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HP 10bII+ Financial Advance payments Algebraic mode, Balloon payment Batteries, Battery, Display

Models: 10bII+ Financial

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A

Advance payments 72

Algebraic mode

calculations 28 Amortization 74

equations II

range of payments 76 single payment 77 TVM keys used 75

Angle format selecting 35

Annuity account 70 Annunciators 30 Arithmetic operators 26 At a Glance

quick reference guide 1

B

Balloon payment 65

Batteries I

installing I

Battery

replacing the batteries 1, 6 Bonds 105

clear memory 105 example 106 keys used 105 resetting bond keys 108

Break-even109 example 16, 110 keys used 109 resetting keys 112

C

Calendar 99

Calendar format 99

Calendar keys 99

Cash flow

equations III Cash flows

application 87

calculating NPV and NFV 95 clearing memory 88 discounting 91

keys used 88 organizing 91 periods 56 recognizing one 59 signs of 56 storage of 89

storing IRR and NPV 98 viewing and editing 93

Chain mode

calculations 27 Clearing

backspace 29

messages in the display 30 Comma

interchanging with period 43 Comma separator III Constants

using 49

Cursor 29

Customer care and contact information 6

D

Date calculations 101 Date format 99

bonds 106 Date keys 99 Decimal

specifying display of decimal places 42 Depreciation 83

resetting TVM keys 86 TVM keys used 83

Display

full precision 42 Display format 41

E

Environmental limits IV

Equations

amortization II bonds IV

cash-flow calculations III depreciation V forecasting V

interest rate conversions II margins and markups I statistical V

TVM II

Error messages I

F

Factorial 126

FAQ I, III

Frequently Asked Questions I, III

H

Home mortgage 64

Hyperbolic functions 35

I

Individual retirement account 69

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HP 10bII+ Financial manual Advance payments Algebraic mode, Balloon payment Batteries, Battery, Chain mode, Display
Page 184 Page 186

10bII+ Financial specifications

The HP 10bII+ Financial Calculator is a versatile and powerful tool designed to meet the needs of finance students, professionals, and anyone involved in financial planning and analysis. Known for its compactness and user-friendly interface, this calculator incorporates a range of features specifically tailored for financial calculations, making it an essential gadget for banking, real estate, and investment analysis.

At the heart of the HP 10bII+ is its ability to perform a wide variety of financial functions, including time value of money calculations, cash flow analysis, bond pricing, and depreciation. Its built-in functions facilitate the computation of interest rates, present and future values, net present value (NPV), internal rate of return (IRR), and annuities. This array of functionalities allows users to tackle complex financial problems with ease.

One of the standout technologies in the HP 10bII+ is its RPN (Reverse Polish Notation) input system, which allows for efficient data entry and calculation. Users can perform consecutive calculations without the need for parentheses, streamlining the process significantly. Alternatively, the calculator can also function with a standard algebraic input, catering to different user preferences.

The design of the HP 10bII+ is sleek and compact, making it highly portable and easy to handle. With a large, easy-to-read display, it ensures that users can view their calculations clearly, even in low-light environments. The keys are well-spaced and tactile, allowing for a comfortable typing experience during intensive calculations.

The calculator also offers a range of memory functions, enabling users to store and recall important values easily. This is particularly useful for financial professionals who must deal with multiple calculations and refer back to previous results frequently.

Additionally, the HP 10bII+ is powered by two AAA batteries, providing a long battery life that ensures reliability during extended use. It also features an automatic shut-off function, which conserves battery life when the calculator is not in use.

In summary, the HP 10bII+ Financial Calculator is a high-performance device that combines essential financial functions with user-friendly design and robust technology. Whether for educational purposes or professional finance work, its capabilities make it an invaluable asset for anyone dealing with financial calculations and decision-making.