HP 39g+ Graphing manual Performing TVM calculations

Performing TVM calculations

	The periodic payment amount. The
	payments are the same amount each
	period and the TVM calculation assumes
PMT	that no payments are skipped. Payments
	can occur at the beginning or the end of
	each compounding period -- an option
	you control by setting the Payment mode
	to Beg or End.
	The future value of the transaction: the
	amount of the final cash flow or the
	compounded value of the series of
FV	previous cash flows. For a loan, this is the
	size of the final balloon payment (beyond
	any regular payment due). For an
	investment this is the cash value of an
	investment at the end of the investment
	period.

1.Launch the Financial Solver as indicated at the beginning of this section.

2.Use the arrow keys to highlight the different fields and enter the known variables in the TVM calculations,

pressing the soft-menu key after entering each known value. Be sure that values are entered for at least four of the five TVM variables (namely, N, I%YR, PV, PMT, and FV).

3.If necessary, enter a different value for P/YR (default value is 12, i.e., monthly payments).

4.Press the key to change the Payment mode (Beg or End) as required.

5.Use the arrow keys to highlight the TVM variable you

wish to solve for and press the soft-monu key.

10-4 Using the Finance Solver