C manual Section, Contents

6Contents

Percent of Total in ALG Mode		36
Calendar Functions		37
Date Format		37
Future or Past Dates		38
Number of Days Between Dates		40
Section 3:	Basic Financial Functions	41
The Financial Registers		41
Storing Numbers into the Financial Registers		41
Displaying Numbers in the Financial Registers		41
Clearing the Financial Registers		42
Simple Interest Calculations		42
Financial Calculations and the Cash Flow Diagram		44
The Cash Flow Sign Convention		46
The Payment Mode		46
Generalized Cash Flow Diagrams		47
Compound Interest Calculations		49
Specifying the Number of Compounding Periods and the Periodic
Interest Rate		49
Calculating the Number of Payments or Compounding Periods ...		49
Calculating the Periodic and Annual Interest Rates		55
Calculating the Present Value		56
Calculating the Payment Amount		58
Calculating the Future Value		60
Odd-Period Calculations		63
Amortization		69
Section 4:	Additional Financial Functions	72
Discounted Cash Flow Analysis: NPV and IRR		72
Calculating Net Present Value (NPV)		73
Calculating Internal Rate of Return (IRR)		78
Reviewing Cash Flow Entries		79
Changing Cash Flow Entries		80
Bond Calculations		82
Bond Price		82
Bond Yield		83
Depreciation Calculations		84
Section 5:	Additional Operating Features	86
Continuous Memory		86
The Display		87

File name: hp 12c pt_user's guide_English_HDPMF123E27	Page: 6 of 275
Printed Date: 2005/8/1	Dimension: 14.8 cm x 21 cm