6.If you invest the same amount ($1500, *after taxes for a not-Keogh or IRA account.) each year with dividends taxed as ordinary income, what will be the total tax-paid cash at retirement?

7.What is the purchasing power of that figure in terms of today's dollars?

Keystrokes Display

CLEAR

 

40.00

Tax rate.

40

1

 

35

35.00

Years to retirement.

 

 

8.175

8.18

Dividend rate.

 

 

1500

-1,500.00

Annual payment.

 

 

 

290,730.34

Future value at retirement.

 

 

 

 

-52,500.00

Cash Paid in.

 

 

 

 

238,230.34

Earned dividends.

 

 

 

 

232,584.27

After-tax value.

 

 

 

 

8,276.30

Diminished purchasing power.

 

 

 

 

139,360.09

Tax-paid cash at retirement.

 

 

 

 

4,959.00

Purchasing power of tax-paid cash

 

at retirement.

 

 

Stock Portfolio Evaluation and Analysis

This program evaluates a portfolio of stocks given the current market price per share and the annual dividend. The user inputs the initial purchase price of a stock, the number of shares, the beta coefficient*, the annual dividend, and the current market price for a portfolio of any size.

The program returns the percent change in value of each stock and the valuation and beta coefficient* of the entire portfolio. Output includes the original portfolio value, the new portfolio value, the percent change in the value and the annual dividend and yield as a percent of the current market value. The overall beta coefficient of the portfolio is also calculated.

*The beta coefficient is a measure of a stock variability (risk) compared to the market in general. Beta values for individual stocks can be acquired from brokers, investment publications or the local business library.

Notes:

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