Contents

 

Two-Number Functions

26

 

Storing and Recalling Numbers

27

 

Recall Arithmetic

28

 

Storing and Recalling with Time Value of Money (TVM) Keys

28

 

Recalling a Menu Item Value in a Menu

28

 

Rounding Numbers

28

 

Percentages

28

3 Time Value of Money

 

 

Time Value of Money (TVM) Keys

30

 

Calculating Payments on a Loan

32

 

Amortization

33

 

Creating an Amortization Schedule

34

 

Interest Conversion Menu

35

 

Using the Interest Conversion Menu

35

 

Canadian Mortgages: TVM Canada

36

 

Canadian Mortgage Example

38

4

Cash Flows

 

 

Cash Flow Example

40

 

Analyzing Cash Flows

42

 

Editing Cash Flows

44

 

Sample Cash Flow Diagrams

45

5

Bonds

 

 

The Bond Menu

46

 

Bond Calculation Example

47

6

Date Calculation

 

 

The Date Calculation Menu

49

 

Date Calculation Example

49

7

Break-even

 

 

The Break-even Menu

51

 

Break-even Example

51

8

Business Problems

 

 

The Percent Calculation Menu

53

 

Percent Calculation Examples

54

9

Depreciation

 

 

The Depreciation Menu

56

 

Depreciation Example

58

10

Statistical Operations

 

 

The Data and Stats Menus

61

4

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HP 20B manual Time Value of Money, Cash Flows, Bonds, Date Calculation, Break-even, Business Problems, Depreciation