HP 12C manual Stock Portfolio Evaluation and Analysis

6.If you invest the same amount ($1500, *after taxes for a not-Keogh or IRA account.) each year with dividends taxed as ordinary income, what will be the total tax-paid cash at retirement?

7.What is the purchasing power of that figure in terms of today's dollars?

Keystrokes Display

CLEAR

	40.00	Tax rate.
40	1
35	35.00	Years to retirement.
8.175	8.18	Dividend rate.
1500	-1,500.00	Annual payment.
	290,730.34	Future value at retirement.
	-52,500.00	Cash Paid in.
	238,230.34	Earned dividends.
	232,584.27	After-tax value.
	8,276.30	Diminished purchasing power.
	139,360.09	Tax-paid cash at retirement.
	4,959.00	Purchasing power of tax-paid cash
		at retirement.

Stock Portfolio Evaluation and Analysis

This program evaluates a portfolio of stocks given the current market price per share and the annual dividend. The user inputs the initial purchase price of a stock, the number of shares, the beta coefficient*, the annual dividend, and the current market price for a portfolio of any size.

The program returns the percent change in value of each stock and the valuation and beta coefficient* of the entire portfolio. Output includes the original portfolio value, the new portfolio value, the percent change in the value and the annual dividend and yield as a percent of the current market value. The overall beta coefficient of the portfolio is also calculated.

*The beta coefficient is a measure of a stock variability (risk) compared to the market in general. Beta values for individual stocks can be acquired from brokers, investment publications or the local business library.

Notes:

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