HP 10bII+ Financial manual 6

Arithmetic with One-and Two-number Functions............................................................	39
Last Answer .............................................................................................................	41
Display Format of Numbers .......................................................................................	41
Scientific Notation ....................................................................................................	43
Interchanging the Period and Comma .........................................................................	43
Rounding Numbers...................................................................................................	43
Messages ................................................................................................................	44
3 Business Percentages.........................................................................................................	45
The Business Percentage Keys ....................................................................................	45
Percent key ..............................................................................................................	45
Margin and Markup Calculations ...............................................................................	47
4 Number Storage and Storage Register Arithmetic ...............................................................	49
Using Stored Numbers in Calculations ........................................................................	49
5 Picturing Financial Problems ..............................................................................................	55
How to approach a Financial Problem ........................................................................	55
Signs of Cash Flows .................................................................................................	56
Periods and Cash Flows ............................................................................................	56
Simple and Compound Interest...................................................................................	56
Interest Rates............................................................................................................	57
Two Types of Financial Problems ................................................................................	58
Recognizing a Cash Flow Problem .............................................................................	59
6 Time Value of Money Calculations .....................................................................................	61
Using the TVM Application ........................................................................................	61
The TVM Keys..........................................................................................................	61
Begin and End Modes...............................................................................................	62
Loan Calculations .....................................................................................................	62
Savings Calculations.................................................................................................	67
Lease Calculations ....................................................................................................	71
Amortization............................................................................................................	74
Interest Rate Conversions...........................................................................................	79
Resetting the TVM Keys .............................................................................................	82
7 Depreciation .....................................................................................................................	83
The Depreciation Keys ..............................................................................................	83
Resetting the TVM Keys .............................................................................................	86

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