HP 20B 4

Contents

	Two-Number Functions ....................................................................................................	26
	Storing and Recalling Numbers ........................................................................................	27
	Recall Arithmetic...............................................................................................................	28
	Storing and Recalling with Time Value of Money (TVM) Keys .........................................	28
	Recalling a Menu Item Value in a Menu ...........................................................................	28
	Rounding Numbers...........................................................................................................	28
	Percentages......................................................................................................................	28
3 Time Value of Money
	Time Value of Money (TVM) Keys....................................................................................	30
	Calculating Payments on a Loan ................................................................................	32
	Amortization......................................................................................................................	33
	Creating an Amortization Schedule ............................................................................	34
	Interest Conversion Menu.................................................................................................	35
	Using the Interest Conversion Menu...........................................................................	35
	Canadian Mortgages: TVM Canada .................................................................................	36
	Canadian Mortgage Example .....................................................................................	38
4	Cash Flows
	Cash Flow Example..........................................................................................................	40
	Analyzing Cash Flows.................................................................................................	42
	Editing Cash Flows .....................................................................................................	44
	Sample Cash Flow Diagrams ...........................................................................................	45
5	Bonds
	The Bond Menu ................................................................................................................	46
	Bond Calculation Example ..........................................................................................	47
6	Date Calculation
	The Date Calculation Menu ..............................................................................................	49
	Date Calculation Example...........................................................................................	49
7	Break-even
	The Break-even Menu ......................................................................................................	51
	Break-even Example...................................................................................................	51
8	Business Problems
	The Percent Calculation Menu .........................................................................................	53
	Percent Calculation Examples ....................................................................................	54
9	Depreciation
	The Depreciation Menu ....................................................................................................	56
	Depreciation Example .................................................................................................	58
10	Statistical Operations
	The Data and Stats Menus ...............................................................................................	61