and may be purchased for any phone within the current pay as you go range. If you pay by credit card or debit card the policy will come into force 24 hours after your call to request cover. If you pay by cheque then the policy will come into force within 24 hours of clearance of your cheque. The insurance and warranty within the policy will each have a term of 12 months. Your confirmation of insurance cover will be sent to you within 30 working days after the end of the month in which cover becomes effective.
10.3You may request that the policy is terminated at any time during the 12 month period in which event Orange will refund to you a pro rata proportion of the premium for the balance of each complete month remaining of that period unless you have already made a claim on the policy, in which event no refund will be due.
11 switching between service plans
11.1In the event that you wish to switch from one pay monthly service plan to another, both of which include Orange Care, or from one pay monthly service plan to another, both of which require Orange Care to be purchased as an optional extra then Orange Care will continue unaffected.
11.2In the event that you wish to switch from a pay monthly service plan which includes Orange Care to a pay monthly plan which requires Orange Care to be purchased as an optional extra, the inclusive Orange Care will automatically cease.
11.3In the event that you wish to switch from a pay monthly service plan which requires Orange Care to be purchased as an optional extra to a pay monthly service plan which includes Orange Care then from the date such switching takes effect you will be covered by Orange Care for the unexpired balance (if any) of any period under clause 8.1 calculated from the day your phone
13.20