HP 12C Financial 12C Part III: Solutions, Section 14: Leasing, Section 10: Program Editing, Section 11: Multiple Programs, Section 13: Investment Analysis, 8 Contents

8 Contents
Looping....................................................................................	126
Conditional Branching ...............................................................	129
Section 10: Program Editing ...............................................	139
Changing the Instruction in a Program Line ...................................	139
Adding Instructions at the End of a Program..................................	140
Adding Instructions within a Program ...........................................	142
Adding Instructions by Replacement ......................................	142
Adding Instructions by Branching ..........................................	144
Section 11: Multiple Programs............................................	149
Storing Another Program ............................................................	149
Running Another Program...........................................................	153
Part III: Solutions ..................................................	155
Section 12: Real Estate and Lending....................................	156
Annual Percentage Rate Calculations With Fees.............................	156
Price of a Mortgage Traded at a Discount or Premium....................	159
Yield of a Mortgage Traded at a Discount or Premium ...................	161
The Rent or Buy Decision ............................................................	163
Deferred Annuities .....................................................................	169
Section 13: Investment Analysis..........................................	171
Partial-Year Depreciation.............................................................	171
Straight-Line Depreciation.....................................................	171
Declining-Balance Depreciation .............................................	176
Sum-of-the-Years-Digits Depreciation ......................................	180
Full- and Partial-Year Depreciation with Crossover ..........................	184
Excess Depreciation ...................................................................	191
Modified Internal Rate of Return...................................................	192
Black-Scholes Formula for Valuing European Options......................	194
Section 14: Leasing ...........................................................	202
Advance Payments.....................................................................	202
Solving for Payment.............................................................	202
Solving for Yield .................................................................	206
Advance Payments With Residual ................................................	209
Solving for Payment.............................................................	209
Solving for Yield .................................................................	212

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