Example 4

Calculate the percent change between 55 and 32 and store it as a constant. Then calculate the percent change between 50 and 32, and 45 and 32.

Table 4-4 Calculating percent change

KeysDisplay Description

VV\¨DGª

32.00

Stores % change 32 as constant.

 

 

 

 

4

-41.82

Calculates the % change

 

between 55 and 32.

 

 

 

V:4

-36.00

Calculates the % change

 

between 50 and 32.

 

 

 

YV4

-28.89

Calculates the % change

 

between 45 and 32.

 

 

 

All of the other two-number functions on the calculator may be used with ªin the same

manner as shown in example 4. For a complete list of two-number functions, refer to the section titled, Two-Number Functions in chapter 2.

Using the M Register

The s, p, and mkeys perform memory operations on a single storage register, called the M register. In most cases, it is unnecessary to clear the M register, since s replaces the previous contents. However, you can clear the M register by pressing :s.

To add a series of numbers to the M register, use sto store the first number and mto add subsequent numbers. To subtract the displayed number from the number in the M register,

press yfollowed by m.

Table 4-5 Keys for performing memory operations

KeysDescription

s

Stores displayed number in the M register.

 

 

 

p

Recalls number from the M register.

 

 

 

m

Adds displayed number to the M register.

 

 

 

Number Storage and Storage Register Arithmetic 51

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Image 59
HP 10bII+ Financial manual Vv\¨Dgª, YV4, Using the M Register

10bII+ Financial specifications

The HP 10bII+ Financial Calculator is a versatile and powerful tool designed to meet the needs of finance students, professionals, and anyone involved in financial planning and analysis. Known for its compactness and user-friendly interface, this calculator incorporates a range of features specifically tailored for financial calculations, making it an essential gadget for banking, real estate, and investment analysis.

At the heart of the HP 10bII+ is its ability to perform a wide variety of financial functions, including time value of money calculations, cash flow analysis, bond pricing, and depreciation. Its built-in functions facilitate the computation of interest rates, present and future values, net present value (NPV), internal rate of return (IRR), and annuities. This array of functionalities allows users to tackle complex financial problems with ease.

One of the standout technologies in the HP 10bII+ is its RPN (Reverse Polish Notation) input system, which allows for efficient data entry and calculation. Users can perform consecutive calculations without the need for parentheses, streamlining the process significantly. Alternatively, the calculator can also function with a standard algebraic input, catering to different user preferences.

The design of the HP 10bII+ is sleek and compact, making it highly portable and easy to handle. With a large, easy-to-read display, it ensures that users can view their calculations clearly, even in low-light environments. The keys are well-spaced and tactile, allowing for a comfortable typing experience during intensive calculations.

The calculator also offers a range of memory functions, enabling users to store and recall important values easily. This is particularly useful for financial professionals who must deal with multiple calculations and refer back to previous results frequently.

Additionally, the HP 10bII+ is powered by two AAA batteries, providing a long battery life that ensures reliability during extended use. It also features an automatic shut-off function, which conserves battery life when the calculator is not in use.

In summary, the HP 10bII+ Financial Calculator is a high-performance device that combines essential financial functions with user-friendly design and robust technology. Whether for educational purposes or professional finance work, its capabilities make it an invaluable asset for anyone dealing with financial calculations and decision-making.