HP 10bII+ Financial instruction

Arithmetic with One-and Two-number Functions	39
Last Answer	41
Display Format of Numbers	41
Scientific Notation	43
Interchanging the Period and Comma	43
Rounding Numbers	43
Messages	44
3 Business Percentages	45
The Business Percentage Keys	45
Percent key	45
Margin and Markup Calculations	47
4 Number Storage and Storage Register Arithmetic	49
Using Stored Numbers in Calculations	49
5 Picturing Financial Problems	55
How to approach a Financial Problem	55
Signs of Cash Flows	56
Periods and Cash Flows	56
Simple and Compound Interest	56
Interest Rates	57
Two Types of Financial Problems	58
Recognizing a Cash Flow Problem	59
6 Time Value of Money Calculations	61
Using the TVM Application	61
The TVM Keys	61
Begin and End Modes	62
Loan Calculations	62
Savings Calculations	67
Lease Calculations	71
Amortization	74
Interest Rate Conversions	79
Resetting the TVM Keys	82
7 Depreciation	83
The Depreciation Keys	83
Resetting the TVM Keys	86

10bII+ Financial specifications

The HP 10bII+ Financial Calculator is a versatile and powerful tool designed to meet the needs of finance students, professionals, and anyone involved in financial planning and analysis. Known for its compactness and user-friendly interface, this calculator incorporates a range of features specifically tailored for financial calculations, making it an essential gadget for banking, real estate, and investment analysis.

At the heart of the HP 10bII+ is its ability to perform a wide variety of financial functions, including time value of money calculations, cash flow analysis, bond pricing, and depreciation. Its built-in functions facilitate the computation of interest rates, present and future values, net present value (NPV), internal rate of return (IRR), and annuities. This array of functionalities allows users to tackle complex financial problems with ease.

One of the standout technologies in the HP 10bII+ is its RPN (Reverse Polish Notation) input system, which allows for efficient data entry and calculation. Users can perform consecutive calculations without the need for parentheses, streamlining the process significantly. Alternatively, the calculator can also function with a standard algebraic input, catering to different user preferences.

The design of the HP 10bII+ is sleek and compact, making it highly portable and easy to handle. With a large, easy-to-read display, it ensures that users can view their calculations clearly, even in low-light environments. The keys are well-spaced and tactile, allowing for a comfortable typing experience during intensive calculations.

The calculator also offers a range of memory functions, enabling users to store and recall important values easily. This is particularly useful for financial professionals who must deal with multiple calculations and refer back to previous results frequently.

Additionally, the HP 10bII+ is powered by two AAA batteries, providing a long battery life that ensures reliability during extended use. It also features an automatic shut-off function, which conserves battery life when the calculator is not in use.

In summary, the HP 10bII+ Financial Calculator is a high-performance device that combines essential financial functions with user-friendly design and robust technology. Whether for educational purposes or professional finance work, its capabilities make it an invaluable asset for anyone dealing with financial calculations and decision-making.

HP 10bII+ Financial manual

Models: 10bII+ Financial

10bII+ Financial specifications