10.2.4 check your identity to prevent
money laundering, unless you
furnish us with other
satisfactory proof of identity.
10.3 We may also disclose details of how
you conduct your Account to such
agencies. The information will be
used by other credit grantors for
making credit decisions about you
and the other members of your
household, for fraud prevention, debt
recovery, money laundering
prevention, tracing debtors and
Account management. For these
purposes we or they may make
further searches. Although these
searches will be added to your record
they will not be shared by others.
10.4 Please contact us if you would like
details of these credit reference and
fraud prevention agencies from whom
we obtain and to whom we pass
information about you. You have a
legal right to this information.
11 deposits
deposits are held for 12 months
11.1 We may request a Deposit from you:
a) before Connection
b) before making Orange Additional
Services available to you, or
c) before reinstating the Services after
Suspension, or.
d) if you fail to pass any credit
assessments which we reasonably
consider to be necessary from time
to time
reference
169
assessing your application. If our
assessment of you does not meet our
normal requirements we reserve the
right to decline to Connect you or to
supply Orange Additional Services or
to decide an appropriate credit limit
on your Account. Alternatively, we
may ask you to lodge a Deposit with
us before we Connect you. If you
believe our assessment of you is
incorrect, we will review your eligibility.
However, we cannot accept
responsibility for the accuracy of
information provided from the
databases of credit reference
agencies. Nor can we accept any
liability for the consequences of our
declining to Connect you.
10.2 We will also check your details with a
fraud prevention agency who will
record details of any false or
inaccurate information provided by
you where we suspect fraud. We or
other organisations may use and
search these records to:
10.2.1 help make decisions about
credit and credit related
services, for you and members
of your household
10.2.2 help make decisions on motor,
household, credit, life and other
insurance claims, for you and
members of your household
10.2.3 trace debtors, recover debt,
prevent fraud, and to manage
your Accounts or insurance
policies
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